IDBI Bank (IDBI.NS) Stock Price

IDBI Bank Price

NSE·CLOSED
81.29INR+0.18 (+0.22 %)
Market closed

Revenue has compounded at 13.8% per year over the past 19 years to 198.02 B INR. Earnings per share have declined at 0.3% per year over the last 19 years. IDBI Bank's net margin stands at 38.5%, up from 11.4% several years earlier. IDBI Bank currently offers a dividend yield of about 2.58%. The payout ratio is around 30% of earnings. The dividend has grown at 1.8% per year over the past 19 years. Analysts set a median price target of 42.84 INR, implying 47.3% below the current price. Of 9 analysts, 0 rate the stock a buy — an overall Sell consensus. The stock trades about 32% above its 52-week low.

IDBI Bank stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of IDBI Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how IDBI Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing IDBI Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

IDBI Bank Stock Price History
DateIDBI Bank Price
8/19/202681.29 INR
8/18/202681.11 INR
8/17/202682.18 INR
8/14/202682.45 INR
8/13/202682.59 INR
8/12/202682.46 INR
8/11/202682.44 INR
8/10/202683.00 INR
8/7/202684.22 INR
8/6/202684.54 INR
8/5/202684.32 INR
8/4/202684.80 INR
7/31/202683.75 INR
7/30/202684.61 INR
7/29/202684.14 INR
7/28/202684.12 INR
7/27/202684.48 INR
7/24/202684.93 INR
7/23/202685.00 INR
7/22/202685.93 INR
7/21/202686.63 INR
7/20/202685.03 INR
7/17/202687.02 INR
7/16/202685.54 INR
7/15/202686.23 INR
7/14/202686.54 INR
7/13/202684.07 INR
7/10/202682.89 INR
7/9/202682.32 INR
7/8/202680.53 INR
7/7/202683.36 INR
7/6/202683.97 INR
7/3/202683.88 INR
7/2/202684.41 INR
7/1/202682.28 INR
6/30/202683.53 INR
6/29/202685.96 INR
6/25/202686.40 INR
6/24/202686.92 INR
6/23/202685.96 INR
6/22/202687.65 INR
6/19/202682.98 INR
6/18/202684.62 INR
6/17/202690.36 INR
6/16/202677.15 INR
6/15/202677.45 INR
6/12/202675.39 INR
6/11/202672.31 INR
6/10/202675.56 INR
6/9/202675.37 INR
6/8/202671.85 INR
6/5/202673.08 INR
6/4/202672.94 INR
6/3/202673.41 INR
6/2/202673.19 INR
6/1/202672.07 INR
5/29/202673.83 INR
5/27/202673.49 INR
5/26/202672.94 INR
5/25/202673.04 INR
5/22/202672.65 INR
5/21/202672.90 INR
5/20/202671.99 INR
5/19/202673.56 INR
5/18/202669.50 INR
5/15/202670.38 INR
5/14/202671.40 INR
5/13/202671.17 INR
5/12/202671.03 INR
5/11/202673.25 INR
5/8/202674.72 INR
5/7/202675.76 INR
5/6/202676.03 INR
5/5/202674.53 INR
5/4/202674.87 INR
5/1/202675.88 INR
4/30/202675.88 INR
4/29/202676.75 INR
4/28/202676.84 INR
4/27/202677.54 INR
4/24/202676.17 INR
4/23/202673.73 INR
4/22/202674.50 INR
4/21/202674.72 INR
4/20/202674.13 INR
4/17/202675.06 INR
4/16/202674.34 INR
4/15/202674.39 INR
4/13/202673.82 INR
4/10/202674.01 INR
4/9/202672.10 INR
4/8/202673.57 INR
4/7/202669.64 INR
4/6/202670.06 INR
4/2/202669.55 INR
4/1/202667.65 INR
3/30/202661.50 INR
3/27/202664.01 INR
3/25/202667.15 INR
3/24/202667.07 INR
