Kemper (KMPR) Stock Price

Kemper Price

NYSE·CLOSED
28.38USD-0.73 (-2.54 %)
Market closed

Revenue has compounded at 2.8% per year over the past 19 years to 4.80 B USD. Earnings per share have declined at 2.9% per year over the last 19 years. Kemper's net margin stands at 3.0%, up from -2.2% several years earlier. Kemper currently offers a dividend yield of about 4.51%. The payout ratio is around 53% of earnings. Analysts set a median price target of 61.20 USD, implying 115.6% above the current price. Of 12 analysts, 8 rate the stock a buy — an overall Buy consensus. The stock trades about 25% above its 52-week low.

Kemper stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Kemper over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Kemper stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Kemper's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Kemper Stock Price History
DateKemper Price
7/31/202628.38 USD
7/30/202629.11 USD
7/29/202630.51 USD
7/27/202629.69 USD
7/23/202627.64 USD
7/22/202627.46 USD
7/21/202628.12 USD
7/20/202628.37 USD
7/17/202628.02 USD
7/16/202628.20 USD
7/15/202627.17 USD
7/14/202628.64 USD
7/13/202629.72 USD
7/10/202629.43 USD
7/9/202629.06 USD
7/8/202629.42 USD
7/7/202629.50 USD
7/6/202628.81 USD
7/2/202628.83 USD
7/1/202628.26 USD
6/30/202626.96 USD
6/29/202626.94 USD
6/26/202626.81 USD
6/25/202625.40 USD
6/24/202626.08 USD
6/23/202626.22 USD
6/22/202625.33 USD
6/18/202625.01 USD
6/17/202626.18 USD
6/16/202626.10 USD
6/15/202625.02 USD
6/12/202625.16 USD
6/11/202624.24 USD
6/10/202624.73 USD
6/9/202624.35 USD
6/8/202624.37 USD
6/5/202624.42 USD
6/4/202624.10 USD
6/3/202622.72 USD
6/2/202624.39 USD
6/1/202625.01 USD
5/29/202625.22 USD
5/28/202625.56 USD
5/27/202627.54 USD
5/26/202628.45 USD
5/22/202629.69 USD
5/21/202629.63 USD
5/20/202629.19 USD
5/19/202629.17 USD
5/18/202630.17 USD
5/15/202629.69 USD
5/14/202630.15 USD
5/13/202629.80 USD
5/12/202630.82 USD
5/11/202630.81 USD
5/8/202630.29 USD
5/7/202629.40 USD
5/6/202632.77 USD
5/5/202632.88 USD
5/4/202633.55 USD
5/1/202634.15 USD
4/30/202633.69 USD
4/29/202633.27 USD
4/28/202633.62 USD
4/27/202633.14 USD
4/24/202632.82 USD
4/23/202632.63 USD
4/22/202632.52 USD
4/21/202632.92 USD
4/20/202633.55 USD
4/17/202633.15 USD
4/16/202632.85 USD
4/15/202632.50 USD
4/14/202632.17 USD
4/13/202632.09 USD
4/10/202631.13 USD
4/9/202632.01 USD
4/8/202631.45 USD
4/7/202631.78 USD
4/6/202631.30 USD
4/2/202630.62 USD
4/1/202630.03 USD
3/31/202630.56 USD
3/30/202630.15 USD
3/27/202629.91 USD
3/26/202631.17 USD
3/25/202630.37 USD
3/24/202630.89 USD
3/23/202631.09 USD
3/20/202629.69 USD
3/19/202629.43 USD
3/18/202629.65 USD
3/17/202630.20 USD
3/16/202629.75 USD
3/13/202629.72 USD
3/12/202629.14 USD
3/11/202629.12 USD
3/10/202629.51 USD
3/9/202630.50 USD
3/6/202631.78 USD
3/5/202632.56 USD
3/4/202632.28 USD
