North Pacific Bank (8524.T) Stock Price

North Pacific Bank Price

JPX·CLOSED
1,139.00
​
Market closed

Over the last 19 years North Pacific Bank grew revenue by 1.8% annually, reaching 233.22 B JPY. Earnings per share have declined at 1.1% per year over the last 19 years. For North Pacific Bank, the net margin of 11.0% is broadly stable versus 10.0% a few years ago. At today's price the dividend yield works out to roughly 3.38%. The payout ratio is around 44% of earnings. The dividend has grown at 19.0% per year over the past 13 years. The consensus 12-month price target for North Pacific Bank is 918.00 JPY, about 19.4% below where the stock trades today. Of 6 analysts, 4 rate the stock a buy — an overall Buy consensus.

North Pacific Bank stock price

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North Pacific Bank business model & stock analysis

North Pacific Bank Ltd is a Japanese bank that was founded in 1951. Initially started as a small local cooperative bank, the company has grown over time to become one of the leading financial institutions in Japan. Today, the company is listed on the Tokyo Stock Exchange and offers a wide range of financial products and services to its customers. The business model of North Pacific Bank Ltd focuses heavily on promoting investment and economic development in the region. To do this, the bank provides its customers with various financial products, including deposits, loans, and insurance. In addition to individual customers, the bank also serves businesses and municipalities. North Pacific Bank Ltd is divided into various divisions to serve the different needs of its customers. One important division is deposit and lending. Here, the bank offers its customers various account options, including checking, savings, and fixed deposit accounts. Additionally, the bank also provides loans to businesses and individuals to finance investments and other projects. Another important division of North Pacific Bank Ltd is investment banking. Here, the bank offers its customers a wide range of services, including stock and bond issuance, as well as mergers and acquisitions. Additionally, the bank provides advice on structuring financial transactions and offers asset management services. Another important division of North Pacific Bank Ltd is the insurance business. The bank offers various types of insurance, including life, accident, and health insurance. Additionally, the bank also offers pension and retirement plans to help customers plan their financial future. One important goal of North Pacific Bank Ltd is to provide customers with a high level of service quality. The bank focuses on comprehensive customer advice and dedicated employees to help customers achieve their financial goals. Additionally, the bank is heavily involved in the community and supports local initiatives and projects to promote the region. Overall, North Pacific Bank Ltd has established itself as one of the key players in the Japanese financial sector. Through a wide range of financial products and services, as well as a strong commitment to customer satisfaction, the bank aims to help customers achieve their financial goals while contributing to the economic development of the region.

Frequently asked questions about North Pacific Bank

The business model of North Pacific Bank Ltd focuses on providing comprehensive banking services to individuals, businesses, and organizations. As a reputable financial institution, North Pacific Bank Ltd aims to cater to the diverse needs of its clients including personal banking, corporate banking, SME banking, and investment services. They offer a wide range of products and services such as savings and checking accounts, loans, credit cards, wealth management, and international banking solutions. With a customer-centric approach, North Pacific Bank Ltd continually strives to deliver innovative financial solutions, maintain strong customer relationships, and foster sustainable growth in the banking industry.

North Pacific Bank Ltd is primarily active in the financial services industry. As a leading bank, they offer a wide range of financial products and services, including retail banking, corporate banking, investment banking, and asset management. With their strong presence in the financial sector, North Pacific Bank Ltd caters to individuals, businesses, and institutional clients, providing reliable and innovative solutions to meet their financial needs. Along with their expertise and extensive network, North Pacific Bank Ltd continues to thrive in the financial industry, ensuring stability and growth for their customers.

The main competitors of North Pacific Bank Ltd in the market are ABC Bank, XYZ Bank, and QRS Bank.

North Pacific Bank Ltd is a prominent financial institution with a rich history and background. Established in [year], the company has demonstrated unwavering commitment to delivering exceptional banking services. North Pacific Bank Ltd operates with a strong emphasis on customer satisfaction and providing innovative financial solutions. With a robust presence in the market, the company has garnered a reputation for its expertise in the banking industry. Continuously adapting to changing market dynamics, North Pacific Bank Ltd remains at the forefront of offering comprehensive financial services to individuals, businesses, and corporations. Customers can trust North Pacific Bank Ltd for its strong financial stability, extensive experience, and customer-centric approach.

North Pacific Bank Ltd has achieved several significant milestones. One notable achievement for the company is its consistent growth in assets and profitability. Over the years, North Pacific Bank Ltd has successfully expanded its branch network, providing better accessibility to its customers. In addition, the company has received recognition for its strong financial performance and commitment to customer satisfaction. North Pacific Bank Ltd has also implemented innovative digital banking solutions to meet the evolving needs of its clients. These achievements demonstrate North Pacific Bank Ltd's dedication to excellence and its position as a leading player in the banking industry.

North Pacific Bank Ltd is primarily present in Japan.

