Fulton Financial

Fulton Financial ROA

The Return on Assets (ROA) of Fulton Financial (FULT) as of Oct 8, 2026 is 1.22 %. In the previous year, Return on Assets (ROA) was 0.90 % — a change of 35.43% (higher).

ROA

1.22 %

YoY

35.43%

Last updated:

In 2025, Fulton Financial's return on assets (ROA) was 1.22 %, a 35.43% increase from the 0.90 % ROA in the previous year.

The Fulton Financial ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
1.01 USD
Jan 1, 2019
1.03 USD
Jan 1, 2020
0.69 USD
Jan 1, 2021
1.07 USD
Jan 1, 2022
1.07 USD
Jan 1, 2023
1.03 USD
Jan 1, 2024
0.90 USD
Jan 1, 2025
1.22 USD
The Fulton Financial ROA history
YEARROAYoY
1.22 %+35.43%
0.90 %-12.68%
1.03 %-3.24%
1.07 %-0.22%
1.07 %+55.40%
0.69 %-33.51%
1.03 %+2.59%
1.01 %+17.55%
0.86 %+0.47%
0.85 %+2.23%
0.83 %-9.49%
0.92 %—
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Fulton Financial Stock analysis

What does Fulton Financial do? Fulton Financial Corporation is an American financial services company based in Lancaster, Pennsylvania. The company was founded in 1882 and has undergone many developments and changes over the years. Fulton Financial began during a time when the Lancaster region was experiencing economic growth. At that time, there were many small banks in the area that did not compete with each other but cooperated. They formed a network of institutions that lent money to each other to help each other. In 1882, these banks founded the Fulton National Bank of Lancaster. The bank initially had a capital of $80,000 and was intended to meet the growing demand for loans and banking services in the region. Over the years, the bank expanded its business and now offers a wide range of financial services. Fulton Financial Corporation operates in three main business areas: retail banking, business banking, and wealth management solutions. In retail banking, Fulton Financial offers a variety of deposit and credit products for individuals and families. These include savings accounts, checking accounts, credit cards, mortgages, auto loans, and student loans. The bank also operates a number of branches in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. In business banking, Fulton Financial focuses on small and medium-sized businesses. This includes business accounts, business loans, lines of credit, payment processing, and cash management solutions. The company also offers specialized services such as insurance, leasing, and currency exchange. The wealth management division includes investment products and services such as asset management, asset consulting, estate and wealth planning, and private client management. Fulton Financial has adapted to market changes and has established an outstanding position. In 2000, the company acquired Keystone Financial Inc., a regional bank, and integrated it into its network. In 2003, Fulton Financial acquired the First Washington State Bank in Washington D.C. and added the company to a subsidiary. By acquiring CommonWealth Bancorp, Inc., a holding company located in Gainesville, Virginia, in 2015, Fulton Financial expanded into the northwestern part of Virginia and accelerated growth in the Virginia market. In 2016, the company acquired Lancaster Pollard Holdings, LLC, to strengthen its presence in healthcare. In recent years, Fulton Financial has also intensified its focus on sustainable banking practices. The company is committed to mainstreaming environmental, social, and governance criteria into its business practices and also offers green financial products such as energy-saving mortgages for energy-efficient homes. Overall, Fulton Financial is a versatile and innovative company that offers a wide range of financial services to individuals, families, and businesses. The bank is well positioned to respond to market changes and the needs of its customers and is expected to continue to play a leading role in the industry in the future. Fulton Financial is one of the most popular companies on Eulerpool.

ROA Details

Understanding Fulton Financial's Return on Assets (ROA)

Fulton Financial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Fulton Financial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Fulton Financial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Fulton Financial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Fulton Financial stock

Return on Assets (ROA) of Fulton Financial is 1.22 % in 2025.

Return on Assets (ROA) of Fulton Financial changed from 0.90 % to 1.22 %, representing a 35.43% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Fulton Financial since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Fulton Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Fulton Financial

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