Guidewire Software Stock

Guidewire Software FCF/Debt

The Free Cash Flow to Debt Ratio of Guidewire Software (GWRE) as of Aug 11, 2026 is 43.75 %. In the previous year, Free Cash Flow to Debt Ratio was 44.43 % — a change of -1.52% (lower).

FCF/Debt

43.75 %

YoY

-1.52%

Last updated:

Free Cash Flow to Debt Ratio of Guidewire Software is 2026 43.75 % . Free Cash Flow to Debt Ratio of Guidewire Software was 2025 44.43 % . It decreases by -1.52% lower compared to the previous year.
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Guidewire Software Stock analysis

What does Guidewire Software do? Guidewire Software Inc. is a leading provider of software solutions for the insurance industry. The company was founded in 2001 by Marcus Ryu, John Raguin, and Ken Branson, with a focus on developing software that automates and optimizes business processes for insurance companies. Guidewire Software's business model revolves around offering an integrated suite of software solutions that help customers automate their core insurance processes. This includes underwriting, policy issuance, claims handling, and analytics and reporting. By automating these processes, insurance companies can optimize efficiency, reduce costs, and improve customer satisfaction. The company offers its solutions in three main divisions: Core Operations, Data and Analytics, and Digital. Core Operations includes solutions for underwriting, policy issuance, and claims handling, while Data and Analytics provides tools for data analysis and reporting. The Digital division offers solutions to help customers digitize their business processes and enhance their digital presence. Guidewire Software's products include Guidewire PolicyCenter, Guidewire BillingCenter, Guidewire ClaimCenter, and Guidewire Underwriting Management. These products provide insurance companies with a comprehensive range of automation solutions to simplify and streamline their processes. Guidewire PolicyCenter helps insurance companies efficiently create and manage policies, with tools for policy editing, updating, and distribution. Guidewire BillingCenter enables insurance companies to quickly and effectively create and manage invoices, with features for invoice creation, editing, and sending. Guidewire ClaimCenter helps insurance companies efficiently handle and process claims, with a range of features for claims reporting, processing, and settlement. Guidewire Underwriting Management assists insurance companies in quickly and efficiently assessing and evaluating risks, with tools for risk assessment and determination. Guidewire operates globally, with offices in North America, Europe, the Asia-Pacific region, and Latin America. The company has received multiple awards, including the Technology Fast 500 Award from Deloitte, the Red Herring 100 North America Award, and the OnDemand Top 100 Award. Overall, Guidewire Software Inc. is a highly respected company offering leading solutions for the insurance industry. The company is poised for further growth with its innovative solutions and commitment to excellence in development and service quality. Guidewire Software is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Guidewire Software stock

Free Cash Flow to Debt Ratio of Guidewire Software is 43.75 % in 2026.

Free Cash Flow to Debt Ratio of Guidewire Software changed from 44.43 % to 43.75 %, representing a -1.52% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio Guidewire Software since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's Guidewire Software with sector peers and the industry average to assess whether it is attractive.

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