Fair Isaac (FICO) Stock Price

Fair Isaac Price

NYSE·CLOSED
1,044.21USD+5.98 (+0.57 %)
Market closed

Over the last 19 years Fair Isaac grew revenue by 4.7% annually, reaching 1.99 B USD. Earnings per share have grown at 15.6% per year over the last 19 years. For Fair Isaac, the net margin of 32.7% is up versus 29.8% a few years ago. At today's price the dividend yield works out to roughly 0.00%. The payout ratio is around 0% of earnings. The consensus 12-month price target for Fair Isaac is 2,031.84 USD, about 94.6% above where the stock trades today. Of 27 analysts, 20 rate the stock a buy — an overall Buy consensus. Fair Isaac's share price has lost 20.8% over the last twelve months. The stock trades about 13% above its 52-week low.

Fair Isaac stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Fair Isaac over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Fair Isaac stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Fair Isaac's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Fair Isaac Stock Price History
DateFair Isaac Price
8/12/20261,044.21 USD
8/11/20261,038.23 USD
8/10/20261,068.00 USD
8/7/20261,041.40 USD
8/6/20261,031.89 USD
8/5/20261,102.69 USD
8/4/20261,054.48 USD
8/3/20261,045.46 USD
7/31/20261,122.97 USD
7/30/20261,139.54 USD
7/29/20261,391.66 USD
7/27/20261,285.84 USD
7/23/20261,206.19 USD
7/22/20261,221.47 USD
7/21/20261,227.34 USD
7/20/20261,263.83 USD
7/17/20261,257.11 USD
7/16/20261,241.22 USD
7/15/20261,205.79 USD
7/14/20261,210.52 USD
7/13/20261,280.70 USD
7/10/20261,250.90 USD
7/9/20261,279.41 USD
7/8/20261,290.07 USD
7/7/20261,300.27 USD
7/6/20261,272.62 USD
7/2/20261,270.83 USD
7/1/20261,206.65 USD
6/30/20261,194.78 USD
6/29/20261,181.23 USD
6/26/20261,182.79 USD
6/25/20261,143.48 USD
6/24/20261,140.34 USD
6/23/20261,099.41 USD
6/22/20261,076.68 USD
6/18/20261,091.04 USD
6/17/20261,170.55 USD
6/16/20261,186.55 USD
6/15/20261,177.24 USD
6/12/20261,180.81 USD
6/11/20261,180.91 USD
6/10/20261,254.58 USD
6/9/20261,225.15 USD
6/8/20261,207.34 USD
6/5/20261,154.09 USD
6/4/20261,198.00 USD
6/3/20261,155.16 USD
6/2/20261,227.22 USD
6/1/20261,309.89 USD
5/29/20261,283.00 USD
5/28/20261,304.01 USD
5/27/20261,276.77 USD
5/26/20261,248.56 USD
5/22/20261,238.84 USD
5/21/20261,238.94 USD
5/20/20261,214.53 USD
5/19/20261,186.15 USD
5/18/20261,181.82 USD
