How has First Internet Bancorp ROA changed compared to the previous year?

Return on Assets (ROA) of First Internet Bancorp changed from 0.44 % to -0.63 %, representing a -243.29% change. The value is lower than the previous year.

How has First Internet Bancorp ROA developed historically?

On Eulerpool you can find the complete historical development of Return on Assets (ROA) First Internet Bancorp since 2006 – with annual values, charts, and detailed analysis.

What is the First Internet Bancorp ROA?

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s First Internet Bancorp with sector peers and the industry average to assess whether it is attractive.

How does First Internet Bancorp ROA compare to the industry average?

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

First Internet Bancorp ROA

INBK

The Return on Assets (ROA) of First Internet Bancorp (INBK) as of Jul 30, 2026 is -0.63 %. In the previous year, Return on Assets (ROA) was 0.44 % — a change of -243.29% (lower).

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ROA

-0.63 %

YoY

-243.29%

Last updated: Jul 30, 2026

In 2026, First Internet Bancorp's return on assets (ROA) was -0.63 %, a -243.29% increase from the 0.44 % ROA in the previous year.

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First Internet Bancorp Stock analysis

What does First Internet Bancorp do? First Internet Bancorp is a US-based holding company that offers a wide range of financial services and products. It was founded in 1998 and is headquartered in Indianapolis, Indiana. The company's main goal was to create a pure online banking model that would provide customers with a convenient and user-friendly way to conduct their banking activities from anywhere. Over the years, the company has expanded its business model to offer a broader range of financial products and services to meet the growing needs of its customers. Today, First Internet Bancorp is a renowned bank holding company specializing in various sectors, including retail customers, businesses, and financial institutions. Its core business is online banking, providing customers with a wide range of services such as deposit accounts, loans, credit cards, and online banking tools. The company also offers specialized services for businesses, focusing on business lending (particularly SBA loans), deposit management, treasury management, and payment processing. In 2019, First Internet Bancorp launched a new division - First Internet Capital Management - in collaboration with CI Financial's Wealth Management Group. This division offers a wide range of investment products and services to affluent individuals and businesses, including mutual funds, ETFs, stocks, bonds, and alternative investments such as private equity and hedge funds. First Internet Bancorp stands out for its strong digital presence, utilizing the latest technology to provide customers with the best possible service, whether it's for depositing funds, checking accounts, or requesting loans. The company also has a robust online security system in place to ensure the safety and protection of customer data at all times. Overall, First Internet Bancorp has become one of the leading online banks in the United States, offering a wide range of financial solutions tailored to the individual needs of its customers. With a strong focus on online services, cutting-edge technology, and creating value for its customers, First Internet Bancorp has proven itself in a dynamic and ever-changing financial industry. First Internet Bancorp is one of the most popular companies on Eulerpool.

ROA Details

Understanding First Internet Bancorp's Return on Assets (ROA)

First Internet Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing First Internet Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider First Internet Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in First Internet Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

First Internet Bancorp ROA

First Internet Bancorp Stock analysis

ROA Details

Understanding First Internet Bancorp's Return on Assets (ROA)

Year-to-Year Comparison

Impact on Investments

Interpreting ROA Fluctuations

Frequently Asked Questions about First Internet Bancorp stock

What is the First Internet Bancorp ROA 2026?

How has First Internet Bancorp ROA changed compared to the previous year?

How has First Internet Bancorp ROA developed historically?

What is the First Internet Bancorp ROA?

What is a good ROA?

How does First Internet Bancorp ROA compare to the industry average?

Profitability — First Internet Bancorp

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