3/3/202631.89 USD
3/2/202632.47 USD
2/27/202632.32 USD
2/26/202632.47 USD
2/25/202631.51 USD
2/24/202631.25 USD
2/23/202630.78 USD
2/20/202632.32 USD
2/19/202632.57 USD
2/18/202632.92 USD
2/17/202632.34 USD
2/13/202632.05 USD
2/12/202632.38 USD
2/11/202632.44 USD
2/10/202632.50 USD
2/9/202634.10 USD
2/6/202634.24 USD
2/5/202633.46 USD
2/4/202638.50 USD
2/3/202638.09 USD
2/2/202638.98 USD
1/30/202639.41 USD
1/29/202639.13 USD
1/28/202638.38 USD
1/27/202638.42 USD
1/26/202638.50 USD
1/23/202638.70 USD
1/22/202638.80 USD
1/21/202638.77 USD
1/20/202638.51 USD
1/16/202638.49 USD
1/15/202638.61 USD
1/14/202638.67 USD
1/13/202638.29 USD
1/12/202639.67 USD
1/9/202639.76 USD
1/8/202639.69 USD
1/7/202639.86 USD
1/6/202640.04 USD
1/5/202639.76 USD
1/2/202639.53 USD
12/31/202540.54 USD
12/30/202540.80 USD
12/29/202540.94 USD
12/26/202540.92 USD
12/24/202540.98 USD
12/23/202540.63 USD
12/22/202540.88 USD
12/19/202540.79 USD
12/18/202540.47 USD
12/17/202541.14 USD
12/16/202540.88 USD
12/15/202541.17 USD
12/12/202541.26 USD
12/11/202540.85 USD
12/10/202540.33 USD
12/9/202539.85 USD
12/8/202538.95 USD
12/5/202539.46 USD
12/4/202539.34 USD
12/3/202539.23 USD
12/2/202540.32 USD
12/1/202540.67 USD
11/28/202540.72 USD
11/26/202541.09 USD
11/25/202540.57 USD
11/24/202539.17 USD
11/21/202538.99 USD
11/20/202538.13 USD
11/19/202536.67 USD
11/18/202536.89 USD
11/17/202536.47 USD
11/14/202538.29 USD
11/13/202537.90 USD
11/12/202536.85 USD
11/11/202537.40 USD
11/10/202536.85 USD
11/7/202537.02 USD
11/6/202536.53 USD
11/5/202542.63 USD
11/4/202543.75 USD
11/3/202543.60 USD
10/31/202544.99 USD
10/30/202544.99 USD
10/29/202545.29 USD
10/28/202546.10 USD
10/27/202546.49 USD
10/24/202547.77 USD
10/23/202547.67 USD
10/22/202548.67 USD
10/21/202549.31 USD
10/20/202549.50 USD
10/17/202549.24 USD
10/16/202547.35 USD
10/15/202546.40 USD
10/14/202550.37 USD
10/13/202548.11 USD
10/10/202548.01 USD
10/9/202549.33 USD
10/8/202549.82 USD
10/7/202549.75 USD
10/6/202550.12 USD
10/3/202550.64 USD
10/2/202550.40 USD
10/1/202550.75 USD
9/30/202551.55 USD
9/29/202551.56 USD
9/26/202551.86 USD
9/25/202551.49 USD
9/24/202551.78 USD
9/23/202551.50 USD
9/22/202551.83 USD
9/19/202551.83 USD
9/18/202552.83 USD
9/17/202552.65 USD
9/16/202552.57 USD
9/15/202552.53 USD
9/12/202553.41 USD
9/11/202553.59 USD
9/10/202552.96 USD
9/9/202553.86 USD
9/8/202553.42 USD
9/5/202553.97 USD
9/4/202554.17 USD
9/3/202553.94 USD
9/2/202554.37 USD
8/29/202553.65 USD
8/28/202553.37 USD
8/27/202553.55 USD
8/26/202553.18 USD
8/25/202552.92 USD
8/22/202553.62 USD
8/21/202553.40 USD
8/20/202553.76 USD
8/19/202553.87 USD
8/18/202552.85 USD
8/15/202553.18 USD
8/14/202554.11 USD
8/13/202552.65 USD
8/12/202552.27 USD
8/11/202550.94 USD
8/8/202550.27 USD
8/7/202550.62 USD
8/6/202548.42 USD
8/5/202561.49 USD
Access this data via the Eulerpool API

