Home BancShares

Home BancShares Debt

The Debt of Home BancShares (HOMB) as of Oct 13, 2026 is 435.07 M USD. In the previous year, Debt was 601.60 M USD — a change of -27.68% (lower).

Debt

435.07 MUSD

YoY

-27.68%

Last updated:

In 2025, Home BancShares's total debt was 435.07 M USD, a -27.68% change from the 601.60 M USD total debt recorded in the previous year.

The Home BancShares Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
512.47 M USD
Jan 1, 2019
518.28 M USD
Jan 1, 2020
539.26 M USD
Jan 1, 2021
511.98 M USD
Jan 1, 2022
571.57 M USD
Jan 1, 2023
581.92 M USD
Jan 1, 2024
601.60 M USD
Jan 1, 2025
435.07 M USD
The Home BancShares Debt history
YEARDebtYoY
435.07 MUSD-27.68%
601.60 MUSD+3.38%
581.92 MUSD+1.81%
571.57 MUSD+11.64%
511.98 MUSD-5.06%
539.26 MUSD+4.05%
518.28 MUSD+1.13%
512.47 MUSD-0.65%
515.82 MUSD+183.24%
182.12 MUSD-3.75%
189.22 MUSD-20.26%
237.29 MUSD—
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Home BancShares Stock analysis

What does Home BancShares do? Home BancShares Inc is a US financial services company based in Conway, Arkansas. It was founded in 1998 and has been listed on the NASDAQ stock exchange since 2006. Home BancShares has achieved an annual revenue of $846.3 million and an operating profit of $537.1 million. With a market value of over $3.3 billion, the company is one of the most successful financial service providers in the United States. Home BancShares primarily focuses on serving retail customers and businesses in the states of Arkansas, Florida, South Carolina, and Alabama. The company has numerous subsidiaries, including Centennial Bank, Marvelous Properties, Coastline Commercial Realty, Green Bankshares, and Redstone Reinsurance. Centennial Bank, the largest subsidiary of Home BancShares, offers financial services such as loans, business checking accounts, deposit accounts, mortgages, and personal loans. The company operates in the four mentioned states and has more than 165 branches. It is managed by a dedicated group of loan officers and industry experts who aim to meet the needs of customers. Home BancShares is also involved in real estate development. Their subsidiary, Marvelous Properties, specializes in the development of multi-family residential complexes, as well as commercial and industrial spaces. The company has completed numerous projects in Arkansas and Florida in recent years. Coastline Commercial Realty is another subsidiary of Home BancShares that focuses on the sale of commercial real estate and assisting businesses in finding suitable locations. The company has a team of experienced real estate brokers and a database of thousands of commercial properties. Home BancShares also has an insurance subsidiary, Redstone Reinsurance, which specializes in the reinsurance of insurance companies. Redstone offers a unique reinsurance solution for companies of different sizes and sectors. The business model of Home BancShares is based on a customer-centric approach, allowing the company to focus on the needs and desires of customers. The company also has a strong digital presence, enabling customers to conduct their banking online and access financial needs quickly. In terms of the products offered by Home BancShares, the company has a wide range of financial services for retail customers and businesses. The bank provides credit products for personal consumption and for businesses, including mortgages, student and auto loans, as well as commercial mortgage loans. Additionally, the company offers savings accounts, business checking accounts, credit cards, and the ability to conduct online banking. Home BancShares is also highly committed to the community and supports numerous nonprofit organizations in the communities where it operates. The company is a major sponsor of schools, charitable organizations, and other groups dedicated to improving quality of life in the communities. Overall, Home BancShares is a successful financial services company that focuses on a customer-oriented strategy. With a wide range of financial services and subsidiaries focusing on different aspects of banking, the company has a strong market position and is expected to continue growing in the future. Home BancShares is one of the most popular companies on Eulerpool.

Debt Details

Understanding Home BancShares's Debt Structure

Home BancShares's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Home BancShares's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Home BancShares’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Home BancShares’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Home BancShares stock

Debt of Home BancShares is 435.07 M USD in 2025.

Debt of Home BancShares changed from 601.60 M USD to 435.07 M USD, representing a -27.68% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Home BancShares since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Home BancShares historically and in real time.

Access this data via the Eulerpool API

Balance Sheet — Home BancShares

All Key Metrics — Home BancShares