5/15/20261,098.59 USD
5/14/20261,076.93 USD
5/13/20261,064.64 USD
5/12/20261,086.00 USD
5/11/20261,092.00 USD
5/8/20261,126.00 USD
5/7/20261,128.39 USD
5/6/20261,067.00 USD
5/5/20261,066.27 USD
5/4/20261,060.00 USD
5/1/20261,035.50 USD
4/30/20261,025.00 USD
4/29/20261,043.57 USD
4/28/20261,010.50 USD
4/27/20261,013.83 USD
4/24/20261,004.72 USD
4/22/2026970.17 USD
4/21/20261,036.70 USD
4/20/20261,063.41 USD
4/17/20261,073.52 USD
4/16/20261,069.93 USD
4/15/20261,030.81 USD
4/14/20261,007.28 USD
4/13/20261,000.91 USD
4/10/2026922.37 USD
4/9/20261,072.35 USD
4/8/20261,092.04 USD
4/7/20261,082.08 USD
4/6/20261,094.32 USD
4/2/20261,089.76 USD
4/1/20261,061.99 USD
3/31/20261,067.54 USD
3/30/20261,047.94 USD
3/27/20261,011.06 USD
3/26/20261,039.84 USD
3/25/20261,043.10 USD
3/24/2026995.00 USD
3/23/20261,063.33 USD
3/20/20261,127.62 USD
3/19/20261,113.16 USD
3/18/20261,203.70 USD
3/17/20261,199.93 USD
3/16/20261,161.53 USD
3/13/20261,131.22 USD
3/12/20261,093.62 USD
3/11/20261,165.23 USD
3/10/20261,285.15 USD
3/9/20261,441.20 USD
3/6/20261,476.00 USD
3/5/20261,475.09 USD
3/4/20261,464.01 USD
3/3/20261,448.02 USD
3/2/20261,407.54 USD
2/27/20261,409.36 USD
2/26/20261,388.44 USD
2/25/20261,300.94 USD
2/24/20261,227.63 USD
2/23/20261,281.64 USD
2/20/20261,350.45 USD
2/19/20261,352.73 USD
2/18/20261,366.93 USD
2/17/20261,351.60 USD
2/13/20261,344.74 USD
2/12/20261,337.64 USD
2/11/20261,363.31 USD
2/10/20261,380.68 USD
2/9/20261,372.76 USD
2/6/20261,391.00 USD
2/5/20261,357.34 USD
2/4/20261,386.88 USD
2/3/20261,328.07 USD
2/2/20261,450.91 USD
1/30/20261,463.17 USD
1/29/20261,501.75 USD
1/28/20261,525.67 USD
1/27/20261,545.00 USD
1/26/20261,550.74 USD
1/23/20261,544.69 USD
1/22/20261,556.95 USD
1/21/20261,535.54 USD
1/20/20261,494.50 USD
1/16/20261,567.19 USD
1/15/20261,581.19 USD
1/14/20261,616.29 USD
1/13/20261,623.18 USD
1/12/20261,631.31 USD
1/9/20261,665.53 USD
1/8/20261,585.60 USD
1/7/20261,580.51 USD
1/6/20261,599.96 USD
1/5/20261,653.48 USD
1/2/20261,643.27 USD
12/31/20251,690.62 USD
12/30/20251,745.75 USD
12/29/20251,771.69 USD
12/26/20251,753.19 USD
12/24/20251,731.01 USD
12/23/20251,725.78 USD
12/22/20251,742.63 USD
12/19/20251,748.43 USD
12/18/20251,761.41 USD
12/17/20251,755.02 USD
12/16/20251,792.13 USD
12/15/20251,807.73 USD
12/12/20251,844.98 USD
12/11/20251,825.83 USD
12/10/20251,752.24 USD
