Oak Ridge Financial Services

Oak Ridge Financial Services ROE

The Return on Equity (ROE) of Oak Ridge Financial Services (BKOR) as of Oct 8, 2026 is 11.24 %. In the previous year, Return on Equity (ROE) was 9.01 % — a change of 24.82% (higher).

ROE

11.24 %

YoY

24.82%

Last updated:

In 2025, Oak Ridge Financial Services's return on equity (ROE) was 11.24 %, a 24.82% increase from the 9.01 % ROE in the previous year.

The Oak Ridge Financial Services ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
11.59 USD
Jan 1, 2019
10.54 USD
Jan 1, 2020
7.32 USD
Jan 1, 2021
15.12 USD
Jan 1, 2022
12.66 USD
Jan 1, 2023
9.84 USD
Jan 1, 2024
9.01 USD
Jan 1, 2025
11.24 USD
The Oak Ridge Financial Services ROE history
YEARROEYoY
11.24 %+24.82%
9.01 %-8.48%
9.84 %-22.24%
12.66 %-16.33%
15.12 %+106.52%
7.32 %-30.53%
10.54 %-9.07%
11.59 %+24.57%
9.31 %-3.94%
9.69 %-3.01%
9.99 %+87.43%
5.33 %—
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Oak Ridge Financial Services Stock analysis

What does Oak Ridge Financial Services do? Oak Ridge Financial Services Inc. is a company that was founded in 2002 and is headquartered in Oak Ridge, North Carolina. The company has been listed on the NASDAQ stock exchange since 2004 and has made a name for itself in the financial services industry. Oak Ridge Financial Services offers its customers a wide range of financial services, including deposit accounts, credit cards, loans, investment management, and other financial products and services. History Oak Ridge Financial Services Inc. was founded in 2002 when Carolina Bank Holding Inc. acquired Bank of Oak Ridge. The Bank of Oak Ridge, a local bank originally established in the late 1980s, was already well-established in the local market. Through the acquisition, the company gained recognition in the local community and began expanding its banking business. Business Model Oak Ridge Financial Services' business strategy is based on providing banking and financial services to small and medium-sized businesses (SMEs) and individuals in its target region. The bank aims to offer a broad range of financial services to its customers to meet their needs and requirements. Oak Ridge Financial Services is able to do this easily through competitive pricing and comprehensive coverage of financial products and services. Divisions Oak Ridge Financial Services has several divisions serving its customers. These include: 1. Personal Banking: Oak Ridge Financial Services offers a wide range of banking services to its personal customers, including deposit accounts, ATMs, credit cards, financial management training programs, investment management, and other services. 2. Business Banking: The bank provides business customers with the ability to open business accounts, obtain loans for business purposes, and offer other financial products and services to meet their business needs. 3. Investment Management: Oak Ridge Financial Services also offers a wide range of investment products and services, including investment funds, investment advice, and asset management. Products Oak Ridge Financial Services offers a variety of products to support its customers' financial needs. These include: 1. Deposit Accounts: Oak Ridge Financial Services offers a wide range of deposit accounts, from savings accounts to checking accounts, to meet all of its customers' needs. 2. Credit Cards: The company also offers a variety of credit cards, including standard cards for daily use as well as special cards for business purposes. 3. Loans: Oak Ridge Financial Services also offers a wide range of loan products, including unsecured loans, secured loans, home financing, and auto loans. 4. Investment Products: The company also offers a wide range of investment products, including investment funds, stocks, bonds, and other financial instruments. Overall, Oak Ridge Financial Services is a versatile financial services firm offering a wide range of products and services to its customers. With its strong presence in the local community and commitment to high-quality customer service, the company is well-positioned to continue growing in the future. Oak Ridge Financial Services is one of the most popular companies on Eulerpool.

ROE Details

Decoding Oak Ridge Financial Services's Return on Equity (ROE)

Oak Ridge Financial Services's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Oak Ridge Financial Services's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Oak Ridge Financial Services's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Oak Ridge Financial Services’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Oak Ridge Financial Services stock

Return on Equity (ROE) of Oak Ridge Financial Services is 11.24 % in 2025.

Return on Equity (ROE) of Oak Ridge Financial Services changed from 9.01 % to 11.24 %, representing a 24.82% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Oak Ridge Financial Services since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Oak Ridge Financial Services with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Oak Ridge Financial Services

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