FirstRand Stock

FirstRand ROA

The Return on Assets (ROA) of FirstRand (FSR.JO) as of Aug 22, 2026 is 1.62 %. In the previous year, Return on Assets (ROA) was 1.61 % — a change of 0.35% (higher).

ROA

1.62 %

YoY

0.35%

Last updated:

In 2026, FirstRand's return on assets (ROA) was 1.62 %, a 0.35% increase from the 1.61 % ROA in the previous year.

The FirstRand ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
1.73 ZAR
Jan 1, 2019
1.81 ZAR
Jan 1, 2020
0.88 ZAR
Jan 1, 2021
1.42 ZAR
Jan 1, 2022
1.64 ZAR
Jan 1, 2023
1.58 ZAR
Jan 1, 2024
1.61 ZAR
Jan 1, 2025
1.62 ZAR
The FirstRand ROA history
YEARROAYoY
1.62 %+0.35%
1.61 %+1.96%
1.58 %-3.51%
1.64 %+15.56%
1.42 %+60.47%
0.88 %-51.19%
1.81 %+4.48%
1.73 %-14.15%
2.02 %+2.78%
1.96 %-3.83%
2.04 %+4.67%
1.95 %
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FirstRand Stock analysis

What does FirstRand do? FirstRand Ltd is a holding company that offers various financial services in South Africa and selected markets worldwide. It was founded in 1970 as the Rand Merchant Bank and later established as a holding company in 1998. FirstRand has grown to become one of the largest financial service providers in South Africa and the African continent. Its business model is based on three pillars: First National Bank (FNB), Rand Merchant Bank (RMB), and WesBank. FNB offers a wide range of financial products including credit and debit cards, accounts, loans, investments, and insurance. RMB provides investment and corporate banking services such as stocks, bonds, derivatives, mergers and acquisitions, and consulting for private and institutional clients. WesBank is a leading provider of vehicle financing in South Africa, offering services related to car purchases such as insurance and payment guarantees. In addition to these three pillars, FirstRand operates several specialized companies including FirstRand Securities, which offers stock trading and brokerage services, Ashburton Investments, a leading asset manager with a wide range of investment products and solutions, and FirstRand Namibia, a subsidiary providing banking and financial services in Namibia. FirstRand sets itself apart from other financial service providers through its focus on innovative technology and digital solutions. FNB is a pioneer in digital banking in South Africa, offering a wide range of online and mobile banking products. The FNB App, for example, allows customers to conduct their banking transactions through their smartphones without having to visit a branch. This allows customers to manage their banking anytime and anywhere, saving time and effort. Beyond innovation in the banking sector, FirstRand is also committed to community and country development. The company actively participates in charitable projects and initiatives, investing in education, healthcare, and environmental conservation. For example, FNB has partnered with the nonprofit organization Mahala Africa to provide access to education and IT for children and youth in South Africa. Other initiatives supported by FirstRand include promoting small businesses, developing rural areas, supporting environmental and conservation projects, and fostering technology start-ups. Overall, FirstRand is a consumer-focused company that emphasizes innovation and technology to provide its customers with high-quality products and services. With a wide range of services, a strong focus on digitalization, and a solid ethical foundation, FirstRand is well positioned to continue growing and solidify its position as a leading financial service provider in South Africa and beyond. FirstRand is one of the most popular companies on Eulerpool.

ROA Details

Understanding FirstRand's Return on Assets (ROA)

FirstRand's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing FirstRand's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider FirstRand's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in FirstRand’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about FirstRand stock

Return on Assets (ROA) of FirstRand is 1.62 % in 2026.

Return on Assets (ROA) of FirstRand changed from 1.61 % to 1.62 %, representing a 0.35% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) FirstRand since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s FirstRand with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — FirstRand

All Key Metrics — FirstRand