12/9/20251,751.69 USD
12/8/20251,760.45 USD
12/5/20251,798.53 USD
12/4/20251,771.87 USD
12/3/20251,762.35 USD
12/2/20251,778.71 USD
12/1/20251,768.68 USD
11/28/20251,805.83 USD
11/26/20251,797.27 USD
11/25/20251,810.00 USD
11/24/20251,748.25 USD
11/21/20251,788.20 USD
11/20/20251,720.55 USD
11/19/20251,736.16 USD
11/18/20251,724.97 USD
11/17/20251,760.25 USD
11/14/20251,741.37 USD
11/13/20251,737.27 USD
11/12/20251,777.91 USD
11/11/20251,797.69 USD
11/10/20251,756.34 USD
11/7/20251,740.00 USD
11/6/20251,674.80 USD
11/5/20251,629.20 USD
11/4/20251,606.10 USD
11/3/20251,650.51 USD
10/31/20251,659.53 USD
10/30/20251,585.36 USD
10/29/20251,566.90 USD
10/28/20251,666.64 USD
10/27/20251,685.09 USD
10/24/20251,667.00 USD
10/23/20251,615.36 USD
10/22/20251,573.94 USD
10/21/20251,565.83 USD
10/20/20251,620.39 USD
10/17/20251,616.00 USD
10/16/20251,620.14 USD
10/15/20251,636.65 USD
10/14/20251,649.51 USD
10/13/20251,649.99 USD
10/10/20251,665.21 USD
10/9/20251,708.77 USD
10/8/20251,695.01 USD
10/7/20251,879.55 USD
10/6/20251,850.18 USD
10/3/20251,850.65 USD
10/2/20251,784.68 USD
10/1/20251,512.71 USD
9/30/20251,496.53 USD
9/29/20251,525.44 USD
9/26/20251,518.78 USD
9/25/20251,548.36 USD
9/24/20251,543.18 USD
9/23/20251,534.77 USD
9/22/20251,538.95 USD
9/19/20251,477.21 USD
9/18/20251,522.10 USD
9/17/20251,551.83 USD
9/16/20251,553.54 USD
9/15/20251,555.21 USD
9/12/20251,544.05 USD
9/11/20251,596.56 USD
9/10/20251,530.36 USD
9/9/20251,546.56 USD
9/8/20251,538.20 USD
9/5/20251,531.99 USD
9/4/20251,518.92 USD
9/3/20251,520.75 USD
9/2/20251,504.88 USD
8/29/20251,521.64 USD
8/28/20251,506.37 USD
8/27/20251,419.37 USD
8/26/20251,420.13 USD
8/25/20251,423.87 USD
8/22/20251,415.90 USD
8/21/20251,361.72 USD
8/20/20251,344.11 USD
8/19/20251,384.93 USD
8/18/20251,350.14 USD
8/15/20251,343.16 USD
8/14/20251,318.18 USD
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Fair Isaac Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
1.51 B USD
642.83 M USD
429.38 M USD
Jan 1, 2024
1.72 B USD
733.63 M USD
512.81 M USD
Jan 1, 2025
1.99 B USD
924.85 M USD
651.95 M USD
Jan 1, 2026 (e)
2.55 B USD
1.08 B USD
1.06 B USD
Jan 1, 2027 (e)
2.90 B USD
1.25 B USD
1.30 B USD
Jan 1, 2028 (e)
3.30 B USD
1.40 B USD
1.58 B USD
Jan 1, 2029 (e)
3.54 B USD
1.50 B USD
1.81 B USD
Jan 1, 2030 (e)
3.79 B USD
1.61 B USD
2.08 B USD

