First Northern Community Bancorp

First Northern Community Bancorp FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of First Northern Community Bancorp (FNRN) as of Oct 19, 2026 is 24.60 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 95.81 % — a change of -74.32% (lower).

FCF Conversion

24.60 %

YoY

-74.32%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of First Northern Community Bancorp is 2025 24.60 % . FCF Conversion Rate (FCF/EBITDA) of First Northern Community Bancorp was 2024 95.81 % . It decreases by -74.32% lower compared to the previous year.

The First Northern Community Bancorp FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
117.25 USD
Jan 1, 2019
105.35 USD
Jan 1, 2020
96.44 USD
Jan 1, 2021
172.51 USD
Jan 1, 2022
134.95 USD
Jan 1, 2023
120.48 USD
Jan 1, 2024
95.81 USD
Jan 1, 2025
24.60 USD
The First Northern Community Bancorp FCF Conversion history
YEARFCF ConversionYoY
24.60 %-74.32%
95.81 %-20.48%
120.48 %-10.73%
134.95 %-21.77%
172.51 %+78.88%
96.44 %-8.45%
105.35 %-10.15%
117.25 %-31.02%
169.98 %+55.87%
109.05 %-42.45%
189.50 %+12.24%
168.82 %—

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First Northern Community Bancorp Stock analysis

What does First Northern Community Bancorp do? First Northern Community Bancorp is a financial services company that has been operating in Northern California since 1910. The company is a holding company for First Northern Bank, which is known as a leading local bank in the Sacramento Valley. First Northern Community Bancorp offers a variety of financial products and services, including loans, savings accounts, credit cards, online banking, and cash management tools. Its goal is to meet the needs of both individual and business customers. The company is divided into four divisions: 1. Personal and Business Banking: This division offers products and services for individual customers as well as small and medium-sized businesses. These include business loans, mortgages, checking accounts, and savings accounts. 2. Wealth Management and Trust Services: This division offers services in asset management, estate planning, and trusts. It caters to affluent individual customers as well as corporate customers. 3. Residential and Commercial Real Estate Lending: This division deals with the financing of residential and commercial properties, as well as construction financing. 4. Support Services: This includes IT services, human resources, marketing, insurance, and financial consulting. These services support the other three divisions and increase operational efficiency. First Northern Community Bancorp is a publicly-traded company listed on the NASDAQ Capital Market. It is headquartered in Dixon, California and operates 10 locations in the Sacramento Valley. In 2020, the company took a series of measures to help its customers during the COVID-19 pandemic. These include flexible payment plans, loan extensions, and assistance in accessing government aid programs. First Northern Community Bancorp has established itself as a trusted financial partner, offering innovative products and services at the local level. The company is committed to promoting the growth of its customers while maintaining a strong balance sheet. First Northern Community Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about First Northern Community Bancorp stock

FCF Conversion Rate (FCF/EBITDA) of First Northern Community Bancorp is 24.60 % in 2025.

FCF Conversion Rate (FCF/EBITDA) of First Northern Community Bancorp changed from 95.81 % to 24.60 %, representing a -74.32% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) First Northern Community Bancorp since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s First Northern Community Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — First Northern Community Bancorp

Operating Cash FlowCapital ExpendituresFree Cash FlowFCF per ShareDividends PaidShare BuybacksInvesting Cash FlowFinancing Cash FlowCapEx / RevenueCash Flow per ShareStock-Based CompensationChange in Working CapitalAcquisitions (Net)Net Change in CashCapEx/OCFFCF/Net IncomeFCF ConversionCash ConversionTotal Shareholder PayoutCapEx/D&A

All Key Metrics — First Northern Community Bancorp