Laan & Spar Bank A/S

Laan & Spar Bank A/S Net Margin

The Net Profit Margin of Laan & Spar Bank A/S (LASP.CO) as of Nov 3, 2026 is 21.32 %. In the previous year, Net Profit Margin was 21.62 % — a change of -1.39% (lower).

Net Margin

21.32 %

YoY

-1.39%

Last updated:

Net Profit Margin of Laan & Spar Bank A/S is 2025 21.32 % . Net Profit Margin of Laan & Spar Bank A/S was 2024 21.62 % . It decreases by -1.39% lower compared to the previous year.

For Laan & Spar Bank A/S, the net margin of 25.5% is up versus 20.7% a few years ago.

The Laan & Spar Bank A/S Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2018
15.15 DKK
Jan 1, 2019
17.69 DKK
Jan 1, 2020
15.95 DKK
Jan 1, 2021
20.13 DKK
Jan 1, 2022
17.82 DKK
Jan 1, 2023
25.15 DKK
Jan 1, 2024
21.62 DKK
Jan 1, 2025
21.32 DKK
The Laan & Spar Bank A/S Net Margin history
YEARNet MarginYoY
21.32 %-1.39%
21.62 %-14.04%
25.15 %+41.10%
17.82 %-11.44%
20.13 %+26.16%
15.95 %-9.82%
17.69 %+16.74%
15.15 %-17.14%
18.29 %+18.62%
15.42 %+24.29%
12.40 %-1.80%
12.63 %+11,136.03%
0.11 %-10.45%
0.13 %+69.35%
0.07 %-12.39%
0.08 %+32.41%
0.06 %-2,750.94%
-0.00-103.07%
0.08 %-16.69%
0.09 %—

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Laan & Spar Bank A/S Stock analysis

What does Laan & Spar Bank A/S do? Lån & Spar Bank A/S generates revenue through a range of banking products and services targeting private and professional customers. The bank offers personal banking solutions including loans, credits, savings accounts, child savings accounts, pension funds, debit and credit cards, securities investment services, payment services, and insurance products such as life, health, and property coverage. For businesses, it provides consultancy, asset management, long-term products, business loans, and credit cards. The company operates approximately 20 branches in Denmark and its online platform Netbank, alongside a joint venture in Sweden called Konceptbanken with Sparbanken Oresund AB, which serves as an additional revenue stream. Its wholly owned subsidiary Invest Administration A/S supports the bank's financial services portfolio. The primary customer segments are private individuals seeking personal banking solutions and professional customers requiring business-oriented financial services. Private clients utilize services like savings accounts, insurance, and online financing, while business clients engage with consultancy, asset management, and business loans. The bank's revenue model relies on fees from financial products, interest income from loans and savings, and commissions from investment services. Konceptbanken, operating in Sweden through a joint venture, contributes to the bank's revenue through cross-border services. Lån & Spar Bank A/S focuses on delivering tailored financial solutions across Denmark and Sweden, leveraging its branch network and digital platform Netbank to serve both individual and business clients. The bank's product offerings are designed to meet the specific needs of its target segments, with a strong emphasis on personal banking services for households and business banking solutions for enterprises. The subsidiary Invest Administration A/S plays a key role in managing and expanding the bank's investment services. Laan & Spar Bank A/S is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Laan & Spar Bank A/S stock

Net Profit Margin of Laan & Spar Bank A/S is 21.32 % in 2025.

Net Profit Margin of Laan & Spar Bank A/S changed from 21.62 % to 21.32 %, representing a -1.39% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin Laan & Spar Bank A/S since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's Laan & Spar Bank A/S with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — Laan & Spar Bank A/S

Gross MarginEBIT MarginEBITDA MarginNet MarginFCF MarginR&D / RevenueTax RatePayout RatioPre-Tax MarginOCF MarginSGA/RevenueOpEx/RevenueReinvestment Rate

All Key Metrics — Laan & Spar Bank A/S