Fair Isaac Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 14, 2026, 2:49 PM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITB USD
EBIT MARGIN%
NET INCOMEB USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
0.840.880.931.031.161.291.321.381.511.721.992.552.903.303.543.79
6.355.135.7910.7312.4011.551.704.649.8813.4815.9027.9913.7014.027.097.24
67.7869.9269.2169.8670.9572.1074.7778.0779.4479.7382.2682.2682.2682.2682.2682.26
0.570.620.650.720.820.930.981.081.201.371.642.102.382.722.913.12
0.140.170.180.190.250.300.510.540.640.730.921.081.251.401.501.61
16.3519.1819.5318.2221.8122.8038.3739.3642.4342.6946.4342.4843.0642.3142.3442.33
0.090.110.130.140.190.240.390.370.430.510.651.061.301.581.812.08
-8.5126.7417.4310.9435.2122.9266.10-4.8515.0119.3527.1562.5223.0621.2714.3814.89
0.080.080.080.080.080.08
-20.00
32.4432.5431.5630.3430.1729.7927.5225.4425.2224.8323.9623.9623.9623.9623.9623.96
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Fair Isaac generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Fair Isaac retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Fair Isaac's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Fair Isaac has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Fair Isaac's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Fair Isaac stock margins

The Fair Isaac margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Fair Isaac. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Fair Isaac.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
74.75 %
38.40 %
29.78 %
Jan 1, 2022
78.06 %
39.38 %
27.12 %
Jan 1, 2023
79.45 %
42.47 %
28.37 %
Jan 1, 2024
79.73 %
42.71 %
29.86 %
Jan 1, 2025
82.23 %
46.45 %
32.75 %
Jan 1, 2026 (e)
82.23 %
42.50 %
41.56 %
Jan 1, 2027 (e)
82.23 %
43.06 %
44.97 %
Jan 1, 2028 (e)
82.23 %
42.33 %
47.84 %

Fair Isaac Stock Revenue, EBIT, Earnings per Share

The Fair Isaac earnings per share therefore indicates how much revenue Fair Isaac has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
47.83 USD
18.37 USD
14.25 USD
Jan 1, 2022
54.13 USD
21.32 USD
14.68 USD
Jan 1, 2023
60.02 USD
25.49 USD
17.03 USD
Jan 1, 2024
69.18 USD
29.55 USD
20.66 USD
Jan 1, 2025
83.10 USD
38.60 USD
27.21 USD
Jan 1, 2026 (e)
103.73 USD
45.19 USD
43.11 USD
Jan 1, 2027 (e)
117.94 USD
52.07 USD
53.04 USD
Jan 1, 2028 (e)
134.45 USD
58.35 USD
64.32 USD

Fair Isaac business model & stock analysis

The Fair Isaac Corporation, also known as FICO, is a US company founded in 1956. The company initially specialized in data processing, but later evolved into a provider of analytical solutions and tools. The main focus of FICO's business is the development of credit scores and decision-making software in various industries such as financial services, retail, and healthcare. FICO also has a rapidly growing division for artificial intelligence (AI). FICO is headquartered in San Jose, California, and employs over 4,000 people worldwide. The company is listed on the New York Stock Exchange and has a market value of approximately $8.5 billion. FICO's business model is based on the use of data and analytical tools. The company collects data from various sources and uses algorithms to detect patterns and make predictions. This information is then provided to customers in various industries to support decision-making. FICO is most well-known for its credit scores, which are used by many lenders and intermediaries around the world. Credit scores help lenders assess the credit risk of potential borrowers. FICO calculates credit scores based on data such as reliable loan repayment history, length of credit history, and amount of remaining debt. In addition, FICO also offers various analytical solutions and tools to support decision-making in other industries. For example, the company provides solutions for fraud prevention, optimization of marketing and sales activities, compliance with regulations, and improvement of customer satisfaction processes. FICO operates in three main divisions: FICO Scores, FICO Decisions Management, and FICO Advanced Analytics. The FICO Scores division is the most well-known area of the company and includes credit scores used by lenders and intermediaries in over 25 countries worldwide. FICO Scores are also used by many other companies to assess the credit risk of customers in various industries. The FICO Decisions Management division offers solutions for business process control and decision support in various industries, from financial services to healthcare. FICO's tools enable companies to effectively use data and make informed decisions. The FICO Advanced Analytics division specializes in the development of AI, machine learning, and other advanced analytical tools. The company uses these technologies to find patterns in data and make predictions that help customers make decisions. In summary, the Fair Isaac Corporation is a leading company in the field of data analysis. FICO Scores are widely recognized and used by many lenders to assess the credit risk of potential borrowers. Additionally, the company offers analytical solutions and tools for various industries and has a rapidly growing AI division.

Fair Isaac SWOT Analysis

Strengths

Fair Isaac Corp possesses several strengths that contribute to its success:

  • Strong brand recognition and reputation in the credit scoring industry.
  • Advanced and innovative technology platforms for predictive analytics and decision management.
  • Extensive experience and expertise in providing accurate credit scoring solutions.
  • Solid financial performance and stability.
  • Strong relationships with major financial institutions and clients globally.