Kemper Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
5.61 B USD
-249.40 M USD
-123.70 M USD
Jan 1, 2022
5.45 B USD
-316.30 M USD
-286.60 M USD
Jan 1, 2023
4.94 B USD
-347.10 M USD
-347.10 M USD
Jan 1, 2024
4.63 B USD
576.90 M USD
317.80 M USD
Jan 1, 2025
4.80 B USD
199.20 M USD
143.30 M USD
Jan 1, 2026 (e)
4.56 B USD
-14.48 M USD
124.83 M USD
Jan 1, 2027 (e)
4.88 B USD
-15.51 M USD
277.28 M USD
Jan 1, 2028 (e)
5.37 B USD
-17.06 M USD
333.81 M USD

Kemper Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 4, 2026, 11:53 PM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITB USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
2.432.202.342.522.673.695.025.185.615.454.944.634.804.564.885.37
-1.46-9.486.567.745.8338.1936.153.158.42-2.92-9.28-6.313.63-4.987.0810.03
29.8027.7821.9214.1616.4520.7823.7122.406.31-3.87100.0012.7229.6929.6929.6929.69
0.720.610.510.360.440.771.191.160.35-0.214.940.591.431.351.451.60
0.310.160.100.050.200.240.700.55-0.25-0.32-0.350.580.20-0.01-0.02-0.02
12.947.294.271.867.356.5614.0210.54-4.44-5.80-7.0212.444.15-0.31-0.31-0.32
217.00114.0085.0016.00120.00190.00531.00409.00-123.00-286.00-347.00317.00143.00124.00277.00333.00
110.68-47.47-25.44-81.18650.0058.33179.47-22.98-130.07132.5221.33-191.35-54.89-13.29123.3920.22
1.200.960.960.960.960.961.031.201.241.241.241.241.281.281.301.31
25.00-20.007.2916.503.333.231.560.77
55.5652.5651.2251.3551.8764.7567.4166.7863.6563.8964.5764.6358.8058.8058.8058.80
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Kemper generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Kemper retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Kemper's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Kemper has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Kemper's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Kemper stock margins

The Kemper margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Kemper. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Kemper.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
6.32 %
-4.44 %
-2.20 %
Jan 1, 2022
-3.88 %
-5.80 %
-5.26 %
Jan 1, 2023
100.00 %
-7.02 %
-7.02 %
Jan 1, 2024
12.72 %
12.45 %
6.86 %
Jan 1, 2025
29.68 %
4.15 %
2.99 %
Jan 1, 2026 (e)
29.68 %
-0.32 %
2.74 %
Jan 1, 2027 (e)
29.68 %
-0.32 %
5.68 %
Jan 1, 2028 (e)
29.68 %
-0.32 %
6.21 %

Kemper Stock Revenue, EBIT, Earnings per Share

The Kemper earnings per share therefore indicates how much revenue Kemper has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
88.20 USD
-3.92 USD
-1.94 USD
Jan 1, 2022
85.31 USD
-4.95 USD
-4.49 USD
Jan 1, 2023
76.58 USD
-5.38 USD
-5.38 USD
Jan 1, 2024
71.68 USD
8.93 USD
4.92 USD
Jan 1, 2025
81.64 USD
3.39 USD
2.44 USD
Jan 1, 2026 (e)
72.85 USD
-0.25 USD
1.99 USD
Jan 1, 2027 (e)
78.02 USD
-0.26 USD
4.43 USD
Jan 1, 2028 (e)
85.84 USD
-0.29 USD
5.33 USD

