Kemper (KMPR) Stock Price

Kemper Price

🇺🇸NYSE·CLOSED
29.74USD
Market closed
Today +/-
+0.57 USD
Today %
+1.94 %

Kemper (KMPR) — ISIN US4884011002. The Kemper stock price was 29.74 USD in 2026. Revenue was 4.57 B USD. Earnings were 306.01 M USD. P/E ratio was 6.08. Kemper operates in the Finance sector.

Kemper stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Kemper over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Kemper stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Kemper's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Kemper Stock Price History
DateKemper Price
3/13/202629.74 USD
3/12/202629.17 USD
3/11/202629.13 USD
3/10/202629.50 USD
3/9/202630.50 USD
3/6/202631.79 USD
3/5/202632.43 USD
2/26/202632.49 USD
2/25/202631.47 USD
2/23/202630.79 USD
2/20/202632.33 USD
2/19/202632.51 USD
2/18/202632.94 USD
2/16/202632.34 USD
2/12/202632.05 USD

Kemper Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2006
2.86 B USD
487.5 M USD
287 M USD
Jan 1, 2007
2.9 B USD
352.4 M USD
205.4 M USD
Jan 1, 2008
2.74 B USD
36.4 M USD
-29.6 M USD
Jan 1, 2009
2.8 B USD
342 M USD
164.2 M USD
Jan 1, 2010
2.66 B USD
327.1 M USD
177.1 M USD
Jan 1, 2011
2.51 B USD
177.1 M USD
74.2 M USD
Jan 1, 2012
2.47 B USD
215.1 M USD
102.9 M USD
Jan 1, 2013
2.44 B USD
430.7 M USD
216.6 M USD
Jan 1, 2014
2.21 B USD
321.7 M USD
114 M USD
Jan 1, 2015
2.37 B USD
255.5 M USD
85.3 M USD
Jan 1, 2016
2.55 B USD
126.8 M USD
17 M USD
Jan 1, 2017
2.74 B USD
256.1 M USD
120.1 M USD
Jan 1, 2018
3.79 B USD
426.9 M USD
189.1 M USD
Jan 1, 2019
4.91 B USD
706 M USD
529.4 M USD
Jan 1, 2020
5.15 B USD
729 M USD
409.5 M USD

Kemper Income Statement, Balance Sheet, Cash Flow Statement

Last updated Mar 14, 2026, 5:28 PM
 
REVENUE (B USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (B USD)
NET INCOME (M USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
1987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026e2027e2028e
1.281.181.111.221.251.361.361.371.451.521.532.091.811.952.532.32.943.042.832.862.92.742.82.662.512.472.442.212.372.552.743.794.915.155.695.684.944.654.84.574.764.98
-7.43-6.5010.572.458.610.070.156.015.250.4636.27-13.057.7229.70-9.2828.073.30-6.941.171.43-5.552.19-5.07-5.79-1.48-1.09-9.467.107.857.1738.5829.554.8610.40-0.12-13.06-5.933.38-4.874.054.82
83.8290.5496.8487.5885.4978.7178.6578.5374.0870.3970.0751.4159.1354.8942.3246.6536.4335.2637.8937.4636.9339.1038.2640.3042.7843.4243.9048.4845.2741.9739.1728.2621.8220.8020.9518.8721.7023.0722.3123.4622.5421.51
1.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.071.191.071.071.071.071.071.071.07
2542011061331361239514815013211751020191380-8123240255287205-29164177741022161148517120189529409-123-286-272317143306394408
-20.87-47.2625.472.26-9.56-22.7655.791.35-12.00-11.36335.90-60.59-54.73317.58-102.11-1,637.5095.126.2512.55-28.57-114.15-665.527.93-58.1937.84111.76-47.22-25.44-80.00605.8857.50179.89-22.68-130.07132.52-4.90-216.54-54.89113.9928.763.55
-------------------1.761.821.881.070.880.960.961.200.960.960.960.960.961.031.201.241.241.241.241.281.281.181.25
3.413.30-43.09-17.769.0925.00-20.007.2916.503.333.23-7.815.93
110.8110.8110.8110.3106.2103.6103.6100.280.875.875.278.273.168.867.967.767.768.969.568.265.862.762.261.860.4595753.951.751.251.658.866.566.764.2663.8364.0364.7862.6162.6162.6162.61
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Kemper generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Kemper retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Kemper's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Kemper has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Kemper's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

