LCNB Stock

LCNB DSCR

The Debt Service Coverage Ratio (DSCR) of LCNB (LCNB) as of Aug 13, 2026 is 3.65. In the previous year, Debt Service Coverage Ratio (DSCR) was 9.18 — a change of -60.27% (lower).

DSCR

3.65

YoY

-60.27%

Last updated:

Debt Service Coverage Ratio (DSCR) of LCNB is 2026 3.65 . Debt Service Coverage Ratio (DSCR) of LCNB was 2025 9.18 . It decreases by -60.27% lower compared to the previous year.
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LCNB Stock analysis

What does LCNB do? LCNB Corp is an American financial company headquartered in Lebanon, Ohio. It has a long history dating back to 1877 when the Lebanon Citizens National Bank was established, later converted into LCNB. The business model of LCNB Corp focuses on offering a wide range of financial products and services to meet customer needs. The company provides deposit accounts, loans, financial planning, securities, and other financial products. LCNB Corp is divided into various business segments to meet the needs of customers in different markets. These segments include LCNB National Bank, Vectren Energy Delivery, Dakin Insurance Agency, Dakin Wealth Group, LCNB Investment Services, and Quatrx Mortgage. LCNB National Bank offers a variety of banking services including deposit accounts, checking accounts, credit cards, and loans. The bank also utilizes its extensive experience in construction and real estate financing to assist customers in fulfilling their needs. LCNB National Bank also has a feature called Perfect Blend, a unique method of account management that allows customers to organize their finances in a simple and efficient way. Customers can manage and keep their accounts organized while having access to a variety of online tools to help them manage their finances. The Dakin Insurance Agency is another business segment of LCNB Corp. The agency focuses on providing insurance and risk management solutions to meet the financial needs of customers. The agency works closely with customers to understand their individual requirements and provide them with the best options. Similarly, customers also benefit from the Dakin Wealth Group, which offers a wide range of investment and asset management services. The Wealth Group specializes in helping customers manage their wealth to prepare for retirement or financial independence. LCNB Investment Services offers various investment options including securities, bonds, and investment funds. The company works closely with customers to understand their financial needs and goals in order to provide suitable investment recommendations. Quatrx Mortgage is another business segment of LCNB Corp that specializes in providing mortgage and refinancing services. The division works closely with customers to identify the best mortgage options and help them establish a solid financial portfolio. Overall, LCNB Corp has established itself as a leading provider of financial products and services in the USA. The company has built an impressive track record over the years and steadily expanded its customer base. LCNB is one of the most popular companies on Eulerpool.

Frequently Asked Questions about LCNB stock

Debt Service Coverage Ratio (DSCR) of LCNB is 3.65 in 2026.

Debt Service Coverage Ratio (DSCR) of LCNB changed from 9.18 to 3.65, representing a -60.27% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) LCNB since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s LCNB with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

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