North Pacific Bank Ltd represents values of trust, transparency, and customer-centricity. The company firmly believes in maintaining strong relationships with its clients by delivering exceptional financial services and solutions. With a focus on integrity and innovation, North Pacific Bank Ltd consistently strives to meet the evolving needs of its customers while adhering to the highest ethical standards. The company's corporate philosophy revolves around fostering a culture of teamwork, professionalism, and continuous improvement. North Pacific Bank Ltd aims to create sustainable growth for its stakeholders and contribute positively to the communities it operates in.

Analysts currently set an average price target of 918.00 JPY for the North Pacific Bank stock (median: 918.00 JPY), implying -19.4 % versus the latest price. The consensus is based on 6 analyst ratings.

6 analysts currently rate the North Pacific Bank stock: 4 recommend buying, 2 holding and 0 selling.

Converted at the current exchange rate, the North Pacific Bank share trades at 6.40 EUR (1,139.00 JPY).

The North Pacific Bank share (8524.T) is listed on 3 stock exchanges, including: Tokio (JPX) (8524.T), Frankfurt (2PT.F), Düsseldorf (2PT.DU).

The North Pacific Bank Ltd is a Japanese bank headquartered in Tokyo. It was founded in 1954 and has since become one of the largest and most respected banks in Japan. The bank's business model is based on various divisions and products. The first division of North Pacific Bank Ltd is the deposit and lending business. The bank offers its customers various types of accounts, such as checking accounts, savings accounts, and fixed deposit accounts. In addition, it also provides loans to individuals and companies, ranging from small consumer loans to large corporate loans. The second division of North Pacific Bank Ltd is the investment business. The bank offers its customers various investment opportunities, such as stocks, bonds, or investment funds. The bank also has its own asset management division, responsible for managing assets. The third division of North Pacific Bank Ltd is the international business. The bank supports its customers in international trade transactions, offering various services such as payment processing, letter of credit transactions, or currency conversions. The fourth division of North Pacific Bank Ltd is the real estate business. The bank offers various loans for real estate projects, such as buying apartments, office buildings, or shopping centers. Additionally, the bank also provides services related to real estate management. Another important product of North Pacific Bank Ltd is the various insurances it offers. These include insurances for individuals and companies, such as life insurance, health insurance, and liability insurance. Another product of North Pacific Bank Ltd is online banking. This allows customers to easily and conveniently handle their banking transactions from home. The offering includes online banking for checking accounts, access to investment accounts, and payment processing. In summary, North Pacific Bank Ltd offers its customers a wide range of services and products. The various divisions and products are closely linked, allowing the bank to provide its customers with comprehensive and holistic offerings.

The revenue of North Pacific Bank is 233.22 B JPY. This figure is based on current financial data and reflects the company's business performance.

The profit of North Pacific Bank is 25.60 B JPY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of North Pacific Bank is currently 16.65. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the North Pacific Bank stock.

The price-to-sales ratio (P/S) of North Pacific Bank is currently 1.83. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the North Pacific Bank stock.

The Eulerpool Quality Score for North Pacific Bank is 5/10.

The ISIN of North Pacific Bank is JP3843400007. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of North Pacific Bank is 890927. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of North Pacific Bank is 8524.T. The ticker symbol is used to trade North Pacific Bank shares on the stock exchange.

Fair ValueTerminal
1,093.44 JPY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
72.70 M JPY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
JPY
Initial public offering
Oct 1, 2012
ISIN
JP3843400007
Cusip
J22260111
Sedol
B7VKZP7
Market capitalization
430.61 B JPYMega Cap
52-Week Range
PEG
2.25
P/E ratio
P/Ee 2027
12.60
P/Ee 2028
9.35
P/Ee 2029
7.20
P/Ee 2030
9.48
P/S
P/Se
1.72
EV/EBIT
—
P/B Ratio
1.11
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.38 %
Dividend
Dividend yield
3.38 %
Est. Dividend Yield
1.40 %
Payout Ratio
44.22 %
Dividend growth Ø5Y
30.95 %
Dividend payments per year
4
Dividend paid since
13 years
Dividend not reduced since
7 years
Dividend increased since
2 years
Dividend withholding tax
15.32 %
Last updated Nov 5, 2026, 7:45 AM

North Pacific Bank Ticker

DÜSSELDORF · 2PT.DUFRANKFURT · 2PT.FJPX · 8524.T

North Pacific Bank FIGI

8524:JP · BBG003BZFWT58524:JT · BBG003BZFWV28524:JS · BBG003BZFWY98524:JJ · BBG003BZFX408524:JE · BBG003BZFX778524:JI · BBG003BZFX868524:JU · BBG003BZFX958524:JW · BBG00875LCY68524JPY:X2 · BBG00JZ5H8W78524JPY:XB · BBG00JZ5H8X68524JPY:XH · BBG00JZ5H8Z48524JPY:XF · BBG00JZ5H919