 
ASSETS
CASH BALANCE (M USD)
RECEIVABLES (B USD)
OTHER REC. (M USD)
INVENTORIES (M USD)
OTHER CURRENT LIAB. (M USD)
CURRENT ASSETS (B USD)
TANGIBLE ASSETS (M USD)
LONG-T. INVEST. (B USD)
LONG-T. REC. (M USD)
INTANGIBLE ASSETS (M USD)
GOODWILL (B USD)
OTHER NON-CURRENT ASSETS (M USD)
NON-CURRENT ASSETS (B USD)
TOTAL ASSETS (B USD)
LIABILITIES
COMMON STOCK (M USD)
ADDITIONAL PAID-IN CAPITAL (B USD)
RETAINED EARNINGS (B USD)
OTHER EQUITY (M USD)
UNREAL. GAINS/LOSSES (M USD)
EQUITY (B USD)
LIABILITIES (B USD)
PROVISIONS (M USD)
OTHER SHORT-TERM LIAB. (B USD)
SHORT-TERM DEBTS (M USD)
LONG-TERM DEBT PORTION (M USD)
SHORT-TERM REC. (B USD)
LONG-T. LIAB. (B USD)
DEFERRED TAXES (M USD)
OTHER LIAB. (B USD)
LONG-T. LIABILITIES (B USD)
DEBT (B USD)
TOTAL CAPITAL (B USD)
19881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025
                                      
000000000000000000000000000000000432.3490.8000
0000000000000000000000000000000001.421.29000
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00000000000000000000000000000000000000
000000000000000000000000000000000164.2180.9000
0000000000000000000000000000000002.232.21000
0000000000000000000000000167161150140117114187167158.4138.7133.1133.4138.1
2.93.063.133.233.473.713.323.413.293.454.34.14.235.135.35.786.016.286.296.445.726.026.256.226.465.986.286.286.476.697.968.9310.3310.298.78.818.828.63
000000000000000000000000000000000216.2249.3000
000000000000000000000000000000000343.20318.3315.5275.8
0.150.220.220.210.210.210.210.230.230.240.30.370.350.350.350.350.350.350.350.320.340.330.310.310.310.310.310.320.320.321.111.111.111.311.31.251.251.25
0000000000000000000145201108406532041416394516173.1296.6274.9158.2141.8
3.063.283.343.443.683.923.533.643.523.694.64.474.595.475.656.136.356.626.646.96.266.466.66.546.786.56.756.796.977.139.2210.2811.6212.510.6810.7910.6810.44
3.063.283.343.443.683.923.533.643.523.694.64.474.595.475.656.136.356.626.646.96.266.466.66.546.786.56.756.796.977.139.2210.2811.6214.7312.8910.7910.6810.44
                                      
