PayPoint plc

PayPoint plc Debt

The Debt of PayPoint plc (PAY.L) as of Nov 4, 2026 is 142.21 M GBP. In the previous year, Debt was 105.49 M GBP — a change of 34.81% (higher).

Debt

142.21 MGBP

YoY

34.81%

Last updated:

In 2026, PayPoint plc's total debt was 142.21 M GBP, a 34.81% change from the 105.49 M GBP total debt recorded in the previous year.

The PayPoint plc Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2016
919,000.00 GBP
Jan 1, 2020
70.94 M GBP
Jan 1, 2021
87.03 M GBP
Jan 1, 2022
51.79 M GBP
Jan 1, 2023
100.42 M GBP
Jan 1, 2024
98.77 M GBP
Jan 1, 2025
105.49 M GBP
Jan 1, 2026
142.21 M GBP
The PayPoint plc Debt history
YEARDebtYoY
142.21 MGBP+34.81%
105.49 MGBP+6.80%
98.77 MGBP-1.64%
100.42 MGBP+93.88%
51.79 MGBP-40.49%
87.03 MGBP+22.68%
70.94 MGBP+7,619.37%
919,000.00GBP—

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PayPoint plc Stock analysis

What does PayPoint plc do? PayPoint plc provides electronic payment collection solutions through its MultiPay platform, enabling clients to process transactions via mobile, online, text, phone, cash in-store, and cash out channels. The company's PayPoint One platform integrates card payments and electronic point of sale (EPoS) into a single device, offering retail payment services such as bill payments, prepaid energy, mobile top-ups, and money transfers. Its services include parking, permits, tolling, and ticketing transactions through mobile and online channels, catering to businesses requiring flexible payment processing for consumer transactions. PayPoint plc's subsidiaries deliver specialist consumer payment services, transaction processing, and settlement solutions. The company's offerings target businesses needing integrated payment systems for retail and mobile transactions, including services like cash out, lottery top-ups, and parcel payments. Clients utilize MultiPay for streamlined consumer payment processing and transaction routing, while PayPoint One serves as a unified device for card payments and EPoS in retail environments. The firm's retail payments segment covers bill payments, prepaid energy, mobile top-ups, and lottery services, while its mobile and online segment handles parking, permits, tolling, and ticketing. PayPoint One combines payment services with EPoS, providing a comprehensive solution for businesses seeking to integrate multiple payment channels into a single device. The company's focus on transaction processing and settlement supports clients across various sectors requiring efficient payment solutions. PayPoint plc is one of the most popular companies on Eulerpool.

Debt Details

Understanding PayPoint plc's Debt Structure

PayPoint plc's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing PayPoint plc's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to PayPoint plc’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in PayPoint plc’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about PayPoint plc stock

Debt of PayPoint plc is 142.21 M GBP in 2026.

Debt of PayPoint plc changed from 105.49 M GBP to 142.21 M GBP, representing a 34.81% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt PayPoint plc since 2006 – with annual values, charts, and detailed analysis.

Debt's GBP is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's PayPoint plc historically and in real time.

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Balance Sheet — PayPoint plc

All Key Metrics — PayPoint plc