Guangzhou Rural Commercial Bank Co

Guangzhou Rural Commercial Bank Co ROA

The Return on Assets (ROA) of Guangzhou Rural Commercial Bank Co (1551.HK) as of Oct 16, 2026 is 0.15 %. In the previous year, Return on Assets (ROA) was 0.15 % — a change of -1.98% (lower).

ROA

0.15 %

YoY

-1.98%

Last updated:

In 2025, Guangzhou Rural Commercial Bank Co's return on assets (ROA) was 0.15 %, a -1.98% increase from the 0.15 % ROA in the previous year.

The Guangzhou Rural Commercial Bank Co ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.86 CNY
Jan 1, 2019
0.84 CNY
Jan 1, 2020
0.49 CNY
Jan 1, 2021
0.27 CNY
Jan 1, 2022
0.28 CNY
Jan 1, 2023
0.20 CNY
Jan 1, 2024
0.15 CNY
Jan 1, 2025
0.15 CNY
The Guangzhou Rural Commercial Bank Co ROA history
YEARROAYoY
0.15 %-1.98%
0.15 %-23.82%
0.20 %-29.19%
0.28 %+3.58%
0.27 %-44.71%
0.49 %-41.22%
0.84 %-1.63%
0.86 %+10.19%
0.78 %+2.05%
0.76 %-11.39%
0.86 %-25.50%
1.15 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Guangzhou Rural Commercial Bank Co Stock analysis

What does Guangzhou Rural Commercial Bank Co do? Guangzhou Rural Commercial Bank Co Ltd is a financial institution based in Guangzhou, China, operating within the banking sector. The company, listed on the Hong Kong Stock Exchange under ticker 1551.HK, has an ISIN code of CNE100002FR4. It employs 12,995 people and completed its initial public offering on June 20, 2017. The bank provides a range of financial services through three primary business segments. The Corporate Banking segment offers financial products and services to corporate clients, including corporate loans, deposits, trade finance, and international settlement. The Retail Banking segment serves individual customers with personal loans, deposits, bank cards, and related services. The Financial Market segment engages in money market transactions, interbank deposits, wealth management, and investment activities. The bank's headquarters are located in Guangzhou, Guangdong Province, and it maintains a corporate website at www.grcbank.com. As a rural commercial bank, it focuses on serving local communities and businesses in its region. The company's operations are centered around delivering financial solutions tailored to both corporate and individual needs within the Guangdong area. Its IPO in 2017 marked a significant milestone in its development as a publicly traded entity. The bank's structure reflects a commitment to diversified service offerings across multiple customer segments. Its website provides access to further information about its services and operations. The bank's presence in Guangzhou underscores its role in supporting the economic development of southern China. The company's financial services are designed to meet the evolving needs of its client base in a competitive banking environment. Guangzhou Rural Commercial Bank Co is one of the most popular companies on Eulerpool.

ROA Details

Understanding Guangzhou Rural Commercial Bank Co's Return on Assets (ROA)

Guangzhou Rural Commercial Bank Co's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Guangzhou Rural Commercial Bank Co's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Guangzhou Rural Commercial Bank Co's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Guangzhou Rural Commercial Bank Co’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Guangzhou Rural Commercial Bank Co stock

Return on Assets (ROA) of Guangzhou Rural Commercial Bank Co is 0.15 % in 2025.

Return on Assets (ROA) of Guangzhou Rural Commercial Bank Co changed from 0.15 % to 0.15 %, representing a -1.98% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Guangzhou Rural Commercial Bank Co since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Guangzhou Rural Commercial Bank Co with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Profitability — Guangzhou Rural Commercial Bank Co

All Key Metrics — Guangzhou Rural Commercial Bank Co