Weaknesses

Despite its strengths, Fair Isaac Corp also has some weaknesses to address:

  • Heavy reliance on specific sectors, such as the financial industry, which exposes the company to economic fluctuations.
  • Limited diversification in its product offerings, primarily focused on credit scoring and decision management.
  • Pricing structure that may be perceived as costly for certain clients.
  • Limited global presence compared to key competitors.

Opportunities

Fair Isaac Corp has several opportunities that can further enhance its growth:

  • Increasing demand for advanced analytics and AI-driven solutions in various industries.
  • Expansion into emerging markets, where the need for credit scoring and risk assessment is growing.
  • Potential partnerships and collaborations with fintech startups to explore new market segments.
  • Developing new products and services to cater to evolving customer needs.

Threats

Fair Isaac Corp should be mindful of the following threats that could impact its business:

  • Intense competition from established players and new entrants in the credit scoring and analytics industry.
  • Regulatory changes or legal challenges affecting the usage and industry standards of credit scoring models.
  • Economic downturns and financial crises that may reduce demand for credit scoring services.
  • Rapid technological advancements that could require continuous investment to stay ahead.

Fair Isaac Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Fair Isaac Employees
Details
Date
Fair Isaac Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Fair Isaac Segments

Fair Isaac Revenue by Segment (1/4)

  • 3 Years

  • 5 Years

  • Max

Scores
Transactional and maintenance
Scores Products
On-premises and SaaS software
Professional services
License
Details
Date
Scores
Transactional and maintenance
Scores Products
On-premises and SaaS software
Professional services
License
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2020
0.00 USD
973.93 M USD
0.00 USD
0.00 USD
183.04 M USD
137.59 M USD
Jan 1, 2021
0.00 USD
0.00 USD
654.15 M USD
517.89 M USD
144.50 M USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
706.64 M USD
564.75 M USD
105.88 M USD
0.00 USD
Jan 1, 2023
0.00 USD
0.00 USD
773.83 M USD
640.18 M USD
99.55 M USD
0.00 USD
Jan 1, 2024
0.00 USD
0.00 USD
919.65 M USD
711.34 M USD
86.54 M USD
0.00 USD
Jan 1, 2025
1.17 B USD
0.00 USD
0.00 USD
740.15 M USD
82.15 M USD
0.00 USD

Fair Isaac Revenue by Segment (2/4)

  • 3 Years

  • 5 Years

  • Max

Transactional and maintenance
Business-to-business Scores
Non-Platform Software
SaaS Software
On-Premises Software
Platform Software
Business-to-consumer Scores
Professional services
License
Details
Date
Transactional and maintenance
Business-to-business Scores
Non-Platform Software
SaaS Software
On-Premises Software
Platform Software
Business-to-consumer Scores
Professional services
License
Jan 1, 2018
766.06 M USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
176.80 M USD
89.61 M USD
Jan 1, 2020
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2021
0.00 USD
446.54 M USD
451.00 M USD
251.44 M USD
266.45 M USD
66.88 M USD
207.61 M USD
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
475.44 M USD
448.50 M USD
284.10 M USD
280.65 M USD
116.25 M USD
231.20 M USD
0.00 USD
0.00 USD
Jan 1, 2023
0.00 USD
561.00 M USD
485.43 M USD
347.42 M USD
292.76 M USD
154.75 M USD
212.83 M USD
0.00 USD
0.00 USD
Jan 1, 2024
0.00 USD
711.84 M USD
511.34 M USD
397.71 M USD
313.63 M USD
200.00 M USD
207.81 M USD
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
948.60 M USD
503.09 M USD
419.72 M USD
320.43 M USD
237.06 M USD
219.98 M USD
0.00 USD
0.00 USD

Fair Isaac Revenue by Segment (3/4)

  • 3 Years

  • 5 Years

  • Max

Scores
On-Premises
SaaS
Details
Date
Scores
On-Premises
SaaS
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2020
528.55 M USD
465.97 M USD
300.04 M USD
Jan 1, 2021
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2023
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
0.00 USD
0.00 USD

Fair Isaac Revenue by Segment (4/4)