Kemper business model & stock analysis

Kemper Corp is a diversified insurance and investment holding company based in Chicago, Illinois, USA. The company was founded in 1990 and offers a wide range of insurance, investment, and management services. Kemper operates in the United States through its subsidiaries and serves customers in all states. The business model of Kemper focuses on providing insurance and investment products to protect their customers from various risks while also growing their money. The company strives to develop innovative products tailored to the needs of customers and help them achieve their financial goals. Through its subsidiaries, Kemper offers a wide range of insurance products such as vehicle, home, life, and health insurance. Additionally, Kemper also provides investment and asset management services. Kemper has three main divisions - Kemper Personal and Commercial Lines, Kemper Specialty, and Kemper Life and Health. Kemper Personal and Commercial Lines offer auto, property, and liability insurance for both personal and commercial customers. Kemper Specialty specializes in high-risk insurance such as non-standard auto, motorcycle, and boat insurance. Kemper Life and Health offer life, health, and accident insurance. Kemper offers a wide range of products and services to meet the needs of its customers. Some of the well-known Kemper products include Direct Auto and Home Insurance, Reserve National Insurance, and The Alliance. Direct Auto and Home Insurance provides insurance directly to end customers without the use of agents. This operating model allows the company to keep its costs and prices low, enabling it to offer affordable rates to customers. Through subsidiary Reserve National Insurance, Kemper also offers additional insurance to provide financial support in unforeseen events such as work accidents, illnesses, or deaths. Through The Alliance, Kemper customers can access a network of independent insurance agents who can help better meet their needs. Overall, Kemper is a company that focuses on serving the needs of its customers and offers a wide range of insurance and investment products. The company is working to develop innovative products and services to provide better financial solutions to its customers. With a broad portfolio of subsidiaries and products, Kemper is committed to assisting its customers throughout the United States, considering their needs and budgets.

Kemper SWOT Analysis

Strengths

Kemper Corp possesses several key strengths that contribute to its success in the market. One notable strength is its strong financial position, which enables the company to invest in new projects and expand its operations effectively. The company also benefits from a diverse portfolio of insurance products, offering customers a wide range of options to meet their specific needs. Kemper Corp's strong brand reputation and customer loyalty further contribute to its competitive advantage.

Weaknesses

Despite its strengths, Kemper Corp also faces certain weaknesses that need to be addressed. One significant weakness is the company's limited geographical presence. While it has a strong presence in certain regions, it lacks nationwide coverage compared to some of its competitors. Moreover, the company's reliance on traditional distribution channels and limited utilization of digital platforms may hinder its ability to reach a wider customer base and adapt to changing market trends.

Opportunities

Kemper Corp has various opportunities it can leverage to drive future growth. The increasing demand for insurance products, coupled with favorable market conditions, presents an opportunity for the company to expand its customer base and market share. Embracing digital transformation and investing in technology can also help Kemper Corp streamline its operations, enhance customer experience, and tap into new market segments. Additionally, strategic partnerships and acquisitions can provide access to new markets and capabilities.

Threats

Kemper Corp faces potential threats that could impact its business and market position. One significant threat is intense competition within the insurance industry. The presence of well-established competitors with extensive resources and a broader geographic reach poses challenges for Kemper Corp's market expansion efforts. Additionally, the evolving regulatory landscape and compliance requirements can increase operational costs and create barriers to entry for new players. External factors such as economic volatility, natural disasters, and adverse weather conditions also pose risks to the company's financial performance.

Kemper Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Kemper Employees
Details
Date
Kemper Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Kemper Segments

Kemper Revenue by Segment

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Operating Segments
Kemper
Life and Health Insurance
Specialty
Direct
Details
Date
Operating Segments
Kemper
Life and Health Insurance
Specialty
Direct
Jan 1, 2011
2.47 B USD
909.70 M USD
847.90 M USD
466.80 M USD
240.70 M USD

Kemper Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Kemper historical P/E ratio, EBIT multiple, and P/S ratio

Kemper annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Kemper shares outstanding

The number of shares of Kemper was 58.8 M in 2025. This indicates how many shares Kemper is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
63.65 M Stocks
Jan 1, 2022
63.89 M Stocks
Jan 1, 2023
64.57 M Stocks
Jan 1, 2024
64.63 M Stocks
Jan 1, 2025
58.80 M Stocks
Jan 1, 2026 (e)
58.80 M Stocks
Jan 1, 2027 (e)
58.80 M Stocks
Jan 1, 2028 (e)
58.80 M Stocks

Kemper stock splits

In Kemper's history, there have been no stock splits.