3/23/202667.39 INR
3/20/202673.07 INR
3/19/202670.16 INR
3/18/202674.93 INR
3/17/202674.10 INR
3/16/202676.90 INR
3/13/202692.18 INR
3/12/202698.81 INR
3/11/202699.14 INR
3/10/2026103.02 INR
3/9/202699.00 INR
3/6/2026108.89 INR
3/5/2026110.24 INR
3/4/2026110.18 INR
3/2/2026114.79 INR
2/27/2026116.01 INR
2/26/2026113.71 INR
2/25/2026113.52 INR
2/24/2026113.13 INR
2/23/2026113.44 INR
2/20/2026112.83 INR
2/19/2026110.84 INR
2/18/2026113.38 INR
2/17/2026113.74 INR
2/16/2026111.88 INR
2/13/2026110.75 INR
2/12/2026110.11 INR
2/11/2026111.31 INR
2/10/2026108.04 INR
2/9/2026104.04 INR
2/6/2026106.86 INR
2/5/2026102.98 INR
2/4/2026109.16 INR
2/3/2026102.25 INR
2/2/202699.63 INR
1/30/202699.57 INR
1/29/202697.81 INR
1/28/202699.67 INR
1/27/202697.22 INR
1/23/202697.42 INR
1/22/2026100.01 INR
1/21/202698.20 INR
1/20/202695.46 INR
1/19/202698.64 INR
1/16/2026104.55 INR
1/15/2026104.85 INR
1/14/2026104.85 INR
1/13/2026103.64 INR
1/12/2026104.21 INR
1/9/2026103.43 INR
1/8/2026104.63 INR
1/7/2026108.12 INR
1/6/2026108.22 INR
1/5/2026110.97 INR
1/2/2026114.73 INR
1/1/2026103.76 INR
12/31/2025102.99 INR
12/30/2025101.32 INR
12/29/2025101.53 INR
12/26/2025101.37 INR
12/24/2025100.91 INR
12/23/2025100.07 INR
12/22/2025100.17 INR
12/19/202598.13 INR
12/18/202597.54 INR
12/17/202597.92 INR
12/16/202599.53 INR
12/15/202598.84 INR
12/12/202599.78 INR
12/11/202595.15 INR
12/10/202594.45 INR
12/9/202595.37 INR
12/8/202594.78 INR
12/5/202597.40 INR
12/4/202597.64 INR
12/3/202597.65 INR
12/2/202599.76 INR
12/1/2025100.13 INR
11/28/2025100.38 INR
11/27/2025101.19 INR
11/26/2025101.95 INR
11/25/2025101.20 INR
11/24/202598.93 INR
11/21/2025100.24 INR
11/20/2025102.80 INR
11/19/2025104.62 INR
11/18/2025102.52 INR
11/17/2025102.28 INR
11/14/2025101.04 INR
11/13/202598.22 INR
11/12/202599.97 INR
11/11/202598.81 INR
11/10/202598.99 INR
11/7/2025100.42 INR
11/6/202597.26 INR
11/4/202599.26 INR
11/3/2025101.51 INR
10/31/2025103.80 INR
10/30/202597.90 INR
10/29/2025101.91 INR
10/28/2025102.18 INR
10/27/202595.77 INR
10/24/202593.93 INR
10/23/202594.10 INR
10/21/202594.30 INR
10/20/202594.10 INR
10/17/202591.72 INR
10/16/202592.31 INR
10/15/202593.15 INR
10/14/202591.74 INR
10/13/202593.23 INR
10/10/202593.46 INR
10/9/202591.40 INR
10/8/202591.25 INR
10/7/202592.29 INR
10/6/202592.86 INR
10/3/202592.60 INR
10/1/202592.35 INR
9/30/202591.42 INR
9/29/202589.35 INR
9/26/202589.57 INR
9/25/202590.89 INR
9/24/202592.01 INR
9/23/202593.23 INR
9/22/202593.20 INR
9/19/202593.76 INR
9/18/202592.47 INR
9/17/202592.95 INR
9/16/202593.29 INR
9/15/202593.47 INR
9/12/202593.01 INR
9/11/202592.85 INR
9/10/202594.76 INR
9/9/202592.26 INR
9/8/202592.27 INR
9/5/202588.87 INR
9/4/202588.86 INR
9/3/202590.62 INR
9/2/202589.19 INR
9/1/202587.05 INR
8/29/202585.67 INR
8/28/202589.91 INR
8/26/202591.87 INR
8/25/202594.51 INR
8/22/202595.00 INR
Access this data via the Eulerpool API