  • 3 Years

  • 5 Years

  • Max

Scores
Software
Applications
Decision Management Software
Details
Date
Scores
Software
Applications
Decision Management Software
Jan 1, 2018
342.65 M USD
0.00 USD
585.57 M USD
104.26 M USD
Jan 1, 2020
528.55 M USD
0.00 USD
602.05 M USD
163.97 M USD
Jan 1, 2021
654.15 M USD
662.39 M USD
0.00 USD
0.00 USD
Jan 1, 2022
706.64 M USD
670.63 M USD
0.00 USD
0.00 USD
Jan 1, 2023
773.83 M USD
739.73 M USD
0.00 USD
0.00 USD
Jan 1, 2024
919.65 M USD
797.88 M USD
0.00 USD
0.00 USD
Jan 1, 2025
1.17 B USD
822.29 M USD
0.00 USD
0.00 USD

Fair Isaac Revenue by Region

  • 3 Years

  • 5 Years

  • Max

Americas
North America
United States
Other countries
Europe, Middle East and Africa
EMEA
Asia Pacific
United Kingdom
Latin America
Details
Date
Americas
North America
United States
Other countries
Europe, Middle East and Africa
EMEA
Asia Pacific
United Kingdom
Latin America
Jan 1, 2018
0.00 USD
0.00 USD
679.43 M USD
276.00 M USD
0.00 USD
0.00 USD
0.00 USD
77.05 M USD
0.00 USD
Jan 1, 2020
0.00 USD
929.93 M USD
0.00 USD
0.00 USD
203.58 M USD
0.00 USD
98.75 M USD
0.00 USD
62.30 M USD
Jan 1, 2021
1.05 B USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
190.40 M USD
76.21 M USD
0.00 USD
0.00 USD
Jan 1, 2022
1.13 B USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
147.30 M USD
99.26 M USD
0.00 USD
0.00 USD
Jan 1, 2023
1.29 B USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
141.36 M USD
85.24 M USD
0.00 USD
0.00 USD
Jan 1, 2024
1.45 B USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
169.53 M USD
98.11 M USD
0.00 USD
0.00 USD
Jan 1, 2025
1.73 B USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
159.80 M USD
98.68 M USD
0.00 USD
0.00 USD

Fair Isaac Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Fair Isaac historical P/E ratio, EBIT multiple, and P/S ratio

Fair Isaac annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Fair Isaac shares outstanding

The number of shares of Fair Isaac was 23.96 M in 2025. This indicates how many shares Fair Isaac is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
27.52 M Stocks
Jan 1, 2022
25.44 M Stocks
Jan 1, 2023
25.22 M Stocks
Jan 1, 2024
24.83 M Stocks
Jan 1, 2025
23.96 M Stocks
Jan 1, 2026 (e)
23.96 M Stocks
Jan 1, 2027 (e)
23.96 M Stocks
Jan 1, 2028 (e)
23.96 M Stocks

Fair Isaac stock splits

In Fair Isaac's history, there have been no stock splits.

Fair Isaac Dividend History

22 years of dividend payments

YearAnnual DividendYoY ChangePayments
20170.02USD 75.0%
20160.08USD 0.0%
20150.08USD 20.0%
20140.10USD 0.0%
20130.10USD 25.0%
20120.08USD 0.0%
20110.08USD 0.0%
20100.08USD 0.0%
20090.08USD 0.0%
20080.08USD 0.0%

Fair Isaac dividend payout ratio

In 2025, Fair Isaac had a payout ratio of 1.53%. The payout ratio indicates the percentage of the company's profits that Fair Isaac distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
1.64 %
Jan 1, 2022
1.53 %
Jan 1, 2023
1.51 %
Jan 1, 2024
1.56 %
Jan 1, 2025
1.53 %
Jan 1, 2026 (e)
0.19 %
Jan 1, 2027 (e)
0.15 %
Jan 1, 2028 (e)
0.12 %