141455555444877777777666666655557776.46.46.46.45.9
0.160.170.170.160.160.160.150.130.130.220.430.440.440.490.510.540.620.710.760.780.770.770.750.740.730.70.660.650.660.671.671.821.811.791.811.851.851.72
1.591.631.661.661.731.761.61.281.271.211.371.281.151.231.091.081.161.191.231.180.991.091.21.111.121.221.21.211.171.241.361.812.071.761.371.011.231.16
000000000000102190196195250251287325-10859157258313135-105-89-75-75-98-103-48-54-514.9172.6386.5356.3
5668445458174131137810213-1000000000000000328213212270119439729502.10-533.4-691-562.5
1.821.881.881.881.952.11.771.521.481.531.821.721.71.921.81.822.042.162.282.291.651.922.112.122.162.052.091.991.982.123.053.974.564.012.672.512.792.68
00000000000000000000000000000000001.92000
118150137150234233249244260237258282305556392439424443388381456436438403431330410472453454697733728843.6817.3738705.7764.1
0.090.110.110.140.140.180.10.170.170.190.380.250.250.380.350.380.260.270.290.260.070.010.020.010.020.010.0400.010.010001.91.7000
00000000000000000000000000000000000000
000000000000000000000000000000000000449.90
0.210.260.250.290.370.420.350.420.430.430.640.530.550.940.740.820.680.720.670.640.520.450.450.410.450.340.450.480.460.460.70.730.732.744.440.741.160.76
00000000.10.060.080.120.120.180.260.380.50.50.50.510.560.560.560.610.610.610.610.750.750.750.590.910.781.171.121.391.390.940.94
000000000000000000000000000001526178286227050.614.814.8
0.310.350.360.370.370.390.440.520.590.570.550.610.70.750.860.920.921.071.161.331.110.680.32000000000000000
0.310.350.360.370.370.390.440.620.650.650.660.730.8811.241.411.431.581.671.891.671.240.930.610.610.610.750.750.750.610.940.961.461.351.391.440.960.96
0.520.610.610.660.750.810.791.031.081.071.31.261.441.941.982.232.112.292.342.532.21.691.381.021.060.951.21.231.211.071.641.692.194.095.832.182.111.72
2.342.492.492.542.72.912.552.562.562.613.122.983.143.863.784.054.154.454.634.823.853.613.53.143.2333.293.223.193.194.695.666.758.18.54.684.94.4
Details

Balance Sheet

What Is the Balance Sheet?

The balance sheet is a financial snapshot of Kemper at a specific point in time. It follows the fundamental equation: Assets = Liabilities + Shareholders' Equity. Unlike the income statement (which covers a period), the balance sheet tells you what the company owns, what it owes, and what belongs to shareholders at a given date.

Assets

Current assets (cash, receivables, inventory) can be converted to cash within 12 months and indicate short-term liquidity. Non-current assets (property, equipment, intangible assets, goodwill) represent long-term investments. A high proportion of cash and short-term investments gives Kemper financial flexibility to weather downturns, fund acquisitions, or return capital to shareholders.

Liabilities

Current liabilities (accounts payable, short-term debt) are obligations due within one year. Non-current liabilities (long-term debt, pension obligations) are due further out. Key ratio to watch: the debt-to-equity ratio (Total Debt ÷ Shareholders' Equity). A ratio below 1.0 is generally healthy, meaning the company is funded more by equity than debt. Highly leveraged companies amplify both gains and losses.

Shareholders' Equity

Equity is the residual value belonging to shareholders after all debts are paid. It includes retained earnings (accumulated profits not paid out as dividends) and paid-in capital. Rising equity year over year is a positive sign — it means Kemper is building book value. Declining equity, especially when driven by losses or heavy share buybacks funded by debt, warrants closer scrutiny.

Key Ratios to Derive

From the balance sheet, you can calculate the current ratio (current assets ÷ current liabilities; above 1.5 is comfortable), book value per share (equity ÷ shares outstanding), and return on equity (net income ÷ equity; above 15 % is strong). Tracking these ratios over time reveals whether Kemper is strengthening or weakening its financial position.

