First Capital Stock

First Capital FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of First Capital (FCAP) as of Sep 6, 2026 is 121.78 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 181.14 % — a change of -32.77% (lower).

FCF Conversion

121.78 %

YoY

-32.77%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of First Capital is 2026 121.78 % . FCF Conversion Rate (FCF/EBITDA) of First Capital was 2025 181.14 % . It decreases by -32.77% lower compared to the previous year.

The First Capital FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
139.91 USD
Jan 1, 2019
107.54 USD
Jan 1, 2020
113.10 USD
Jan 1, 2021
186.83 USD
Jan 1, 2022
135.41 USD
Jan 1, 2023
105.83 USD
Jan 1, 2024
181.14 USD
Jan 1, 2025
121.78 USD
The First Capital FCF Conversion history
YEARFCF ConversionYoY
121.78 %-32.77%
181.14 %+71.16%
105.83 %-21.84%
135.41 %-27.52%
186.83 %+65.19%
113.10 %+5.16%
107.54 %-23.13%
139.91 %-14.34%
163.33 %+79.43%
91.03 %-3.46%
94.29 %-16.94%
113.51 %
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First Capital Stock analysis

What does First Capital do? First Capital Inc is an American financial company that specializes in providing capital for small to medium-sized businesses and financing for mergers and real estate transactions. The company was founded in 1988 and has been based in Chicago, Illinois. First Capital operates over 60 offices in the United States, Canada, and the United Kingdom, and is listed on NASDAQ. The business model of First Capital Inc is based on the idea that many small to medium-sized businesses struggle to obtain loans from traditional banks. Therefore, First Capital offers alternative financing solutions that are tailored to the needs of these businesses. The focus is on quickly and flexibly providing capital to help entrepreneurs implement their business plans. One of the main pillars of First Capital is providing working capital. These are short-term loans that help companies improve their cash flow or cover unforeseen expenses. First Capital also offers asset-based loans that are based on a company's assets, such as its inventory and invoices. Additionally, the company provides financing options for acquisitions and growth opportunities. In addition to business financing, First Capital also offers real estate financing solutions. This primarily involves financing purchase and construction projects, including industrial, commercial, and residential properties. The company also provides mortgage brokering services for private clients looking to purchase property. Over the years, First Capital has diversified into various sectors and offers a wide range of financing solutions. One of these sectors is the retail business, where the company finances a variety of retailers and franchise companies. Another sector is healthcare, where First Capital offers specialized financing and capital solutions for medical practices. Regardless of the industry, First Capital also offers consulting services to its clients to help them identify growth opportunities and optimize business strategies. The company works closely with its clients and provides customized solutions to help them achieve their business goals. Overall, First Capital Inc has established itself as a leading provider of alternative financing solutions for small to medium-sized businesses and real estate transactions. The company has earned a solid reputation for fast and reliable action and is known for its quick loan approval. With a broad range of products and services and proactive consulting, First Capital provides its clients with the tools they need to successfully lead their businesses. First Capital is one of the most popular companies on Eulerpool.

Frequently Asked Questions about First Capital stock

FCF Conversion Rate (FCF/EBITDA) of First Capital is 121.78 % in 2026.

FCF Conversion Rate (FCF/EBITDA) of First Capital changed from 181.14 % to 121.78 %, representing a -32.77% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) First Capital since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s First Capital with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — First Capital

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