Kemper Dividend History

27 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.32USDYTD
Feb 17, 20260.32USD 0.0%1/1
20251.28USD 3.2%
Feb 18, 20250.32USD 3.2%1/4
May 19, 20250.32USD 0.0%2/4
Aug 18, 20250.32USD 0.0%3/4
Nov 17, 20250.32USD 0.0%4/4
20241.24USD 0.0%
20231.24USD 0.0%
20221.24USD 0.0%
20211.24USD 3.3%
20201.20USD 16.5%
20191.03USD 7.3%
20180.96USD 0.0%
20170.96USD 0.0%

Kemper dividend history and estimates

In 2025, Kemper paid a dividend amounting to 1.28 USD. Dividend means that Kemper distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
1.24 USD
0.00 USD
Jan 1, 2022
1.24 USD
0.00 USD
Jan 1, 2023
1.24 USD
0.00 USD
Jan 1, 2024
1.24 USD
0.00 USD
Jan 1, 2025
1.28 USD
0.00 USD
Jan 1, 2026 (e)
0.32 USD
0.96 USD
Jan 1, 2027 (e)
0.00 USD
1.30 USD
Jan 1, 2028 (e)
0.00 USD
1.31 USD

Kemper dividend payout ratio

In 2025, Kemper had a payout ratio of 52.52%. The payout ratio indicates the percentage of the company's profits that Kemper distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
-63.81 %
Jan 1, 2022
-27.64 %
Jan 1, 2023
-23.07 %
Jan 1, 2024
25.22 %
Jan 1, 2025
52.52 %
Jan 1, 2026 (e)
64.20 %
Jan 1, 2027 (e)
29.28 %
Jan 1, 2028 (e)
24.63 %

Current Kemper forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
66.67 % (8)
Hold
16.67 % (2)
Sell
16.67 % (2)
12M Price Target
61.20
Last Price
28.93
Currency
USD
12M Return Potential
111.51 %
LTM Return
0 %

Kemper Analyst Rating Actions

DateFirmActionRatingReliability
5/11/2026
UBS
UBS
MaintainedBuy51
5/7/2026
Piper Sandler
Piper Sandler
MaintainedUnderweight51
4/8/2026
UBS
UBS
MaintainedBuy51
2/5/2026
Citizens
Citizens
DowngradeMarket OutperformMarket Perform
12/18/2025
William Blair
William Blair
DowngradeMarket PerformUnderperform
11/6/2025
Piper Sandler
Piper Sandler
MaintainedUnderweight51
8/7/2025
Raymond James
Raymond James
DowngradeStrong BuyOutperform74
8/6/2025
Piper Sandler
Piper Sandler
DowngradeOverweightUnderweight51
8/6/2025
JMP Securities
JMP Securities
MaintainedMarket Outperform
5/8/2025
Piper Sandler
Piper Sandler
MaintainedOverweight51

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Kemper Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/10/20260.35USD-1.14 BUSD-2026 Q2
5/5/20260.82USD-1.15 BUSD-2026 Q1
2/4/20260.87USD-1.14 BUSD-2025 Q4
5/6/20240.53USD-1.08 BUSD-2024 Q1
1/31/20240.35USD-1.08 BUSD-2023 Q4
7/31/20230.31USD-1.21 BUSD-2023 Q2
5/1/20230.17USD-1.22 BUSD-2023 Q1
1/30/20230.00USD-1.31 BUSD-2022 Q4
11/2/2022-0.58USD-1.35 BUSD-2022 Q3
8/1/2022-0.71USD-1.39 BUSD-2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Kemper stock

54/100
61
Environment
60
Social
42
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Kemper shareholder structure

% Name
11.74826%
BLACKROCK, INC.
BLACKROCK, INC.
5.90631%
FULLER & THALER ASSET MANAGEMENT, INC.
FULLER & THALER ASSET MANAGEMENT, INC.
5.30536%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
4.24020%
D. E. SHAW & CO., INC.
D. E. SHAW & CO., INC.
4.19960%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
3.78216%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
...

Kemper Beneficial Ownership Filings (SEC 13D/G)

Free Float
98.8%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
11.40%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
10.80%
52-0556948
52-0556948
SEC ↗
10.08%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
8.70%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
8.10%
provisions of the Act (however, see the Notes).
provisions of the Act (however, see the Notes).
SEC ↗
7.69%
Fuller & Thaler Asset Management, Inc.
Fuller & Thaler Asset Management, Inc.
SEC ↗
7.35%
Wellington Management Group LLP
Wellington Management Group LLP
SEC ↗
7.16%
95-4255452
95-4255452
SEC ↗
5.68%
Vanguard Portfolio Management
Vanguard Portfolio Management
SEC ↗
5.50%
Sarofim
Sarofim
SEC ↗