 
NET INCOME (M USD)
DEPRECIATION (M USD)
DEFERRED TAXES (M USD)
CHANGES IN WORKING CAPITAL (M USD)
NON-CASH ITEM (M USD)
PAID INTEREST (M USD)
PAID TAXES (M USD)
NET CASH FLOW FROM OPERATING ACTIVITIES (M USD)
CAPITAL EXPENDITURES (M USD)
CASH FLOW FROM INVESTING ACTIVITIES (M USD)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M USD)
INTEREST INCOME AND EXPENSES (M USD)
NET DEBT CHANGE (M USD)
NET CHANGE IN EQUITY (M USD)
CASH FLOW FROM FINANCING ACTIVITIES (M USD)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M USD)
TOTAL DIVIDENDS PAID (M USD)
NET CHANGE IN CASH FLOW (M USD)
FREE CASH FLOW (M USD)
SHARE-BASED COMPENSATION (M USD)
19881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025
2011061331361239514815013211751020191380-8123240255283217-29164177741032171148516120190531409-120-301-272312132
000000000000000002022201816141015172328191817162559970585374
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1273743766277754947415420811710012-125464125116987265575242374401306855380-1061135
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0000000000000000000000000-15-11-8-17-35-65-84-53-57-30-53-53-30
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00-35-9000-245-416-61-20-232-191-122-26-9-10-33-83-134-670-33-27-59-98-113-41040131-106-15644-35-298
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739-62-4-1-147-2-51503-114816-37113-5479-40-26134-154-29985-46-70296169-5764-148160
69.4171214.1152.6195.2195.5173.5146.2170.6153.614116.279.5191.8395.9585.6298.2376.7306.4250.769.2163.558.5-2565.7106.9122.3206.1222.9205.1473.9450.3394.6292.9-241.1-188329.7553.9
00000000000000000000000000000000000000

