Ponce Financial Group

Ponce Financial Group ROCE

The Return on Capital Employed (ROCE) of Ponce Financial Group (PDLB) as of Oct 26, 2026 is 7.30 %. In the previous year, Return on Capital Employed (ROCE) was 3.10 % — a change of 135.12% (higher).

ROCE

7.30 %

YoY

135.12%

Last updated:

In 2025, Ponce Financial Group's return on capital employed (ROCE) was 7.30 %, a 135.12% increase from the 3.10 % ROCE in the previous year.

The Ponce Financial Group ROCE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROCE
Date
ROCE
Jan 1, 2018
2.25 USD
Jan 1, 2019
-3.82 USD
Jan 1, 2020
3.28 USD
Jan 1, 2021
17.77 USD
Jan 1, 2022
-7.48 USD
Jan 1, 2023
1.19 USD
Jan 1, 2024
3.10 USD
Jan 1, 2025
7.30 USD
The Ponce Financial Group ROCE history
YEARROCEYoY
7.30 %+135.12%
3.10 %+160.50%
1.19 %-115.93%
-7.48 %-142.09%
17.77 %+441.46%
3.28 %-185.92%
-3.82 %-270.10%
2.25 %-224.86%
-1.80 %-168.81%
2.61 %-37.92%
4.21 %—

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Ponce Financial Group Stock analysis

What does Ponce Financial Group do? Ponce Financial Group Inc operates as a holding company for Ponce Bank, a federally chartered stock savings association. The bank generates revenue primarily through its core lending and deposit services, offering residential and commercial mortgage loans, business and consumer loans, and a range of deposit accounts including demand, savings, money market, and certificate of deposit products. Ponce Bank serves retail customers and local businesses through its 13 branch offices and administrative center in the Bronx, New York, focusing on community banking with a strong emphasis on residential mortgage lending and deposit gathering. The bank invests deposited funds and operational earnings into mortgage loans covering one-to-four family residences, multifamily properties, nonresidential real estate, construction, and land development, alongside business and consumer credit. It also holds securities portfolios comprising U.S. government and federal agency instruments, government-sponsored enterprise securities, mortgage-backed securities, and FHLBNY stock. These investment strategies support the bank's primary revenue streams from interest income on loans and securities holdings. Ponce Bank's business model centers on attracting deposits from the general public to fund its lending activities, with a significant portion dedicated to residential mortgage products. The bank's operational structure includes a central administrative office and 13 branch locations, serving local communities in the Bronx area. Its financial services are tailored to meet the needs of individual consumers and small to medium-sized local businesses seeking residential and commercial financing solutions. Ponce Financial Group is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling Ponce Financial Group's Return on Capital Employed (ROCE)

Ponce Financial Group's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Ponce Financial Group's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Ponce Financial Group's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Ponce Financial Group’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Ponce Financial Group stock

Return on Capital Employed (ROCE) of Ponce Financial Group is 7.30 % in 2025.

Return on Capital Employed (ROCE) of Ponce Financial Group changed from 3.10 % to 7.30 %, representing a 135.12% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) Ponce Financial Group since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s Ponce Financial Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — Ponce Financial Group

All Key Metrics — Ponce Financial Group