Harford Bank

Harford Bank EV/FCF

The EV/FCF (Enterprise Value to Free Cash Flow) of Harford Bank (HFBK) as of Nov 11, 2026 is -1.12. In the previous year, EV/FCF (Enterprise Value to Free Cash Flow) was -8.75 — a change of -87.18% (higher).

EV/FCF

-1.12

YoY

-87.18%

Last updated:

EV/FCF (Enterprise Value to Free Cash Flow) of Harford Bank is 2025 -1.12 . EV/FCF (Enterprise Value to Free Cash Flow) of Harford Bank was 2024 -8.75 . It decreases by -87.18% higher compared to the previous year.

The Harford Bank EV/FCF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EV/FCF
Date
EV/FCF
Jan 1, 2018
15.94 USD
Jan 1, 2019
9.67 USD
Jan 1, 2020
-2.91 USD
Jan 1, 2021
-4.55 USD
Jan 1, 2022
3.12 USD
Jan 1, 2023
6.68 USD
Jan 1, 2024
-8.75 USD
Jan 1, 2025
-1.12 USD
The Harford Bank EV/FCF history
YEAREV/FCFYoY
-1.12-87.18%
-8.75-231.02%
6.68+114.00%
3.12-168.65%
-4.55+56.05%
-2.91-130.11%
9.67-39.33%
15.94-15.78%
18.93-19.90%
23.63-11.35%
26.66+32.36%
20.14—

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Harford Bank Stock analysis

What does Harford Bank do? Harford Bank offers a full range of banking services including checking accounts, savings accounts, money market accounts, and certificates of deposit to individuals and businesses in Harford County, Maryland, and neighboring counties. The Bank provides deposit services, mobile banking, drive-through banking, automated teller machine services, online banking with bill payment, cash management services, commercial account remote deposit capture, safe deposit boxes, and direct deposit of payroll and social security checks. Its eight banking offices in Harford County and two in Cecil County serve consumers and commercial entities as a state-chartered community bank. The Bank's primary customers are individuals, businesses, and governmental units within its service area. It generates revenue through standard banking products such as deposit services, loan interest, and transaction fees associated with its banking services. The company’s main office in Aberdeen, Maryland, supports its eight offices in Harford County and two in Cecil County, serving the local community with tailored financial solutions. Harford Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Harford Bank stock

EV/FCF (Enterprise Value to Free Cash Flow) of Harford Bank is -1.12 in 2025.

EV/FCF (Enterprise Value to Free Cash Flow) of Harford Bank changed from -8.75 to -1.12, representing a -87.18% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EV/FCF (Enterprise Value to Free Cash Flow) Harford Bank since 2006 – with annual values, charts, and detailed analysis.

The EV/FCF ratio measures the enterprise value relative to free cash flow. It captures the true cash-generating ability of a business.

To evaluate EV/FCF (Enterprise Value to Free Cash Flow)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/FCF (Enterprise Value to Free Cash Flow).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/FCF (Enterprise Value to Free Cash Flow)'s Harford Bank with sector peers and the industry average to assess whether it is attractive.

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Valuation — Harford Bank

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