IDBI Bank Revenue, Pre-Provision Profit, Net Income

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2019
94.75 B INR
42.16 B INR
-149.87 B INR
Jan 1, 2020
116.44 B INR
51.97 B INR
-128.35 B INR
Jan 1, 2021
133.36 B INR
71.65 B INR
15.14 B INR
Jan 1, 2022
141.13 B INR
74.94 B INR
25.34 B INR
Jan 1, 2023
160.36 B INR
86.88 B INR
37.06 B INR
Jan 1, 2024
181.44 B INR
96.58 B INR
57.88 B INR
Jan 1, 2025
198.02 B INR
111.91 B INR
76.31 B INR
Jan 1, 2026 (e)
151.68 B INR
0.00 INR
99.80 B INR

IDBI Bank Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 21, 2026, 1:33 PM
 
REVENUEB INR
REVENUE GROWTH%
Net Interest IncomeB INR
Non-Interest IncomeB INR
Loan Loss ProvisionsB INR
Pre-Provision Profit (PPOP)B INR
NET INCOMEB INR
NET INCOME GROWTH%
DIV.INR
DIV. GROWTH%
SHARESB
2011201220132014201520162017201820192020202120222023202420252026e
208.38255.86284.10297.20323.54315.76320.13302.94256.37254.86247.44232.38251.67303.70340.59151.68
16.9622.7811.044.618.86-2.401.38-5.37-15.37-0.59-2.91-6.088.3020.6812.14-55.47
43.4645.7154.0260.5057.7761.2757.8656.7059.4070.1385.5591.94114.61142.19146.61
22.2221.9733.3431.1241.8935.1842.0772.4835.3546.3147.8249.1945.7539.2551.42
17.7514.2328.4939.5544.61103.51132.49205.21269.08140.9446.8037.7433.8312.905.21
40.7640.5655.2457.7458.6254.4047.5080.2642.1651.9771.6574.9486.8896.58111.91
15.6420.0318.8911.529.42-35.91-50.16-81.32-149.87-128.3515.1425.3437.0657.8876.3199.80
53.2128.08-5.67-39.03-18.23-481.2739.6962.1384.29-14.36-111.8067.3546.2756.1831.8330.79
3.503.503.001.000.550.751.001.502.102.10
16.67-14.29-66.67-45.0036.3650.0040.00
0.900.991.281.401.601.682.062.394.968.9010.4910.7510.7510.7510.7510.75
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales IDBI Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue IDBI Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare IDBI Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares IDBI Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against IDBI Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

IDBI Bank stock margins

The IDBI Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of IDBI Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for IDBI Bank.
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  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2019
55.50 %
-158.17 %
Jan 1, 2020
55.37 %
-110.23 %
Jan 1, 2021
46.28 %
11.35 %
Jan 1, 2022
46.90 %
17.95 %
Jan 1, 2023
45.82 %
23.11 %
Jan 1, 2024
46.77 %
31.90 %
Jan 1, 2025
43.49 %
38.53 %
Jan 1, 2026 (e)
0.00 %
65.80 %

IDBI Bank Revenue per Share, Earnings per Share

The IDBI Bank earnings per share therefore indicates how much revenue IDBI Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2019
19.11 INR
-30.22 INR
Jan 1, 2020
13.09 INR
-14.42 INR
Jan 1, 2021
12.72 INR
1.44 INR
Jan 1, 2022
13.13 INR
2.36 INR
Jan 1, 2023
14.91 INR
3.45 INR
Jan 1, 2024
16.87 INR
5.38 INR
Jan 1, 2025
18.42 INR
7.10 INR
Jan 1, 2026 (e)
14.11 INR
9.28 INR

