Kemper (KMPR) Stock Price

Kemper Price

NYSE·CLOSED
25.21
​
Market closed

Revenue has compounded at 2.8% per year over the past 19 years to 4.80 B USD. Earnings per share have declined at 2.9% per year over the last 19 years. Kemper's net margin stands at 3.0%, up from -2.2% several years earlier. Kemper currently offers a dividend yield of about 5.08%. The payout ratio is around 53% of earnings. Analysts set a median price target of 35.50 USD, implying 40.8% above the current price. Of 12 analysts, 2 rate the stock a buy — an overall Sell consensus.

Kemper stock price

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Kemper business model & stock analysis

Kemper Corp is a diversified insurance and investment holding company based in Chicago, Illinois, USA. The company was founded in 1990 and offers a wide range of insurance, investment, and management services. Kemper operates in the United States through its subsidiaries and serves customers in all states. The business model of Kemper focuses on providing insurance and investment products to protect their customers from various risks while also growing their money. The company strives to develop innovative products tailored to the needs of customers and help them achieve their financial goals. Through its subsidiaries, Kemper offers a wide range of insurance products such as vehicle, home, life, and health insurance. Additionally, Kemper also provides investment and asset management services. Kemper has three main divisions - Kemper Personal and Commercial Lines, Kemper Specialty, and Kemper Life and Health. Kemper Personal and Commercial Lines offer auto, property, and liability insurance for both personal and commercial customers. Kemper Specialty specializes in high-risk insurance such as non-standard auto, motorcycle, and boat insurance. Kemper Life and Health offer life, health, and accident insurance. Kemper offers a wide range of products and services to meet the needs of its customers. Some of the well-known Kemper products include Direct Auto and Home Insurance, Reserve National Insurance, and The Alliance. Direct Auto and Home Insurance provides insurance directly to end customers without the use of agents. This operating model allows the company to keep its costs and prices low, enabling it to offer affordable rates to customers. Through subsidiary Reserve National Insurance, Kemper also offers additional insurance to provide financial support in unforeseen events such as work accidents, illnesses, or deaths. Through The Alliance, Kemper customers can access a network of independent insurance agents who can help better meet their needs. Overall, Kemper is a company that focuses on serving the needs of its customers and offers a wide range of insurance and investment products. The company is working to develop innovative products and services to provide better financial solutions to its customers. With a broad portfolio of subsidiaries and products, Kemper is committed to assisting its customers throughout the United States, considering their needs and budgets.

Frequently asked questions about Kemper

Kemper Corp operates as a diversified insurance holding company. The company's business model focuses on offering property and casualty insurance, life insurance, and investment products to individuals and businesses. Through its subsidiaries, Kemper provides insurance coverage for auto, home, renters, and other related services. Additionally, the company offers life insurance, annuity, and retirement products. Kemper Corp aims to effectively manage risk and deliver value to its customers by providing innovative insurance solutions and financial services. With its diverse product portfolio and customer-centric approach, Kemper Corp strives to meet the insurance needs of individuals and businesses efficiently.

Kemper Corp is primarily active in the insurance industry.

The main competitors of Kemper Corp in the market include insurance companies such as State Farm, Progressive Corporation, Allstate Corporation, and Berkshire Hathaway Inc.

Kemper Corp, founded in 1990, is a leading insurance provider based in Chicago, Illinois. With a rich history, the company has grown to become a trusted name in the industry. Initially established as a unit of Lumbermens Mutual Casualty Company, it later adopted the Kemper name as part of its rebranding strategy. Over the years, Kemper Corp has expanded its insurance offerings to include auto, homeowners, life, and health insurance, serving both individuals and businesses nationwide. With a commitment to customer satisfaction and financial stability, Kemper Corp continues to excel in providing reliable insurance solutions to its diverse customer base.

Kemper Corp, a renowned insurance provider, has achieved numerous significant milestones throughout its history. This esteemed company has demonstrated remarkable growth and success over the years. Kemper Corp has evolved from a small mutual insurance carrier into a prominent public company. As it expanded its operations, Kemper Corp successfully acquired various firms and diversified its product offerings. With a strong focus on customer service and satisfaction, the company has consistently delivered exceptional financial results. Kemper Corp's commitment to innovation and adaptability has positioned it as a leader in the insurance industry. Its dedication to excellence continues to drive its impressive achievements and cement its reputation as a top performing company.

Kemper Corp is primarily present in the United States, operating across different regions and states. This insurance provider and financial services company has a strong presence throughout the country, offering a wide range of insurance products and investment services to individuals, families, and businesses. With its headquarters located in Chicago, Illinois, Kemper Corp serves customers nationwide through its network of branch offices, independent agents, and online platforms. Through its strategic initiatives and customer-focused approach, Kemper Corp continues to establish itself as a leading player in the insurance industry within the United States.

