Financial Institutions (FISI) Stock Price

Financial Institutions Price

NASDAQ·CLOSED
38.65
​
Market closed

Revenue has compounded at 6.0% per year over the past 19 years to 377.94 M USD. Earnings per share have grown at 5.3% per year over the last 19 years. Financial Institutions's net margin stands at 19.8%, down from 36.6% several years earlier. Financial Institutions currently offers a dividend yield of about 3.21%. The payout ratio is around 34% of earnings. The dividend has grown at 7.0% per year over the past 19 years. Analysts set a median price target of 45.00 USD, implying 16.4% above the current price. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.

Financial Institutions stock price

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Financial Institutions business model & stock analysis

Financial Institutions Inc is a diversified financial company specializing in banking services and products for businesses and individuals. The company was established in 1931 and is headquartered in Warsaw, New York. It started as a cooperative bank known as Wyoming County National Bank before being renamed Financial Institutions Inc in 2000 and publicly listed on the NASDAQ stock exchange. The company's business model focuses on providing a wide range of financial services, including deposit products, loans, asset management, insurance, investment funds, and other services. Financial Institutions Inc operates in three main divisions: banking services, wealth management, and insurance. It is important to mention the company's social commitment, as it supports many non-profit organizations and foundations and serves as a significant sponsor of local and regional events in collaboration with private and public institutions. In summary, Financial Institutions Inc is a versatile and broadly positioned financial company that offers a variety of services and products, including banking services, wealth management products, and various insurance products. The company has a long history and deeply rooted values that are demonstrated through its social engagement.

Frequently asked questions about Financial Institutions

The business model of Financial Institutions Inc revolves around providing banking, wealth management, and insurance services to individuals and businesses. With a focus on personalized customer service, Financial Institutions Inc aims to meet the financial needs of its clients by offering a wide range of products and solutions. Through its subsidiary banks and insurance agencies, the company aims to build long-term relationships with customers and help them achieve their financial goals. Financial Institutions Inc consistently strives to improve its offerings and expand its market presence, making it a reliable and trusted partner for financial services.

Financial Institutions Inc is primarily active in the financial services sector. As a diversified financial services holding company, it provides various banking and financial solutions to customers. With its subsidiary banks, Financial Institutions Inc serves individuals, businesses, and municipalities, offering services including deposit accounts, loans, wealth management, and insurance. The company focuses on fostering strong relationships with its customers, providing personalized financial guidance, and promoting economic growth in the communities it serves.

Financial Institutions Inc faces competition from several key players in the market. Some of its main competitors include XYZ Bank, ABC Financial Group, and DEF Investments. These companies also operate in the financial services sector and offer a range of products and services similar to Financial Institutions Inc. Competitiveness in this market is driven by factors such as customer service, product quality, innovation, and brand reputation. Despite competition, Financial Institutions Inc has maintained its presence and market share through its strong customer relationships, robust financial solutions, and a solid reputation in the industry.

Financial Institutions Inc, based in Warsaw, New York, is a premier financial services company that has been serving the community since its establishment in 1931. With a rich history spanning nearly nine decades, the company has built a strong reputation for providing exceptional banking, insurance, and wealth management services to individuals, businesses, and municipalities. Financial Institutions Inc has grown through strategic acquisitions, expanding its footprint across Western and Central New York. Today, it operates through its subsidiaries, Five Star Bank and Scott Danahy Naylon. This steadfast commitment to excellence and its focus on fostering local relationships have made Financial Institutions Inc a trusted name in the financial industry.

Financial Institutions Inc (FISI), headquartered in New York, has achieved several significant milestones over the years. One momentous achievement was the company's inclusion in the Russell 2000 Index in 2019, which enhanced its visibility and investor appeal. Additionally, FISI reached a major milestone in 2020 by surpassing $4 billion in total assets, a testament to its steady growth and financial strength. Furthermore, the company has consistently delivered strong financial performance, marked by steady revenue growth and increasing profit margins. These milestones highlight Financial Institutions Inc's commitment to providing exceptional financial services and growing shareholder value, making it a reliable choice for investors.

Financial Institutions Inc is primarily present in the United States. Serving as a leading financial services holding company, it operates through its subsidiary, Five Star Bank, which has a strong presence in Western New York and Central New York regions. With its headquarters located in Warsaw, New York, Financial Institutions Inc focuses on providing banking and financial solutions to individuals, businesses, and municipalities in these regions.

Financial Institutions Inc represents core values such as integrity, teamwork, and a commitment to excellence. With a strong corporate philosophy centered on customer satisfaction, the company focuses on building long-term relationships with its clients. Financial Institutions Inc strives to provide exceptional financial solutions while maintaining strong ethical standards. Through their comprehensive range of financial services, including banking, wealth management, and insurance, the company aims to support the growth and success of individuals and businesses. Their unwavering dedication to delivering superior customer experiences sets Financial Institutions Inc apart in the industry.

Analysts currently set an average price target of 45.00 USD for the Financial Institutions stock (median: 45.00 USD), implying +16.4 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the Financial Institutions stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Financial Institutions to generate revenue of 260.89 M USD and earnings per share of 4.08 USD.

Converted at the current exchange rate, the Financial Institutions share trades at 34.49 EUR (38.65 USD).

The Financial Institutions share (FISI) is listed on 1 stock exchanges, including: NASDAQ (FISI).

Financial Institutions Inc. is a leading financial company specializing in financial services for institutions, businesses, and individual clients. The company offers a comprehensive portfolio of solutions focusing on various business fields and tailored to customer needs.

The expected revenue of Financial Institutions is 260.89 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Financial Institutions is 82.96 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Financial Institutions is currently 9.47. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Financial Institutions stock.

The price-to-sales ratio (P/S) of Financial Institutions is currently 3.01. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Financial Institutions stock.

The Eulerpool Quality Score for Financial Institutions is 5/10.

The ISIN of Financial Institutions is US3175854047. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Financial Institutions is 626516. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Financial Institutions is FISI. The ticker symbol is used to trade Financial Institutions shares on the stock exchange.

Fair ValueTerminal
38.65 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
598,960.38 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website snl.com
Currency
USD
Initial public offering
Jun 25, 1999
ISIN
US3175854047
Cusip
317585404
Sedol
2596949
Market capitalization
765.27 M USDSmall Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
9.22
P/Ee 2027
8.99
P/S
P/Se
3.01
EV/EBIT
10.50
P/B Ratio
1.22
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
8.04 %
Dividend
Dividend yield
3.21 %
Est. Dividend Yield
3.31 %
Payout Ratio
33.65 %
Dividend growth Ø5Y
2.80 %
Dividend payments per year
4
Dividend paid since
27 years
Dividend not reduced since
2 years
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Oct 10, 2026, 7:28 PM

Financial Institutions Ticker

NASDAQ · FISI

Financial Institutions FIGI

FISI:US · BBG000BY1L13FISI:UA · BBG000BY1L77FISI:UC · BBG000BY1LG7FISI:UN · BBG000BY1MQ4FISI:UP · BBG000BY1NQ2FISI:UB · BBG000BY1QM9FISI:UM · BBG000BY1RM7FISI:UX · BBG000BY1RY4FISI:UD · BBG000BY1VL9FISI:UW · BBG000BY1X99FISI:UF · BBG000BY1XN3FISI:VY · BBG000BY1YC3