IDBI Bank business model & stock analysis

IDBI Bank Ltd is an Indian bank headquartered in Mumbai. It was established in 1964 under the name Industrial Development Bank of India (IDBI) and was originally a development bank established by the government to support industrial sectors that are strategically important for the country's economic growth. In 2004, IDBI Bank was converted into a universal bank and has since been offering a wide range of financial products and services, including deposits, loans, foreign exchange, investment, and insurance products. The bank is divided into various business segments, including retail banking, corporate banking, financial sector, investment banking, and asset management. The retail banking segment offers a wide range of retail financial products, such as savings accounts, credit and debit cards, consumer loans, mortgages, and investment products such as funds, stocks, and bonds. The corporate banking segment offers a wide range of financial products and services to businesses of all sizes, including lending, project financing, trade finance, leasing, and factoring. The financial sector of IDBI Bank includes business areas such as treasury, capital markets, foreign exchange market, and investment portfolio management. The bank also offers a wide range of insurance products, including life insurance and motor insurance. IDBI Bank also has a strong presence in investment banking, offering services such as setting up stock issuances, debt refinancing, mergers and acquisitions, corporate finance advisory, capital instrument structuring, and asset-backed securities. Asset management includes investment funds, cash management solutions, pension funds, collective investment product management, and portfolio management services. IDBI Bank has received several significant awards and recognitions over the years, including the "Best Bank in Corporate Social Responsibility" award at the BFSI Awards 2019. The bank aims to play a leading role in the digital transformation of the Indian banking industry and has significantly expanded its presence in the digital world. As part of its digitization strategy, the bank has developed various mobile applications, online platforms, payment portals, digital lending platforms, and other digital channels to enhance customer experience and strengthen its digital infrastructure. Overall, IDBI Bank Ltd is one of the leading universal banks in India and has earned a good reputation as a provider of high-quality financial products and services in recent years. The bank aims to expand its presence in India and other countries around the world and consolidate its position as a leading bank in corporate social responsibility and as a pioneer in the digital transformation of the Indian banking industry.

IDBI Bank SWOT Analysis

Strengths

IDBI Bank Ltd has a strong presence in the Indian banking sector, with a widespread network of branches and ATMs across the country. This extensive reach allows the bank to cater to a large customer base.

The bank has a diverse range of financial products and services, including retail banking, corporate banking, and treasury operations. This variety enables IDBI Bank Ltd to cater to different customer segments and meet their specific banking needs.

IDBI Bank Ltd has a strong capital base and enjoys the support of the Indian government. This financial stability gives the bank a competitive advantage and enhances its credibility in the market.

Weaknesses

One of the weaknesses of IDBI Bank Ltd is its high proportion of non-performing assets (NPAs) or bad loans. This negatively impacts the bank's profitability and solvency, and it needs to take effective measures to address this issue.

The bank has faced challenges in maintaining stable and consistent profitability over the years. Fluctuating financial performance raises concerns about the bank's ability to generate sustainable returns for its shareholders and investors.

IDBI Bank Ltd has been facing limited digitalization compared to some of its competitors, resulting in a potential disadvantage in terms of customer experience and operational efficiency.

Opportunities

The Indian banking sector is witnessing significant growth and transformation due to various government initiatives and economic reforms. IDBI Bank Ltd can leverage these opportunities to expand its market share and increase its presence in the industry.

The bank can focus on diversifying its revenue streams by exploring new business avenues or expanding its product portfolio. This would not only help in generating additional income but also reduce the dependence on traditional banking services.

With the increasing adoption of digital banking and technology-driven solutions, IDBI Bank Ltd has the opportunity to enhance its digital capabilities and provide innovative services to its customers, improving their overall banking experience.

Threats

The intense competition in the banking sector poses a threat to IDBI Bank Ltd. Established private sector banks, as well as emerging fintech companies, are constantly striving to attract customers and gain market share.

The economic and political environment in India can also pose challenges for the bank. Factors such as changes in government policies, inflation, or economic slowdown can impact the overall business environment and affect the bank's performance.