Kemper Executives and Management Board

19 members · avg. age 60 · 26 % women

JL

Mr. Joseph Lacher (55)

President, Chief Executive Officer, Director · since 2015

11.46 M USD

Management

MH

Mr. Matthew Hunton (44)

Executive Vice President and President - Kemper Auto

4.85 M USD
BC

Mr. Bradley Camden (46)

Chief Financial Officer, Executive Vice President

4.63 M USD
DS

Mr. Duane Sanders (68)

Executive Vice President and Chief Claims Officer, P&C

4.55 M USD
JB

Mr. John Boschelli (56)

Executive Vice President, Chief Investment Officer

4.13 M USD
CB

Mr. Charles Brooks (58)

Executive Vice President - Operations and Systems

2.10 M USD
LR

Ms. Laura Rock (57)

Chief Human Resources Officer, Executive Vice President

Board of Directors

GL

Mr. Gerald Laderman (67)

Independent Chairman of the Board

405,316.00 USD
SP

Mr. Stuart Parker (63)

Independent Director

322,513.00 USD
SW

Ms. Susan Whiting (68)

Independent Director

299,373.00 USD
GC

Mr. George Cochran (70)

Independent Director

296,707.00 USD
TC

Ms. Teresa Canida (71)

Independent Director

283,637.00 USD
AP

Mr. Alberto Paracchini (54)

Independent Director

279,565.00 USD

Kemper Supply Chain

Kemper Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
3 companies
#Nameβ 1YTrend
1
Oaktree Specialty Lending
Supplier·Customer·Capital Markets·US
-0.35
0.28
0.74
0.67
-0.42
-0.58
2
BlackRock
Supplier·Customer·Capital Markets·US
0.50
0.29
0.89
0.70
0.70
-0.15
0.56
3
T. Rowe Price Group
Supplier·Customer·Capital Markets·US
0.16
0.39
0.89
0.68
0.80
0.03

Frequently asked questions about Kemper

Kemper Corp operates as a diversified insurance holding company. The company's business model focuses on offering property and casualty insurance, life insurance, and investment products to individuals and businesses. Through its subsidiaries, Kemper provides insurance coverage for auto, home, renters, and other related services. Additionally, the company offers life insurance, annuity, and retirement products. Kemper Corp aims to effectively manage risk and deliver value to its customers by providing innovative insurance solutions and financial services. With its diverse product portfolio and customer-centric approach, Kemper Corp strives to meet the insurance needs of individuals and businesses efficiently.

Kemper Corp is primarily active in the insurance industry.

The main competitors of Kemper Corp in the market include insurance companies such as State Farm, Progressive Corporation, Allstate Corporation, and Berkshire Hathaway Inc.

Kemper Corp, founded in 1990, is a leading insurance provider based in Chicago, Illinois. With a rich history, the company has grown to become a trusted name in the industry. Initially established as a unit of Lumbermens Mutual Casualty Company, it later adopted the Kemper name as part of its rebranding strategy. Over the years, Kemper Corp has expanded its insurance offerings to include auto, homeowners, life, and health insurance, serving both individuals and businesses nationwide. With a commitment to customer satisfaction and financial stability, Kemper Corp continues to excel in providing reliable insurance solutions to its diverse customer base.

Kemper Corp, a renowned insurance provider, has achieved numerous significant milestones throughout its history. This esteemed company has demonstrated remarkable growth and success over the years. Kemper Corp has evolved from a small mutual insurance carrier into a prominent public company. As it expanded its operations, Kemper Corp successfully acquired various firms and diversified its product offerings. With a strong focus on customer service and satisfaction, the company has consistently delivered exceptional financial results. Kemper Corp's commitment to innovation and adaptability has positioned it as a leader in the insurance industry. Its dedication to excellence continues to drive its impressive achievements and cement its reputation as a top performing company.

Kemper Corp is primarily present in the United States, operating across different regions and states. This insurance provider and financial services company has a strong presence throughout the country, offering a wide range of insurance products and investment services to individuals, families, and businesses. With its headquarters located in Chicago, Illinois, Kemper Corp serves customers nationwide through its network of branch offices, independent agents, and online platforms. Through its strategic initiatives and customer-focused approach, Kemper Corp continues to establish itself as a leading player in the insurance industry within the United States.

