Poonawalla Fincorp

Poonawalla Fincorp Interest Coverage

The Interest Coverage Ratio of Poonawalla Fincorp (POONAWALLA.NS) as of Oct 28, 2026 is 12.95. In the previous year, Interest Coverage Ratio was 11.45 — a change of 13.14% (higher).

Interest Coverage

12.95

YoY

13.14%

Last updated:

Interest Coverage Ratio of Poonawalla Fincorp is 2025 12.95 . Interest Coverage Ratio of Poonawalla Fincorp was 2024 11.45 . It decreases by 13.14% higher compared to the previous year.

The Poonawalla Fincorp Interest Coverage history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Interest Coverage
Date
Interest Coverage
Jan 1, 2018
143.11 INR
Jan 1, 2019
129.53 INR
Jan 1, 2020
6.78 INR
Jan 1, 2021
101.51 INR
Jan 1, 2022
141.34 INR
Jan 1, 2023
27.14 INR
Jan 1, 2024
11.45 INR
Jan 1, 2025
12.95 INR
The Poonawalla Fincorp Interest Coverage history
YEARInterest CoverageYoY
12.95+13.14%
11.45-57.82%
27.14-80.80%
141.34+39.24%
101.51+1,397.63%
6.78-94.77%
129.53-9.49%
143.11-95.01%
2,870.43+770.07%
329.91—

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Poonawalla Fincorp Stock analysis

What does Poonawalla Fincorp do? Poonawalla Fincorp Ltd. generates revenue through a range of financial services including pre-owned car finance, personal loans, business loans, and specialized professional loans. The company offers unsecured personal loans, urgent personal loans, short-term personal loans, and instant online loans tailored for salaried employees. Business loans encompass unsecured business loans, small business loans, and loans for women and working capital. Specialized professional loans target chartered accountants, company secretaries, and doctors. The firm serves customers across 21 states with a focus on accessible financing solutions for individuals and small businesses. The company’s product portfolio includes loan against property, supply chain finance, machinery loans, and medical equipment loans. These services cater to diverse customer segments such as professionals, small business owners, and individuals seeking personal or vehicle financing. Pre-owned car finance and auto lease are key offerings for automotive-related needs. The business model relies on providing tailored financial products to meet specific customer requirements in a competitive market. Poonawalla Fincorp Ltd. targets segments including salaried employees, small business owners, and professionals like chartered accountants, company secretaries, and doctors. The firm’s widespread coverage across 21 states ensures accessibility for a broad customer base. By offering specialized loan products, the company addresses the unique financial needs of different professional and business categories without relying on external partnerships or additional services. Poonawalla Fincorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Poonawalla Fincorp stock

Interest Coverage Ratio of Poonawalla Fincorp is 12.95 in 2025.

Interest Coverage Ratio of Poonawalla Fincorp changed from 11.45 to 12.95, representing a 13.14% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Interest Coverage Ratio Poonawalla Fincorp since 2006 – with annual values, charts, and detailed analysis.

The Interest Coverage ratio measures a company's ability to pay interest on its debt. Higher ratios indicate greater financial strength and lower default risk.

Interest Coverage = EBIT / Interest Expense

A 'good' varies by industry and company stage. On Eulerpool, you can compare Interest Coverage Ratio's Poonawalla Fincorp with sector peers and the industry average to assess whether it is attractive.

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Leverage — Poonawalla Fincorp

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