The susceptibility to cyber threats and data breaches is a significant threat faced by IDBI Bank Ltd. As digital transactions increase, the bank needs to invest in robust cybersecurity measures to protect customer data and maintain customer trust.

IDBI Bank Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

IDBI Bank historical P/E ratio, EBIT multiple, and P/S ratio

IDBI Bank annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

IDBI Bank shares outstanding

The number of shares of IDBI Bank was 10.75 B in 2025. This indicates how many shares IDBI Bank is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2019
4.96 B Stocks
Jan 1, 2020
8.90 B Stocks
Jan 1, 2021
10.49 B Stocks
Jan 1, 2022
10.75 B Stocks
Jan 1, 2023
10.75 B Stocks
Jan 1, 2024
10.75 B Stocks
Jan 1, 2025
10.75 B Stocks
Jan 1, 2026 (e)
10.75 B Stocks

IDBI Bank stock splits

In IDBI Bank's history, there have been no stock splits.

IDBI Bank Dividend History

21 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20252.10INR 40.0%
Jul 15, 20252.10INR 40.0%1/1
20241.50INR 50.0%
20231.00INR 33.3%
20160.75INR 0.0%
20150.75INR 25.0%
20141.00INR 71.4%
20133.50INR 0.0%
20123.50INR 0.0%
20113.50INR 16.7%
20103.00INR 20.0%

IDBI Bank dividend history and estimates

In 2025, IDBI Bank paid a dividend amounting to 2.10 INR. Dividend means that IDBI Bank distributes a portion of its profits to its owners.
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  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2013 (e)
3.50 INR
-0.50 INR
Jan 1, 2014
1.00 INR
0.00 INR
Jan 1, 2015 (e)
0.75 INR
-0.20 INR
Jan 1, 2016
0.75 INR
0.00 INR
Jan 1, 2023 (e)
0.00 INR
1.00 INR
Jan 1, 2024
1.50 INR
0.00 INR
Jan 1, 2025
2.10 INR
0.00 INR
Jan 1, 2026
2.10 INR
0.00 INR

IDBI Bank dividend payout ratio

In 2025, IDBI Bank had a payout ratio of 29.59%. The payout ratio indicates the percentage of the company's profits that IDBI Bank distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2019
28.82 %
Jan 1, 2020
28.82 %
Jan 1, 2021
28.82 %
Jan 1, 2022
28.82 %
Jan 1, 2023
29.01 %
Jan 1, 2024
27.86 %
Jan 1, 2025
29.59 %
Jan 1, 2026 (e)
22.62 %

Current IDBI Bank forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
0.00 % (0)
Hold
22.22 % (2)
Sell
77.78 % (7)
12M Price Target
42.84
Last Price
81.74
Currency
INR
12M Return Potential
-47.59 %
LTM Return
0 %

EESG©

Eulerpool ESG Scorecard© for the IDBI Bank stock

45/100
19
Environment
49
Social
68
Governance
E

Environment

20
Scope 1 - Direct Emissions285.97
Scope 2 - Indirect emissions from purchased energy13,832.24
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions14,118.21
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees32.698
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

IDBI Bank shareholder structure

% Name
49.23647%
Life Insurance Corporation of India
Life Insurance Corporation of India
45.47702%
Government of India
Government of India
0.16625%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.07814%
Investor Education Protection Fund
Investor Education Protection Fund
0.06002%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
0.03464%
State Street Investment Management (UK)
State Street Investment Management (UK)

IDBI Bank Beneficial Ownership Filings (SEC 13D/G)

Free Float
54.5%
Float Shares
-
Shares Outstanding
-

IDBI Bank Executives and Management Board

30 members · avg. age 60 · 17 % women

SS

Shri. Rakesh Sharma (66)

Chief Executive Officer, Managing Director, Executive Director · since 2018

20.98 M INR

Management

SP

Shri. Jayakumar Pillai (60)