Kemper Corp is guided by its core values of integrity, teamwork, and accountability. The company follows a corporate philosophy focused on providing superior customer service, delivering innovative insurance solutions, and fostering strong relationships. Kemper Corp strives to create value for its stakeholders by maintaining financial strength, driving operational efficiency, and achieving sustainable growth. With a customer-centric approach, Kemper Corp aims to offer financial protection and peace of mind to individuals and families across the United States. Founded on a commitment to excellence, Kemper Corp continues to prioritize trust, reliability, and responsiveness in serving its customers and delivering value to shareholders.

Analysts currently set an average price target of 35.50 USD for the Kemper stock (median: 35.50 USD), implying +38.3 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the Kemper stock: 2 recommend buying, 5 holding and 5 selling. For 2026, analysts expect Kemper to generate revenue of 4.28 B USD and earnings per share of 2.14 USD.

Converted at the current exchange rate, the Kemper share trades at 22.22 EUR (25.21 USD).

The Kemper share (KMPR) is listed on 3 stock exchanges, including: NYSE (KMPR), Frankfurt (UI2.F), München (UI2.MU).

The Kemper Corporation is a diversified insurance company, divided into four main divisions: Kemper Personal Insurance, Kemper Specialty, Kemper Auto, and Kemper Life. Each division offers different types of protection and insurance products to their customers. The Kemper Personal Insurance division offers a wide range of insurance for individuals, including home and liability insurance for single and multi-family homes. It also offers products such as RV insurance, boat insurance, and bicycle insurance. This division specializes in providing protection for the home and personal belongings of their customers. The Kemper Specialty division offers insurance products for business customers, such as restaurants, hair salons, or dentists. It also offers specialized products for vehicles driven by individuals with poor credit or high accident rates. This division focuses on providing specialized coverage for businesses and vehicle owners. The Kemper Auto division offers a variety of car insurance products for individuals and families. It also offers insurance for motorcycles and other recreational vehicles. This division has a strong customer orientation and ensures that their customers receive the best possible protection for their vehicles. The Kemper Life division offers life insurance and annuities for individuals and families. It specializes in products for retirement planning and protection for beneficiaries in the event of the insured's death. It also offers investment products to help customers plan for their future. Another important feature of Kemper Corporation's business model is its customer-centric focus. The company operates with a strong customer orientation and ensures that all interactions with customers are as easy, efficient, and stress-free as possible. Kemper relies on a strong digital platform to enable customers to manage their insurance online and make their experience as uncomplicated as possible. In summary, Kemper Corporation's business model is focused on offering a wide range of insurance products for different customers. The four divisions cater to the needs of individuals, business customers, and vehicle owners, while the company has a clear focus on customer satisfaction. As a company strongly focused on digitized distribution, Kemper aims to constantly evolve and remain innovative to continue meeting customer needs.

The expected revenue of Kemper is 4.28 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Kemper is 125.63 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Kemper is currently 11.80. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Kemper stock.

The price-to-sales ratio (P/S) of Kemper is currently 0.35. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Kemper stock.

The Eulerpool Quality Score for Kemper is 4/10.

The ISIN of Kemper is US4884011002. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Kemper is A1JEFA. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Kemper is KMPR. The ticker symbol is used to trade Kemper shares on the stock exchange.

Fair ValueTerminal
25.21 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
657,602.74 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website kemper.com
Currency
USD
Initial public offering
May 24, 2001
ISIN
US4884011002
Cusip
488401100
Sedol
B52KRV2
Market capitalization
1.58 B USDSmall Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
0.27
P/E ratio
P/Ee 2026
12.56
P/Ee 2027
6.08
P/Ee 2028
4.79
P/S
P/Se
0.35
EV/EBIT
12.03
P/B Ratio
0.59
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
3.95 %
Gross Margin
29.68 %
EBIT Margin
4.15 %
Net Margin
2.99 %
EPS (Earnings Per Share)
2.44 USD
Net Debt / EBIT
4.10
Debt/Equity
0.35
Dividend
Dividend yield
5.08 %
Est. Dividend Yield
5.08 %
Payout Ratio
52.52 %
Dividend growth Ø5Y
0.64 %
Dividend payments per year
4
Dividend paid since
26 years
Dividend not reduced since
11 years
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Sep 30, 2026, 8:08 PM

Kemper Ticker

FRANKFURT · UI2.FMUNICH · UI2.MUNEW YORK · KMPR

Kemper FIGI

UI2:GR · BBG000GNQ8Q7UI2:GF · BBG000GNQ958UI2:GM · BBG000GNQCS6KMPR:US · BBG000H3GDJ8KMPR:UA · BBG000H3GFG6KMPR:UC · BBG000H3HH44KMPR:UN · BBG000H3HJ95KMPR:UP · BBG000H3HJX8KMPR:UB · BBG000H3HM34KMPR:UT · BBG000H3HMT6KMPR:UM · BBG000H3HNG8KMPR:UX · BBG000H3JR40

All fundamentals and in-depth analysis of Kemper

Our stock analysis for Kemper stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Kemper. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.