Merchants Bancorp Stock

Merchants Bancorp Gross Margin

The Gross Margin of Merchants Bancorp (MBIN) as of Aug 15, 2026 is 41.29 %. In the previous year, Gross Margin was 44.41 % — a change of -7.03% (lower).

Gross Margin

41.29 %

YoY

-7.03%

Last updated:

Gross Margin of Merchants Bancorp is 2026 41.29 % . Gross Margin of Merchants Bancorp was 2025 44.41 % . It decreases by -7.03% lower compared to the previous year.

Merchants Bancorp's gross margin stands at 82.7%, down from 98.8% several years earlier.

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Merchants Bancorp Stock analysis

What does Merchants Bancorp do? Merchants Bancorp is a diversified financial services company based in Carmel, Indiana, USA. It was founded in 1990 and has since become one of the largest independent banking and financial services companies in the Midwest United States. The company offers a wide range of financial services for retail customers as well as small and medium-sized businesses. These include traditional banking products such as checking accounts and savings products, as well as mortgages and business financing. Merchants Bancorp specializes in financing residential properties, particularly multi-family homes, and is well-established in this area. Merchants Bancorp operates in three main business segments: deposit business, mortgage business, and bank holding business. In the deposit business, Merchants Bancorp offers a broad range of deposit products for retail and business customers. These include checking accounts, savings accounts, money market accounts, and CDs. The company also offers online banking and mobile banking services to provide customers with maximum convenience and quick access to their financial affairs. In the mortgage business, Merchants Bancorp offers a variety of mortgage products for retail and business customers. These include FHA loans, VA loans, Fannie Mae and Freddie Mac loans, as well as jumbo loans. The company also provides comprehensive consulting services for construction financing customers. Merchants Bancorp's bank holding business includes a wide range of services for small and medium-sized businesses. The company offers business accounts, credit cards, online banking, mobile banking, and a variety of mortgage loan products for businesses. Merchants Bancorp places great emphasis on customer service and works closely with customers to find tailored solutions for their individual financial needs. The company also collaborates with local communities and organizations, particularly promoting the development of affordable housing for low-income families and elderly individuals. In recent years, Merchants Bancorp has experienced strong growth. In 2019, the company achieved a net profit of $110.3 million and a return on equity (ROE) of 26.5 percent. The company has a market capitalization of approximately $600 million and employs more than 500 employees. Merchants Bancorp is committed to continue growing and solidifying its position as a leading financial services company in the Midwest United States. In particular, the mortgage business is expected to be further expanded. The company is well positioned to benefit from the ongoing demand for residential properties in the US and to offer its customers tailor-made financing solutions. Merchants Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Merchants Bancorp stock

Gross Margin of Merchants Bancorp is 41.29 % in 2026.

Gross Margin of Merchants Bancorp changed from 44.41 % to 41.29 %, representing a -7.03% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Gross Margin Merchants Bancorp since 2006 – with annual values, charts, and detailed analysis.

Gross Margin measures the percentage of revenue remaining after COGS. Higher gross margins indicate more efficient production and stronger pricing power.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Gross Margin's Merchants Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Gross Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Gross Margin.

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Margins — Merchants Bancorp

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