Kemper Stock Quarterly Figures

 
REVENUE (B USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
NET INCOME (M USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (M)
1990 Q11990 Q21990 Q31990 Q41991 Q11991 Q21991 Q31991 Q41992 Q11992 Q21992 Q31992 Q41993 Q11993 Q21993 Q31993 Q41994 Q11994 Q21994 Q31994 Q41995 Q11995 Q21995 Q31995 Q41996 Q11996 Q21996 Q31996 Q41997 Q11997 Q21997 Q31997 Q41998 Q11998 Q21998 Q31998 Q41999 Q11999 Q21999 Q31999 Q42000 Q12000 Q22000 Q32000 Q42001 Q12001 Q22001 Q32001 Q42002 Q12002 Q22002 Q32002 Q42003 Q12003 Q22003 Q32003 Q42004 Q12004 Q22004 Q32004 Q42005 Q12005 Q22005 Q32005 Q42006 Q12006 Q22006 Q32006 Q42007 Q12007 Q22007 Q32007 Q42008 Q12008 Q22008 Q32008 Q42009 Q12009 Q22009 Q32009 Q42010 Q12010 Q22010 Q32010 Q42011 Q12011 Q22011 Q32011 Q42012 Q12012 Q22012 Q32012 Q42013 Q12013 Q22013 Q32013 Q42014 Q12014 Q22014 Q32014 Q42015 Q12015 Q22015 Q32015 Q42016 Q12016 Q22016 Q32016 Q42017 Q12017 Q22017 Q32017 Q42018 Q12018 Q22018 Q32018 Q42019 Q12019 Q22019 Q32019 Q42020 Q12020 Q22020 Q32020 Q42021 Q12021 Q22021 Q32021 Q42022 Q12022 Q22022 Q32022 Q42023 Q12023 Q22023 Q32023 Q42024 Q12024 Q22024 Q32024 Q42025 Q12025 Q22025 Q32025 Q42026 Q1e2026 Q2e2026 Q3e2026 Q4e2027 Q1e2027 Q2e2027 Q3e2027 Q4e
0.30.30.310.310.320.310.310.320.320.330.370.340.340.340.340.350.340.340.350.340.340.370.350.380.380.380.380.380.380.390.380.370.420.370.880.410.430.420.50.460.480.510.50.460.471.040.510.510.510.520.590.670.70.740.760.750.750.760.780.760.750.790.750.760.760.660.730.710.730.730.740.710.70.760.750.680.710.770.770.730.670.660.650.670.640.650.60.620.610.610.650.60.620.590.640.590.560.550.540.570.510.610.620.630.620.630.650.650.660.690.690.70.690.741.191.171.181.261.241.251.361.171.311.321.31.471.461.461.431.481.41.381.291.261.21.191.141.131.181.191.191.231.241.141.141.21.211.21.211.241.271.27
2.021.651.950.64-2.22-0.654.56-0.313.4412.39-9.14-0.590.300.892.35-2.870.592.94-4.000.6010.36-5.097.340.53-1.050.790.262.09-2.05-2.0912.30-11.43136.02-52.853.14-0.9417.49-6.643.236.89-3.13-6.450.65123.55-51.340.98-0.392.3513.3812.823.896.472.03-0.53-0.801.612.77-2.44-1.585.89-4.680.130.53-12.659.35-2.342.680.830.27-3.95-0.859.14-1.57-9.845.168.42-1.03-4.44-8.48-1.20-1.063.06-4.901.25-8.013.52-1.13-0.336.40-7.563.17-4.378.12-7.20-6.41-1.62-0.554.24-10.6020.751.152.10-1.742.102.530.310.774.730.871.15-1.287.0860.05-1.100.176.89-1.670.898.99-14.1412.260.69-1.1412.82-0.950.14-2.263.79-5.54-1.22-6.45-2.32-5.08-0.58-4.12-0.884.600.680.083.101.22-8.600.624.900.67-0.500.672.732.170.16
75.4273.9372.7371.3470.8972.4972.9669.7870.0067.6760.2266.2766.6766.4765.8864.3766.2765.8864.0066.6766.2760.0563.2858.9558.9558.6459.2658.7958.6457.4458.6459.8953.3360.2225.5154.1152.4652.9645.0748.2846.7643.7545.1648.2847.9721.4644.0943.6643.8442.8337.7733.4832.2330.2729.6729.8330.0729.5928.7929.5129.9928.3229.7129.6729.5133.7930.9031.6430.8130.5630.4831.7332.0029.3229.7933.0431.4228.9829.2830.6433.4833.8934.2533.2334.9534.5137.5236.2536.6636.7834.5737.4036.2537.9035.0537.7740.3641.0341.2539.5844.2736.6636.2535.5036.1335.3934.5134.4134.1532.6132.3231.9532.3730.2318.8919.1019.0617.8318.1417.9816.4919.2117.1117.0017.1915.2415.3815.3615.7215.1516.0321.5918.7522.0518.7118.8219.6319.8118.9318.8118.7918.2318.0119.7019.5818.6718.5418.6418.5118.0217.6417.61
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2.502.444.764.552.17-57.4510.009.094.1712.007.143.333.23
110.8110.8110.5109.2108.3107.2105.4104.1103.6103.6103.6103.6103.6103.6103.7103.7103.7103.799.594.186.180.57977.676.875.774.774.675.474.775.474.675.678.180.978.474.57372.872.170.268.968.268.56867.967.767.568.468.467.767.767.767.667.667.968.668.86969.269.469.769.96968.967.667.968.867.366.365.367.663.762.562.462.162.262.562.262.262.262.161.561.160.860.160.260.36059.358.558.158.257.656.555.555.454.852.752.45251.851.751.351.251.151.151.451.351.451.651.951.952.165.365.565.666.267.267.2676666.666.566.664.3863.6363.6563.7463.7863.8563.8963.9564.0164.0664.0964.7764.8964.964.5164.6564.661.4858.7758.7758.7758.7758.7758.7758.7758.7758.77
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Kemper generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Kemper retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Kemper's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Kemper has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Kemper's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Kemper stock margins

The Kemper margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Kemper. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Kemper.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2006
18.87 %
17.03 %
10.03 %
Jan 1, 2007
18.87 %
12.14 %
7.08 %
Jan 1, 2008
18.87 %
1.33 %
-1.08 %
Jan 1, 2009
18.87 %
12.2 %
5.86 %
Jan 1, 2010
18.87 %
12.3 %
6.66 %
Jan 1, 2011
18.87 %
7.07 %
2.96 %
Jan 1, 2012
18.87 %
8.71 %
4.17 %
Jan 1, 2013
18.87 %
17.64 %
8.87 %
Jan 1, 2014
18.87 %
14.54 %
5.15 %
Jan 1, 2015
18.87 %
10.79 %
3.6 %
Jan 1, 2016
18.87 %
4.96 %
0.67 %
Jan 1, 2017
18.87 %
9.35 %
4.39 %
Jan 1, 2018
18.87 %
11.25 %
4.98 %
Jan 1, 2019
18.87 %
14.37 %
10.77 %
Jan 1, 2020
18.87 %
14.15 %
7.95 %

