HBT Financial,

HBT Financial, DSCR

The Debt Service Coverage Ratio (DSCR) of HBT Financial, (HBT) as of Nov 3, 2026 is 1.61. In the previous year, Debt Service Coverage Ratio (DSCR) was 0.74 — a change of 118.35% (higher).

DSCR

1.61

YoY

118.35%

Last updated:

Debt Service Coverage Ratio (DSCR) of HBT Financial, is 2025 1.61 . Debt Service Coverage Ratio (DSCR) of HBT Financial, was 2024 0.74 . It decreases by 118.35% higher compared to the previous year.

The HBT Financial, DSCR history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

DSCR
Date
DSCR
Jan 1, 2018
0.96 USD
Jan 1, 2019
1.09 USD
Jan 1, 2020
0.25 USD
Jan 1, 2021
0.31 USD
Jan 1, 2022
0.60 USD
Jan 1, 2023
0.49 USD
Jan 1, 2024
0.74 USD
Jan 1, 2025
1.61 USD
The HBT Financial, DSCR history
YEARDSCRYoY
1.61+118.35%
0.74+50.68%
0.49-19.01%
0.60+93.61%
0.31+22.24%
0.25-76.54%
1.09+13.68%
0.96-0.16%
0.96—

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HBT Financial, Stock analysis

What does HBT Financial, do? HBT Financial Inc. is a US financial holding company based in Illinois. It is the parent company of HomeBank, which has a branch in Topeka, Kansas. HBT was founded in 1857 as the State Bank of Farmersburg and has since become one of the region's important financial institutions. Its business model offers a wide range of financial products and services tailored to the needs of private and business customers. HBT Financial Inc. operates in various areas of the financial market and has a diverse business portfolio. Its main divisions include HomeBank, Wealth Management Group, Insurance Business, and Banking Services. HBT Financial Inc. aims to provide comprehensive financial solutions and excellent customer service to its clients. HBT Financial, is one of the most popular companies on Eulerpool.

Frequently Asked Questions about HBT Financial, stock

Debt Service Coverage Ratio (DSCR) of HBT Financial, is 1.61 in 2025.

Debt Service Coverage Ratio (DSCR) of HBT Financial, changed from 0.74 to 1.61, representing a 118.35% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) HBT Financial, since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s HBT Financial, with sector peers and the industry average to assess whether it is attractive.

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