Deputy Managing Director, Executive Director · since 2023

11.54 M INR
SP

Shri. Sumit Phakka

Deputy Managing Director, Executive Director · since 2024

10.96 M INR
SN

Smt. Jyothi Nair

Company Secretary

3.10 M INR
SK

Smt. Smita Kuber

Chief Financial Officer, Executive Director

SA

Shri. Shalil Awale

Executive Director, Chief Compliance Officer · since 2024

SB

Shri. Anirudha Behera

Chief Risk Officer, Executive Director

Board of Directors

SS

Shri. Deepak Singhal (66)

Non-Executive Independent Director

3.70 M INR
SN

Shri. Jambunathan Narayanan

Non-Executive Independent Director

3.66 M INR
SK

Shri. Sanjay Kallapur

Non-Executive Independent Director

3.52 M INR
SB

Smt. P. Bharathi (65)

Non-Executive Woman Independent Director

3.46 M INR
SS

Shri. Ajay Sawhney

Non-Executive Independent Director

3.46 M INR
SP

Shri. Samaresh Parida

Non-Executive Independent Director

3.10 M INR

Frequently asked questions about IDBI Bank

The business model of IDBI Bank Ltd is based on providing a wide range of banking and financial services to individuals, corporations, and government entities. The bank offers products and services such as savings and current accounts, loans and advances, investment banking, treasury operations, and wealth management. IDBI Bank focuses on building strong customer relationships, enhancing customer experience through digital initiatives, and providing innovative solutions to meet the financial needs of its customers. The bank continually strives to maintain a strong presence in the market and uphold its reputation as a trusted financial institution. IDBI Bank Ltd is committed to driving growth and creating value for its stakeholders through its robust business model.

IDBI Bank Ltd is primarily active in the banking and financial services industry. As one of the leading public sector banks in India, IDBI Bank offers a wide range of services including retail and corporate banking, loans, investment banking, asset management, and more. With its extensive network of branches and ATMs, IDBI Bank caters to the diverse financial needs of individuals, businesses, and institutions. As an established player in the banking sector, IDBI Bank Ltd continues to play a key role in promoting economic growth and financial inclusion in India.

The main competitors of IDBI Bank Ltd in the market are State Bank of India (SBI), HDFC Bank, ICICI Bank, Punjab National Bank (PNB), and Axis Bank. These banks compete with IDBI Bank Ltd in various banking services such as retail banking, corporate banking, loans, deposits, and wealth management. IDBI Bank Ltd aims to differentiate itself by providing customer-centric solutions and adopting advanced technology to stay competitive in the market.

IDBI Bank Ltd is a reputable Indian financial institution with a rich history. Established in 1964, it started as a development financial institution to support industrial growth in the country. Over the years, IDBI Bank has evolved into a full-fledged commercial banking institution offering a wide range of financial services. In 2004, the bank transformed into a scheduled commercial bank, enabling it to provide enhanced banking solutions to its customers. With its strong focus on innovation and customer-centric approach, IDBI Bank has become a trusted name in the Indian banking sector. Today, it continues to offer diverse banking products, including loans, deposits, insurance, and investment services, supporting the financial needs of individuals and businesses alike.

IDBI Bank Ltd has achieved several significant milestones throughout its history. Notably, the company received the "Best Bank in MSME" award in 2020, acknowledging its outstanding services to Micro, Small, and Medium Enterprises. Additionally, IDBI Bank has been recognized as the "Best Bank for Technology Innovation" by Assocham in 2019 for its advanced technological solutions. The bank has also formed successful partnerships, such as its collaboration with Manipal Global Education Services to establish IDBI Manipal School of Banking. These achievements demonstrate IDBI Bank Ltd's commitment to excellence, innovation, and fostering economic growth for businesses and individuals alike.

IDBI Bank Ltd is primarily present in India.

IDBI Bank Ltd represents the values of integrity, innovation, and customer-centricity. With a strong focus on providing efficient and transparent banking services, IDBI Bank strives to create value for its customers and stakeholders. The company's corporate philosophy is centered around fostering trust, excellence, and sustainable growth. By continually adapting to the ever-evolving financial landscape and embracing technology-driven solutions, IDBI Bank Ltd aims to be a trusted partner for its customers and contribute to the economic development of the nation. With its customer-centric approach and commitment to maintaining the highest standards of ethical conduct, IDBI Bank Ltd remains devoted to serving its customers and delivering long-term value.

