Optima Bank

Optima Bank DSCR

The Debt Service Coverage Ratio (DSCR) of Optima Bank (OPTIMA.AT) as of Nov 3, 2026 is 0.43. In the previous year, Debt Service Coverage Ratio (DSCR) was -6.73 — a change of -106.34% (higher).

DSCR

0.43

YoY

-106.34%

Last updated:

Debt Service Coverage Ratio (DSCR) of Optima Bank is 2025 0.43 . Debt Service Coverage Ratio (DSCR) of Optima Bank was 2024 -6.73 . It decreases by -106.34% higher compared to the previous year.

The Optima Bank DSCR history

  • 3 Years

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  • 25 Years

  • Max

DSCR
Date
DSCR
Jan 1, 2020
23.41 EUR
Jan 1, 2021
-1.08 EUR
Jan 1, 2022
3.67 EUR
Jan 1, 2023
-7.75 EUR
Jan 1, 2024
-6.73 EUR
Jan 1, 2025
0.43 EUR
The Optima Bank DSCR history
YEARDSCRYoY
0.43-106.34%
-6.73-13.07%
-7.75-310.79%
3.67-440.04%
-1.08-104.62%
23.41—

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Optima Bank Stock analysis

What does Optima Bank do? Optima Bank SA generates revenue through its Banking activities, Treasury activities, Brokerage activities, and Others segments. The company serves individuals and legal entities with services including account opening, loans, deposits, and brokerage services. It operates over 25 branches across Greece, located in cities such as Psychiko, Ilioupoli, Aghia Paraskevi, and others listed in its business description. The firm's primary customers are Greek residents and businesses seeking traditional banking and investment services. The company's Banking activities segment focuses on core services like account management, lending, and deposit-taking, while Treasury activities involve managing financial assets and liabilities. Brokerage activities provide investment and securities services to clients. The firm's segments are structured to cater to diverse client needs within the Greek market, leveraging its branch network for local customer engagement. Optima Bank SA's revenue streams are derived from interest income on loans and deposits, fees from brokerage services, and income from treasury operations. The company's target segments include retail clients for banking services and institutional clients for brokerage and investment banking services. With a presence in key Greek cities, it serves both urban and regional markets through its extensive branch network. Optima Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Optima Bank stock

Debt Service Coverage Ratio (DSCR) of Optima Bank is 0.43 in 2025.

Debt Service Coverage Ratio (DSCR) of Optima Bank changed from -6.73 to 0.43, representing a -106.34% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) Optima Bank since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s Optima Bank with sector peers and the industry average to assess whether it is attractive.

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