Figure Technology Solutions (FIGR) Stock Price

Figure Technology Solutions Price

NYSE·CLOSED
35.49
+1.78 (+5.14 %)
Market closed

Figure Technology Solutions's net margin stands at 5.0%, up from -22.9% several years earlier. Analysts set a median price target of 60.00 USD, implying 69.1% above the current price. Of 14 analysts, 12 rate the stock a buy — an overall Buy consensus. The stock trades about 42% above its 52-week low.

Figure Technology Solutions stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Figure Technology Solutions over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Figure Technology Solutions stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Figure Technology Solutions's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Figure Technology Solutions Stock Price History
DateFigure Technology Solutions Price
9/18/202635.49 USD
9/17/202633.71 USD
9/16/202633.10 USD
9/15/202634.10 USD
9/14/202636.17 USD
9/11/202636.33 USD
9/10/202636.57 USD
9/9/202638.12 USD
9/8/202636.94 USD
9/4/202635.96 USD
9/3/202636.21 USD
9/2/202633.19 USD
9/1/202633.70 USD
8/31/202636.69 USD
8/28/202637.21 USD
8/27/202637.80 USD
8/26/202637.08 USD
8/25/202641.14 USD
8/24/202638.74 USD
8/21/202639.10 USD
8/20/202636.06 USD
8/19/202636.91 USD
8/18/202635.16 USD
8/14/202631.43 USD
8/13/202631.88 USD
8/12/202628.95 USD
8/10/202628.22 USD
8/7/202628.62 USD
8/6/202628.60 USD
8/5/202628.72 USD
Access this data via the Eulerpool API

Figure Technology Solutions Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
209.55 M USD
-238,000.00 USD
-47.94 M USD
Jan 1, 2024
340.89 M USD
74.24 M USD
17.21 M USD
Jan 1, 2025 (e)
512.30 M USD
206.46 M USD
141.42 M USD
Jan 1, 2026 (e)
893.55 M USD
384.58 M USD
260.68 M USD
Jan 1, 2027 (e)
1.18 B USD
491.00 M USD
332.81 M USD
Jan 1, 2028 (e)
1.45 B USD
586.37 M USD
400.31 M USD

Figure Technology Solutions Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 21, 2026, 5:04 AM
 
REVENUEB USD
REVENUE GROWTH%
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
202320242025e2026e2027e2028e
0.210.340.510.891.181.45
62.6850.5974.4132.3622.34
74.00206.00384.00490.00586.00
21.7640.2343.0041.4640.53
-47.0017.00141.00260.00332.00400.00
-136.17729.4184.4027.6920.48
208.52208.52208.52208.52208.52208.52
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Figure Technology Solutions generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Figure Technology Solutions retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Figure Technology Solutions's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Figure Technology Solutions has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Figure Technology Solutions's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Figure Technology Solutions stock margins

The Figure Technology Solutions margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Figure Technology Solutions. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Figure Technology Solutions.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2023
0.00 %
-0.11 %
-22.88 %
Jan 1, 2024
0.00 %
21.78 %
5.05 %
Jan 1, 2025 (e)
0.00 %
40.30 %
27.60 %
Jan 1, 2026 (e)
0.00 %
43.04 %
29.17 %
Jan 1, 2027 (e)
0.00 %
41.53 %
28.15 %

Figure Technology Solutions Stock Revenue, EBIT, Earnings per Share

The Figure Technology Solutions earnings per share therefore indicates how much revenue Figure Technology Solutions has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2023
1.00 USD
-0.00 USD
-0.23 USD
Jan 1, 2024
1.63 USD
0.36 USD
0.08 USD
Jan 1, 2025 (e)
2.39 USD
0.99 USD
0.66 USD
Jan 1, 2026 (e)
4.18 USD
1.84 USD
1.22 USD
Jan 1, 2027 (e)
5.53 USD
2.35 USD
1.56 USD

Figure Technology Solutions business model & stock analysis

Figure Technology Solutions Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Figure Technology Solutions historical P/E ratio, EBIT multiple, and P/S ratio

Figure Technology Solutions annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down Figure Technology Solutions's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in Figure Technology Solutions's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare Figure Technology Solutions's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Figure Technology Solutions shares outstanding

The number of shares of Figure Technology Solutions was 208.52 M in 2025. This indicates how many shares Figure Technology Solutions is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2023
208.52 M Stocks
Jan 1, 2024
208.52 M Stocks
Jan 1, 2025 (e)
208.52 M Stocks
Jan 1, 2026 (e)
208.52 M Stocks
Jan 1, 2027 (e)
208.52 M Stocks

Current Figure Technology Solutions forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
85.71 % (12)
Hold
7.14 % (1)
Sell
7.14 % (1)
12M Price Target
60.00
Last Price
35.49
Currency
USD
12M Return Potential
69.06 %
LTM Return
-17.64 %

Figure Technology Solutions Analyst Rating Actions

DateFirmActionRatingReliability
8/14/2026
Needham
Needham
MaintainedBuy58
8/6/2026
Bernstein
Bernstein
MaintainedOutperform63
7/15/2026
Piper Sandler
Piper Sandler
MaintainedOverweight54
7/13/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform53
7/8/2026
Needham
Needham
MaintainedBuy58
5/14/2026
Mizuho
Mizuho
MaintainedOutperform31
5/13/2026
Needham
Needham
MaintainedBuy58
3/30/2026
Bernstein
Bernstein
MaintainedOutperform63
3/26/2026
Mizuho
Mizuho
MaintainedOutperform31
3/10/2026
Mizuho
Mizuho
MaintainedOutperform31