Kemper Stock Sales Revenue, EBIT, Earnings per Share

The Kemper earnings per share therefore indicates how much revenue Kemper has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details
Date
Sales per Share
EBIT per share
Earnings per Share
Jan 1, 2006
41.97 USD
7.15 USD
4.21 USD
Jan 1, 2007
44.12 USD
5.36 USD
3.12 USD
Jan 1, 2008
43.74 USD
0.58 USD
-0.47 USD
Jan 1, 2009
45.06 USD
5.5 USD
2.64 USD
Jan 1, 2010
43.05 USD
5.29 USD
2.87 USD
Jan 1, 2011
41.5 USD
2.93 USD
1.23 USD
Jan 1, 2012
41.86 USD
3.65 USD
1.74 USD
Jan 1, 2013
42.85 USD
7.56 USD
3.8 USD
Jan 1, 2014
41.04 USD
5.97 USD
2.12 USD
Jan 1, 2015
45.81 USD
4.94 USD
1.65 USD
Jan 1, 2016
49.9 USD
2.48 USD
0.33 USD
Jan 1, 2017
53.06 USD
4.96 USD
2.33 USD
Jan 1, 2018
64.52 USD
7.26 USD
3.22 USD
Jan 1, 2019
73.89 USD
10.62 USD
7.96 USD
Jan 1, 2020
77.26 USD
10.93 USD
6.14 USD

Kemper business model

Kemper Corp is a diversified insurance and investment holding company based in Chicago, Illinois, USA. The company was founded in 1990 and offers a wide range of insurance, investment, and management services. Kemper operates in the United States through its subsidiaries and serves customers in all states. The business model of Kemper focuses on providing insurance and investment products to protect their customers from various risks while also growing their money. The company strives to develop innovative products tailored to the needs of customers and help them achieve their financial goals. Through its subsidiaries, Kemper offers a wide range of insurance products such as vehicle, home, life, and health insurance. Additionally, Kemper also provides investment and asset management services. Kemper has three main divisions - Kemper Personal and Commercial Lines, Kemper Specialty, and Kemper Life and Health. Kemper Personal and Commercial Lines offer auto, property, and liability insurance for both personal and commercial customers. Kemper Specialty specializes in high-risk insurance such as non-standard auto, motorcycle, and boat insurance. Kemper Life and Health offer life, health, and accident insurance. Kemper offers a wide range of products and services to meet the needs of its customers. Some of the well-known Kemper products include Direct Auto and Home Insurance, Reserve National Insurance, and The Alliance. Direct Auto and Home Insurance provides insurance directly to end customers without the use of agents. This operating model allows the company to keep its costs and prices low, enabling it to offer affordable rates to customers. Through subsidiary Reserve National Insurance, Kemper also offers additional insurance to provide financial support in unforeseen events such as work accidents, illnesses, or deaths. Through The Alliance, Kemper customers can access a network of independent insurance agents who can help better meet their needs. Overall, Kemper is a company that focuses on serving the needs of its customers and offers a wide range of insurance and investment products. The company is working to develop innovative products and services to provide better financial solutions to its customers. With a broad portfolio of subsidiaries and products, Kemper is committed to assisting its customers throughout the United States, considering their needs and budgets.

Kemper SWOT Analysis

Strengths

Kemper Corp possesses several key strengths that contribute to its success in the market. One notable strength is its strong financial position, which enables the company to invest in new projects and expand its operations effectively. The company also benefits from a diverse portfolio of insurance products, offering customers a wide range of options to meet their specific needs. Kemper Corp's strong brand reputation and customer loyalty further contribute to its competitive advantage.

Weaknesses

Despite its strengths, Kemper Corp also faces certain weaknesses that need to be addressed. One significant weakness is the company's limited geographical presence. While it has a strong presence in certain regions, it lacks nationwide coverage compared to some of its competitors. Moreover, the company's reliance on traditional distribution channels and limited utilization of digital platforms may hinder its ability to reach a wider customer base and adapt to changing market trends.

