First Busey

First Busey ROA

The Return on Assets (ROA) of First Busey (BUSE) as of Sep 26, 2026 is 0.75 %. In the previous year, Return on Assets (ROA) was 0.94 % — a change of -20.84% (lower).

ROA

0.75 %

YoY

-20.84%

Last updated:

In 2026, First Busey's return on assets (ROA) was 0.75 %, a -20.84% increase from the 0.94 % ROA in the previous year.

The First Busey ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
1.28 USD
Jan 1, 2019
1.06 USD
Jan 1, 2020
0.95 USD
Jan 1, 2021
0.96 USD
Jan 1, 2022
1.04 USD
Jan 1, 2023
1.07 USD
Jan 1, 2024
0.94 USD
Jan 1, 2025
0.75 USD
The First Busey ROA history
YEARROAYoY
0.75 %-20.84%
0.94 %-11.64%
1.07 %+2.70%
1.04 %+8.34%
0.96 %+0.87%
0.95 %-10.38%
1.06 %-17.33%
1.28 %+60.96%
0.80 %-12.88%
0.92 %-6.09%
0.98 %+9.09%
0.89 %—
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First Busey Stock analysis

What does First Busey do? First Busey Corporation is a US-based company that specializes in providing financial services. The company was established in 1868 as First National Bank of Busey and is headquartered in Champaign, Illinois. First Busey Corporation's business model encompasses a wide range of financial services, including banking, asset management, and insurance products. The company offers its customers a variety of products and services, including deposit accounts, loans, mortgages, investment funds, insurance, securities services, and cash management services. The company operates primarily in the state of Illinois, as well as in Indiana, Florida, and Missouri. It operates various subsidiaries, including Busey Wealth Management, FirsTech, Inc., Busey Insurance Services, Illinois Casualty Company, Reliance Bank, Busey Bankcard Center, and TheBANK of Edwardsville. Busey Bank is the company's main banking subsidiary, regulated by the FDIC (Federal Deposit Insurance Corporation) and a member of the FHLB (Federal Home Loan Bank) system. The bank offers a wide range of financial products and services, including deposit accounts, loans, mortgages, and treasury management services. The company's profits from the banking sector come from interest income and non-interest income such as service fees. Busey Wealth Management, a subsidiary of the company, offers asset management services and is headquartered in Champaign, Illinois. It provides clients with a wide range of investment and asset management services, including investment funds, asset management, retirement planning, pension administration, and financial planning. FirsTech, Inc., another subsidiary, is a payment processing service provider specializing in mobile and web-based payment services. The company focuses on developing innovative payment solutions to offer customers new and effective payment options. Busey Insurance Services, also a subsidiary, is an independent insurance agent that offers customers a variety of insurance products and services, including auto, home, health, and life insurance. Illinois Casualty Company provides property and casualty insurance, as well as excess and reinsurance products, serving customers in the US, including the energy, construction, transportation, and retail industries. Reliance Bank, headquartered in Florida, is a customer-oriented community bank that offers a wide range of financial products and services, including deposit accounts, loans, and mortgages. TheBANK of Edwardsville, based in Edwardsville, Illinois, is an independent financial institution that provides a wide range of financial products and services, including deposit accounts, loans, real estate financing, and insurance services. Overall, First Busey Corporation delivers a variety of financial services to its customers through its diverse subsidiaries. The companies have a constantly growing customer base due in part to expanding their services. First Busey Corporation has extensive experience in the banking industry and is certified and recognized by regulatory authorities to provide good services to its customers. First Busey is one of the most popular companies on Eulerpool.

ROA Details

Understanding First Busey's Return on Assets (ROA)

First Busey's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing First Busey's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider First Busey's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in First Busey’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about First Busey stock

Return on Assets (ROA) of First Busey is 0.75 % in 2026.

Return on Assets (ROA) of First Busey changed from 0.94 % to 0.75 %, representing a -20.84% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) First Busey since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s First Busey with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — First Busey

All Key Metrics — First Busey