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Figure Technology Solutions Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
11/12/20260.33USD-253.34 MUSD-2026 Q3
8/13/20260.24USD0.37USD208.23 MUSD-2026 Q2
5/11/20260.19USD0.18USD159.50 MUSD-2026 Q1
2/26/20260.13USD0.06USD155.24 MUSD-2025 Q4
11/13/20250.16USD0.34USD119.40 MUSD-2025 Q3

Figure Technology Solutions shareholder structure

% Name
5.98511%
FMR LLC
FMR LLC
5.25875%
RIBBIT MANAGEMENT COMPANY, LLC
RIBBIT MANAGEMENT COMPANY, LLC
2.57332%
JPMORGAN CHASE & CO
JPMORGAN CHASE & CO
1.84945%
ORLAND PROPERTIES LTD
ORLAND PROPERTIES LTD
1.81140%
Morgan Creek Capital Management, LLC
Morgan Creek Capital Management, LLC
1.79394%
FRED ALGER MANAGEMENT, LLC
FRED ALGER MANAGEMENT, LLC
...

Figure Technology Solutions Beneficial Ownership Filings (SEC 13D/G)

Free Float
64.9%
Float Shares
118.53 M
Shares Outstanding
182.62 M
StakeHolderFiling
24.20%
Michael Scott Cagney
Michael Scott Cagney
SEC ↗
7.20%
FMR LLC
FMR LLC
SEC ↗
6.40%
Ribbit Capital IV, L.P.
Ribbit Capital IV, L.P.
SEC ↗
3.05%
Newton (PTC) Limited
Newton (PTC) Limited
SEC ↗
0.10%
DCM Opportunity Fund III, L.P.
DCM Opportunity Fund III, L.P.
SEC ↗

Figure Technology Solutions Executives and Management Board

10 members · avg. age 54 · 30 % women

MT

Mr. Michael Tannenbaum (37)

Chief Executive Officer, Director · since 2024

37.07 M USD

Management

MK

Ms. Macrina Kgil (50)

Chief Financial Officer

5.25 M USD
TS

Mr. Todd Stevens (52)

Chief Capital Officer

5.20 M USD

Board of Directors

MC

Mr. Michael Cagney (54)

Co-Founder, Director

AB

Mr. Adam Boyden (56)

Director

DC

Mr. David Chao (58)

Director

LG

Mrs. Lesley Goldwasser (64)

Director

SJ

Dr. Sachin Jaitly (44)

Director

DM

Mr. Daniel Morehead (60)

Director

Frequently asked questions about Figure Technology Solutions

Analysts currently set an average price target of 60.00 USD for the Figure Technology Solutions stock (median: 60.00 USD), implying +71.5 % versus the latest price. The consensus is based on 14 analyst ratings.

14 analysts currently rate the Figure Technology Solutions stock: 12 recommend buying, 1 holding and 1 selling. For 2026, analysts expect Figure Technology Solutions to generate revenue of 893.55 M USD and earnings per share of 1.25 USD.

Converted at the current exchange rate, the Figure Technology Solutions share trades at 30.92 EUR (35.49 USD).

No history available for Figure Technology Solutions.

The expected revenue of Figure Technology Solutions is 893.55 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Figure Technology Solutions is 260.68 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Figure Technology Solutions is currently 28.39. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Figure Technology Solutions stock.

The price-to-sales ratio (P/S) of Figure Technology Solutions is currently 8.28. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Figure Technology Solutions stock.

The Eulerpool Quality Score for Figure Technology Solutions is 3/10.

The ISIN of Figure Technology Solutions is US3493811034. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Figure Technology Solutions is FIGR. The ticker symbol is used to trade Figure Technology Solutions shares on the stock exchange.

Figure Technology Solutions paid dividends every year for the past 0 years.

Figure Technology Solutions is assigned to the 'Finance' sector.

The dividends of Figure Technology Solutions are distributed in USD.

Fair ValuePRO
30.09 USD
Over-/UndervaluationPRO
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
566,254.15 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website figure.com
Currency
USD
Initial public offering
Sep 11, 2025
ISIN
US3493811034
Cusip
349381103
Market capitalization
7.49 B USDMid Cap
52-Week Range
24.9173.91USD
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
14.27
P/E ratio
P/Ee 2025
52.95
P/Ee 2026
28.72
P/Ee 2027
22.50
P/Ee 2028
18.70
P/Se
14.24
EV/EBIT
103.36
P/B Ratio
21.09
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
2.08 %
Gross Margin
0.00 %
EBIT Margin
21.78 %
Net Margin
5.05 %
EPS (Earnings Per Share)
0.08 USD
Net Debt / EBIT
2.50
Debt/Equity
1.33
Last updated Sep 21, 2026, 5:04 AM

Figure Technology Solutions Peer Group

All fundamentals and in-depth analysis of Figure Technology Solutions

Our stock analysis for Figure Technology Solutions stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Figure Technology Solutions. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.