Opportunities

Kemper Corp has various opportunities it can leverage to drive future growth. The increasing demand for insurance products, coupled with favorable market conditions, presents an opportunity for the company to expand its customer base and market share. Embracing digital transformation and investing in technology can also help Kemper Corp streamline its operations, enhance customer experience, and tap into new market segments. Additionally, strategic partnerships and acquisitions can provide access to new markets and capabilities.

Threats

Kemper Corp faces potential threats that could impact its business and market position. One significant threat is intense competition within the insurance industry. The presence of well-established competitors with extensive resources and a broader geographic reach poses challenges for Kemper Corp's market expansion efforts. Additionally, the evolving regulatory landscape and compliance requirements can increase operational costs and create barriers to entry for new players. External factors such as economic volatility, natural disasters, and adverse weather conditions also pose risks to the company's financial performance.

Kemper Segments

Kemper Revenue by Segment

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Operating Segments
Kemper
Life and Health Insurance
Specialty
Direct
Details
Date
Operating Segments
Kemper
Life and Health Insurance
Specialty
Direct
Jan 1, 2011
2.47 B USD
909.7 M USD
847.9 M USD
466.8 M USD
240.7 M USD

Kemper Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Kemper historical P/E ratio, EBIT multiple, and P/S ratio

Details

Historical Valuation Multiples

Price-to-Earnings Ratio (P/E)

The P/E ratio divides Kemper's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates Kemper's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots Kemper's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if Kemper grows earnings faster than its peers.

Kemper annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Kemper shares outstanding

The number of shares was Kemper in 2025 — This indicates how many shares 62.606 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
68.2 M base_Shares
Jan 1, 2007
65.8 M base_Shares
Jan 1, 2008
62.7 M base_Shares
Jan 1, 2009
62.2 M base_Shares
Jan 1, 2010
61.8 M base_Shares
Jan 1, 2011
60.4 M base_Shares
Jan 1, 2012
59 M base_Shares
Jan 1, 2013
57 M base_Shares
Jan 1, 2014
53.9 M base_Shares
Jan 1, 2015
51.7 M base_Shares
Jan 1, 2016
51.2 M base_Shares
Jan 1, 2017
51.6 M base_Shares
Jan 1, 2018
58.8 M base_Shares
Jan 1, 2019
66.5 M base_Shares
Jan 1, 2020
66.7 M base_Shares

Kemper stock splits

In Kemper's history, there have been no stock splits.

Kemper Dividend History

27 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.32USDYTD
Feb 17, 20260.32USD 0.0%1/1
20251.28USD 3.2%
Feb 18, 20250.32USD 3.2%1/4
May 19, 20250.32USD 0.0%2/4
Aug 18, 20250.32USD 0.0%3/4
Nov 17, 20250.32USD 0.0%4/4
20241.24USD 0.0%
20231.24USD 0.0%
20221.24USD 0.0%
20211.24USD 3.3%
20201.2USD 16.5%
20191.03USD 7.3%
20180.96USD 0.0%
20170.96USD 0.0%

Kemper dividend history and estimates

In 2025, Kemper paid a dividend amounting to 1.28 USD. Dividend means that Kemper distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2006
1.76 USD
0 USD
Jan 1, 2007
1.82 USD
0 USD
Jan 1, 2008
1.88 USD
0 USD
Jan 1, 2009
1.07 USD
0 USD
Jan 1, 2010
0.88 USD
0 USD
Jan 1, 2011
0.96 USD
0 USD
Jan 1, 2012
0.96 USD
0 USD
Jan 1, 2013
1.2 USD
0 USD
Jan 1, 2014
0.96 USD
0 USD
Jan 1, 2015
0.96 USD
0 USD
Jan 1, 2016
0.96 USD
0 USD
Jan 1, 2017
0.96 USD
0 USD
Jan 1, 2018
0.96 USD
0 USD
Jan 1, 2019
1.03 USD
0 USD
Jan 1, 2020
1.2 USD
0 USD