Analysts currently set an average price target of 42.84 INR for the IDBI Bank stock (median: 42.84 INR), implying -47.6 % versus the latest price. The consensus is based on 9 analyst ratings.

9 analysts currently rate the IDBI Bank stock: 0 recommend buying, 2 holding and 7 selling. For 2026, analysts expect IDBI Bank to generate revenue of 151.68 B INR and earnings per share of 9.28 INR.

Converted at the current exchange rate, the IDBI Bank share trades at 0.73 EUR (81.29 INR).

The IDBI Bank Ltd is an Indian investment bank headquartered in Mumbai, which offers a wide range of financial products and services for companies and individuals. The company's business model is focused on providing customers with innovative financial solutions while also generating a profitable return for its investors. The IDBI Bank Ltd has various divisions that allow it to meet the specific needs of its customers. The key divisions include Corporate Banking, Agri Banking, SME Banking, Personal Banking, NRI Services, Wholesale Banking, and Treasury Services. Corporate Banking offers tailored financial solutions to businesses to meet their long-term business requirements. These services can range from working capital financing and trade financing to cash management and syndication. Agri Banking specializes in the agricultural sector and its needs. This includes providing loans to farmers, financing plans, and other financial products specifically tailored to the requirements of the agricultural sector. SME Banking caters to small and medium-sized enterprises, offering specialized financial products such as credit cards, loans, and other financial solutions. Personal Banking offers special products such as credit cards, loans, insurance products, and other specific financial solutions. The company also provides a checking account that allows customers to make transfers directly from their bank account. NRI Services are specifically designed for non-resident Indians and offer a wide range of financial products, such as NRI deposits, NRI loans, and NRI savings accounts. Wholesale Banking provides specialized financial products and services to large and multinational companies, such as lending and trade financing. Treasury Services are focused on maximizing the bank's capital while also offering innovative financial products and services. The IDBI Bank Ltd also offers a variety of financial products, including loans, insurance, and investment products. The company has a strong presence in the Indian market and is able to quickly and effectively meet the needs of its customers. It has a broad customer base, including individuals, small and medium-sized enterprises, and multinational companies. In summary, the business model of IDBI Bank Ltd is focused on being innovative to help customers with their specific needs while also generating a profitable return for investors. With a strong presence in the Indian market and a wide range of financial products and services, the company can quickly and effectively respond to the needs of its customers and meet their requirements.

The expected revenue of IDBI Bank is 151.68 B INR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of IDBI Bank is 99.80 B INR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of IDBI Bank is currently 8.76. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the IDBI Bank stock.

The price-to-sales ratio (P/S) of IDBI Bank is currently 5.76. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the IDBI Bank stock.

The Eulerpool Quality Score for IDBI Bank is 2/10.

The ISIN of IDBI Bank is INE008A01015. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of IDBI Bank is IDBI.NS. The ticker symbol is used to trade IDBI Bank shares on the stock exchange.

Over the past 12 months, IDBI Bank paid a dividend of 2.10 INR . This corresponds to a dividend yield of about 2.58 %. For the coming 12 months, IDBI Bank is expected to pay a dividend of 1.50 INR.

The current dividend yield of IDBI Bank is 2.58 %.

IDBI Bank pays a dividend, distributed in the months of , , , .

IDBI Bank paid dividends every year for the past 3 years.

For the upcoming 12 months, dividends amounting to 1.50 INR are expected. This corresponds to a dividend yield of 1.85 %.

IDBI Bank is assigned to the 'Finance' sector.

To receive the latest dividend of IDBI Bank from amounting to 2.1 INR, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, IDBI Bank distributed 1 INR as dividends.

The dividends of IDBI Bank are distributed in INR.

All fundamentals and in-depth analysis of IDBI Bank

Our stock analysis for IDBI Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of IDBI Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.