Instabank A

Instabank A ROE

The Return on Equity (ROE) of Instabank A (INSTA.OL) as of Nov 2, 2026 is 8.86 %. In the previous year, Return on Equity (ROE) was 9.42 % — a change of -5.98% (lower).

ROE

8.86 %

YoY

-5.98%

Last updated:

In 2025, Instabank A's return on equity (ROE) was 8.86 %, a -5.98% increase from the 9.42 % ROE in the previous year.

The Instabank A ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
5.39 NOK
Jan 1, 2019
7.27 NOK
Jan 1, 2020
7.31 NOK
Jan 1, 2021
12.53 NOK
Jan 1, 2022
10.46 NOK
Jan 1, 2023
10.64 NOK
Jan 1, 2024
9.42 NOK
Jan 1, 2025
8.86 NOK
The Instabank A ROE history
YEARROEYoY
8.86 %-5.98%
9.42 %-11.45%
10.64 %+1.72%
10.46 %-16.51%
12.53 %+71.34%
7.31 %+0.65%
7.27 %+34.90%
5.39 %+561.58%
0.81 %-111.08%
-7.35 %—

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Instabank A Stock analysis

What does Instabank A do? Instabank ASA operates as a fully digital bank offering loan products, savings, and insurance to consumers in Norway, Sweden, Finland, and Germany. The company generates revenue through its digital banking solutions, targeting individual customers in these four Nordic and German markets. Instabank's technology and paytech expertise enable it to assist companies seeking digital transformation, providing additional services to business clients. The firm distributes its products primarily via its website and agents, serving a small but dynamic customer base across multiple countries. Instabank ASA is owned by Norwegian investors, reflecting its strong local ownership structure. The company focuses on delivering straightforward, digital, and flexible bank solutions to consumers, emphasizing simplicity and innovation in its service model. Its digital-first approach allows it to operate efficiently with a lean team of 44 full-time employees, supporting both retail banking and business transformation services. The firm's business model combines consumer banking services with B2B technology solutions, creating a dual revenue stream. By leveraging its paytech expertise, Instabank helps companies innovate their business models, expanding its reach beyond traditional banking. This approach aligns with its mission to provide digital financial solutions that are accessible and adaptable to evolving market needs. Instabank A is one of the most popular companies on Eulerpool.

ROE Details

Decoding Instabank A's Return on Equity (ROE)

Instabank A's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Instabank A's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Instabank A's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Instabank A’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Instabank A stock

Return on Equity (ROE) of Instabank A is 8.86 % in 2025.

Return on Equity (ROE) of Instabank A changed from 9.42 % to 8.86 %, representing a -5.98% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Instabank A since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Instabank A with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Instabank A

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Instabank A