Muthoot Microfin

Muthoot Microfin Debt

The Debt of Muthoot Microfin (MUTHOOTMF.NS) as of Nov 5, 2026 is 81.01 B INR. In the previous year, Debt was 85.24 B INR — a change of -4.96% (lower).

Debt

81.01 BINR

YoY

-4.96%

Last updated:

In 2025, Muthoot Microfin's total debt was 81.01 B INR, a -4.96% change from the 85.24 B INR total debt recorded in the previous year.

The Muthoot Microfin Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2021
30.94 B INR
Jan 1, 2022
40.88 B INR
Jan 1, 2023
66.23 B INR
Jan 1, 2024
85.24 B INR
Jan 1, 2025
81.01 B INR
The Muthoot Microfin Debt history
YEARDebtYoY
81.01 BINR-4.96%
85.24 BINR+28.70%
66.23 BINR+62.01%
40.88 BINR+32.14%
30.94 BINR—

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Muthoot Microfin Stock analysis

What does Muthoot Microfin do? Muthoot Microfin Ltd generates revenue through micro loans targeting women in small income-generating activities, operating under the Grameen model. Its product portfolio includes group loans like Pragathi and income-generating loans, individual loans, life betterment solutions such as mobile phone and solar lighting loans, health and hygiene loans for sanitation improvements, and secured gold loans alongside MSGB loans for small businesses. The company serves women entrepreneurs and low-income segments seeking financial inclusion, leveraging the Muthoot Pappachan Group's infrastructure. Muthoot Pappachan Technologies Limited functions as a subsidiary within its structure. The firm's primary buyers are women engaged in small-scale livelihoods, including those requiring mobile phones, solar lighting, household appliances, or sanitation upgrades. These customers access tailored financial products designed for inclusive growth, with gold loans and MSGB loans catering to secured lending needs. The company's operations focus on microfinance solutions that support entrepreneurship without traditional deposit acceptance. Muthoot Microfin Ltd's revenue streams are derived from loan disbursements across multiple segments: group and individual loans for income generation, life betterment products, health-focused loans, and secured gold and business loans. The Muthoot Pappachan Group provides the overarching business framework, while Muthoot Pappachan Technologies Limited supports operational aspects as a subsidiary. Muthoot Microfin is one of the most popular companies on Eulerpool.

Debt Details

Understanding Muthoot Microfin's Debt Structure

Muthoot Microfin's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Muthoot Microfin's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Muthoot Microfin’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Muthoot Microfin’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Muthoot Microfin stock

Debt of Muthoot Microfin is 81.01 B INR in 2025.

Debt of Muthoot Microfin changed from 85.24 B INR to 81.01 B INR, representing a -4.96% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Muthoot Microfin since 2006 – with annual values, charts, and detailed analysis.

Debt's INR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Muthoot Microfin historically and in real time.

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Balance Sheet — Muthoot Microfin

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — Muthoot Microfin