Lakeland Financial

Lakeland Financial Debt

The Debt of Lakeland Financial (LKFN) as of Nov 4, 2026 is 13.00 M USD.

Debt

13.00 MUSD

Last updated:

In 2025, Lakeland Financial's total debt was 13.00 M USD, a % change from the 0.00 USD total debt recorded in the previous year.

The Lakeland Financial Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
106.50 M USD
Jan 1, 2019
0.00 USD
Jan 1, 2020
10.50 M USD
Jan 1, 2021
0.00 USD
Jan 1, 2022
22.00 M USD
Jan 1, 2023
0.00 USD
Jan 1, 2024
0.00 USD
Jan 1, 2025
13.00 M USD
The Lakeland Financial Debt history
YEARDebtYoY
13.00 MUSD—
0.00USD—
0.00USD-100.00%
22.00 MUSD—
0.00USD-100.00%
10.50 MUSD—
0.00USD-100.00%
106.50 MUSD+4.82%
101.60 MUSD-61.07%
261.00 MUSD+159.44%
100.60 MUSD+16.57%
86.30 MUSD—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Lakeland Financial Stock analysis

What does Lakeland Financial do? Lakeland Financial Corp was founded in 1872 and is headquartered in Indiana, USA. The company operates as a holding company for a group of banks operating under the Lake City Bank brand. Lakeland Financial Corp's business model focuses on providing banking services to retail customers, small businesses, nonprofit organizations, and government agencies. Lake City Bank operates a total of 50 branches and has over 45 cash management centers. The bank offers a wide range of banking products and services, including credit cards, deposit slips, checking accounts, savings programs, securities services, and advisory services. In addition, Lake City Bank offers various financing and investment products, such as mortgages, commercial real estate loans, personal loans, and student loans. As part of its business strategy, Lakeland Financial Corp has diversified and expanded its services to offer a broader range of financial products and services. In recent years, emphasis has been placed on technology to provide customers with a digital banking experience. Lake City Bank now offers an online and mobile banking platform. The company has also developed a wealth of tools and services to help customers manage their finances, including financial management tools and training courses. In addition to providing traditional banking services, the company also has business units that focus on specific markets and customers. For example, the Lake City Investment unit specializes in investment services such as asset management, securities services, and financial planning. The Lake City Small Business Banking unit offers services tailored to the needs of small and medium-sized businesses, such as loans, cash management tools, and online banking. Lakeland Financial Corp is proud to be a local bank deeply rooted in the community it serves. The company is heavily involved in the communities in which it operates, supporting various charities and nonprofit projects. The company is also proud to be a responsible employer that advocates for both its employees and customers. Overall, Lakeland Financial Corp is a successful financial company that offers a wide range of banking services and products to meet the financial needs of a broad range of customers. The company is committed to continuously expanding and improving its services and products to meet the needs of its customers, while maintaining the values on which it was founded. Lakeland Financial is one of the most popular companies on Eulerpool.

Debt Details

Understanding Lakeland Financial's Debt Structure

Lakeland Financial's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Lakeland Financial's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Lakeland Financial’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Lakeland Financial’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Lakeland Financial stock

Debt of Lakeland Financial is 13.00 M USD in 2025.

On Eulerpool you can find the complete historical development of Debt Lakeland Financial since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Lakeland Financial historically and in real time.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Balance Sheet — Lakeland Financial

All Key Metrics — Lakeland Financial