Kemper Corp is guided by its core values of integrity, teamwork, and accountability. The company follows a corporate philosophy focused on providing superior customer service, delivering innovative insurance solutions, and fostering strong relationships. Kemper Corp strives to create value for its stakeholders by maintaining financial strength, driving operational efficiency, and achieving sustainable growth. With a customer-centric approach, Kemper Corp aims to offer financial protection and peace of mind to individuals and families across the United States. Founded on a commitment to excellence, Kemper Corp continues to prioritize trust, reliability, and responsiveness in serving its customers and delivering value to shareholders.

Analysts currently set an average price target of 59.36 USD for the Kemper stock (median: 61.20 USD), implying +105.2 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the Kemper stock: 8 recommend buying, 2 holding and 2 selling. For 2026, analysts expect Kemper to generate revenue of 4.56 B USD and earnings per share of 2.12 USD.

Converted at the current exchange rate, the Kemper share trades at 24.65 EUR (28.38 USD).

The Kemper share (KMPR) is listed on 3 stock exchanges, including: NYSE (KMPR), Frankfurt (UI2.F), München (UI2.MU).

The Kemper Corporation is a diversified insurance company, divided into four main divisions: Kemper Personal Insurance, Kemper Specialty, Kemper Auto, and Kemper Life. Each division offers different types of protection and insurance products to their customers. The Kemper Personal Insurance division offers a wide range of insurance for individuals, including home and liability insurance for single and multi-family homes. It also offers products such as RV insurance, boat insurance, and bicycle insurance. This division specializes in providing protection for the home and personal belongings of their customers. The Kemper Specialty division offers insurance products for business customers, such as restaurants, hair salons, or dentists. It also offers specialized products for vehicles driven by individuals with poor credit or high accident rates. This division focuses on providing specialized coverage for businesses and vehicle owners. The Kemper Auto division offers a variety of car insurance products for individuals and families. It also offers insurance for motorcycles and other recreational vehicles. This division has a strong customer orientation and ensures that their customers receive the best possible protection for their vehicles. The Kemper Life division offers life insurance and annuities for individuals and families. It specializes in products for retirement planning and protection for beneficiaries in the event of the insured's death. It also offers investment products to help customers plan for their future. Another important feature of Kemper Corporation's business model is its customer-centric focus. The company operates with a strong customer orientation and ensures that all interactions with customers are as easy, efficient, and stress-free as possible. Kemper relies on a strong digital platform to enable customers to manage their insurance online and make their experience as uncomplicated as possible. In summary, Kemper Corporation's business model is focused on offering a wide range of insurance products for different customers. The four divisions cater to the needs of individuals, business customers, and vehicle owners, while the company has a clear focus on customer satisfaction. As a company strongly focused on digitized distribution, Kemper aims to constantly evolve and remain innovative to continue meeting customer needs.

The expected revenue of Kemper is 4.56 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Kemper is 124.83 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Kemper is currently 13.37. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Kemper stock.

The price-to-sales ratio (P/S) of Kemper is currently 0.37. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Kemper stock.

The Eulerpool Quality Score for Kemper is 4/10.

The ISIN of Kemper is US4884011002. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Kemper is A1JEFA. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Kemper is KMPR. The ticker symbol is used to trade Kemper shares on the stock exchange.

Over the past 12 months, Kemper paid a dividend of 1.28 USD . This corresponds to a dividend yield of about 4.51 %. For the coming 12 months, Kemper is expected to pay a dividend of 1.30 USD.

The current dividend yield of Kemper is 4.51 %.

Kemper pays a dividend, distributed in the months of , , , .

Kemper paid dividends every year for the past 26 years.

For the upcoming 12 months, dividends amounting to 1.30 USD are expected. This corresponds to a dividend yield of 4.57 %.

Kemper is assigned to the 'Finance' sector.

To receive the latest dividend of Kemper from amounting to 0.32 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Kemper distributed 1.24 USD as dividends.

The dividends of Kemper are distributed in USD.

All fundamentals and in-depth analysis of Kemper

Our stock analysis for Kemper stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Kemper. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.