Kemper dividend payout ratio

In 2025, Kemper had a payout ratio of 19.37%. The payout ratio indicates the percentage of the company's profits that Kemper distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
41.9 %
Jan 1, 2007
58.33 %
Jan 1, 2008
-400 %
Jan 1, 2009
40.68 %
Jan 1, 2010
30.77 %
Jan 1, 2011
78.69 %
Jan 1, 2012
55.17 %
Jan 1, 2013
31.58 %
Jan 1, 2014
45.5 %
Jan 1, 2015
58.54 %
Jan 1, 2016
290.91 %
Jan 1, 2017
41.38 %
Jan 1, 2018
29.91 %
Jan 1, 2019
12.94 %
Jan 1, 2020
19.54 %

Current Kemper forecasts and price targets in March 2026

Δ MOM Price Target
null %
Buy66.67 % (8)
Hold16.67 % (2)
Sell16.67 % (2)
12M Price Target
61.20
Last Price
43.91
Currency
USD
12M Return Potential
39.38 %
LTM Return
0 %

Kemper Earnings Estimates

Kemper Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
2/4/20260.87USD1.14 BUSD2025 Q4
2/3/20260.87USD1.14 BUSD2025 Q4
2/2/20260.87USD1.14 BUSD2025 Q4
5/6/20240.53USD1.08 BUSD2024 Q1
1/31/20240.35USD1.08 BUSD2023 Q4
7/31/20230.31USD1.21 BUSD2023 Q2
5/1/20230.17USD1.22 BUSD2023 Q1
1/30/20230USD1.31 BUSD2022 Q4
11/2/2022-0.58USD1.35 BUSD2022 Q3
8/1/2022-0.71USD1.39 BUSD2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Kemper stock

54/100
61
Environment
60
Social
42
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Kemper shareholders

% Name
9.81216%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
7.74167%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
5.70090%
Fuller & Thaler Asset Management Inc.
Fuller & Thaler Asset Management Inc.
3.92985%
Wellington Management Company, LLP
Wellington Management Company, LLP
3.56895%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
3.53324%
State Street Investment Management (US)
State Street Investment Management (US)
3.17083%
AQR Capital Management, LLC
AQR Capital Management, LLC
2.40927%
Boston Partners
Boston Partners
2.09277%
Westfield Capital Management Company, L.P.
Westfield Capital Management Company, L.P.
1.97518%
Schroder Investment Management North America Inc.
Schroder Investment Management North America Inc.
...

Kemper Executives and Management Board

JL

Mr. Joseph Lacher

(55)

President, Chief Executive Officer, Director · since 2015

Compensation11.46 M USD
MH

Mr. Matthew Hunton

(44)

Executive Vice President and President - Kemper Auto

Compensation4.85 M USD
BC

Mr. Bradley Camden

(46)

Chief Financial Officer, Executive Vice President

Compensation4.63 M USD
DS

Mr. Duane Sanders

(68)

Executive Vice President and Chief Claims Officer, P&C

Compensation4.55 M USD
JB

Mr. John Boschelli

(56)

Executive Vice President, Chief Investment Officer

Compensation4.13 M USD

Kemper Supply Chain

Kemper Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
3 companies
#Name1M3M6M1Y2YTrend
1
0,28
0,74
0,67
-0,42
-0,58
2
BlackRock
Supplier
0,29
0,89
0,70
0,70
-0,15
3
0,39
0,89
0,68
0,80
0,03

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Most common questions regarding Kemper

Kemper Corp operates as a diversified insurance holding company. The company's business model focuses on offering property and casualty insurance, life insurance, and investment products to individuals and businesses. Through its subsidiaries, Kemper provides insurance coverage for auto, home, renters, and other related services. Additionally, the company offers life insurance, annuity, and retirement products. Kemper Corp aims to effectively manage risk and deliver value to its customers by providing innovative insurance solutions and financial services. With its diverse product portfolio and customer-centric approach, Kemper Corp strives to meet the insurance needs of individuals and businesses efficiently.

All fundamentals about Kemper

Our stock analysis for Kemper Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Kemper Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.