Current Fair Isaac forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
1.63 %
Buy
74.07 % (20)
Hold
22.22 % (6)
Sell
3.70 % (1)
12M Price Target
2,031.84
Last Price
1,044.21
Currency
USD
12M Return Potential
94.58 %
LTM Return
0 %

Fair Isaac Analyst Rating Actions

DateFirmActionRatingReliability
7/30/2026
Wells Fargo
Wells Fargo
MaintainedOverweight56
7/30/2026
RBC Capital
RBC Capital
MaintainedOutperform52
7/30/2026
Needham
Needham
MaintainedBuy70
7/2/2026
UBS
UBS
MaintainedNeutral51
6/16/2026
UBS
UBS
MaintainedNeutral51
6/9/2026
Needham
Needham
MaintainedBuy70
5/19/2026
B of A Securities
B of A Securities
MaintainedBuy70
5/4/2026
Jefferies
Jefferies
MaintainedBuy47
4/30/2026
Wells Fargo
Wells Fargo
MaintainedOverweight56
4/30/2026
JP Morgan
JP Morgan
MaintainedNeutral80

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Fair Isaac Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/5/202611.90USD-689.12 MUSD-2026 Q3
5/6/202611.21USD-645.20 MUSD-2026 Q2
1/28/20267.20USD-511.19 MUSD-2026 Q1
11/6/20246.61USD-456.43 MUSD-2024 Q4
4/25/20246.04USD-431.65 MUSD-2024 Q2
1/24/20245.18USD-398.38 MUSD-2024 Q1
11/7/20235.37USD-390.09 MUSD-2023 Q4
8/1/20235.09USD-385.22 MUSD-2023 Q3
4/25/20234.95USD-378.54 MUSD-2023 Q2
1/25/20234.30USD-352.29 MUSD-2023 Q1
...

EESG©

Eulerpool ESG Scorecard© for the Fair Isaac stock

44/100
26
Environment
66
Social
39
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Fair Isaac shareholder structure

% Name
8.90431%
BLACKROCK, INC.
BLACKROCK, INC.
6.11699%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
5.11171%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
4.55786%
CAPITAL RESEARCH GLOBAL INVESTORS
CAPITAL RESEARCH GLOBAL INVESTORS
4.24858%
STATE STREET CORP
STATE STREET CORP
3.13237%
VALLEY FORGE CAPITAL MANAGEMENT, LP
VALLEY FORGE CAPITAL MANAGEMENT, LP
...

Fair Isaac Beneficial Ownership Filings (SEC 13D/G)

Free Float
97.0%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
11.12%
FMR Corp.
FMR Corp.
SEC ↗
11.12%
Edward C. Johnson 3d
Edward C. Johnson 3d
SEC ↗
11.00%
Eaton Vance Management 04-3101341
Eaton Vance Management 04-3101341
SEC ↗
10.22%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
10.20%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
8.60%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
8.48%
- 95-4575414
- 95-4575414
SEC ↗
8.17%
13-5521910
13-5521910
SEC ↗
7.31%
Vanguard Capital Management
Vanguard Capital Management
SEC ↗
7.17%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗

Fair Isaac Executives and Management Board

15 members · avg. age 60 · 20 % women

WL

Mr. William Lansing (66)

Chief Executive Officer, Director · since 2006

35.32 M USD

Management

JW

Mr. James Wehmann (59)

Executive Vice President - Scores

8.89 M USD
SW

Mr. Steven Weber (61)

Chief Financial Officer, Executive Vice President

7.40 M USD
MS

Mr. Mark Scadina (56)

Executive Vice President, General Counsel, Corporate Secretary

7.40 M USD
RD

Mr. Richard Deal (57)

Chief Human Resources Officer, Executive Vice President

7.38 M USD
NB

Mr. Nikhil Behl (50)

Executive Vice President - Software

TB

Mr. Thomas Bowers (69)

Executive Vice President - Corporate Strategy

Board of Directors

BK

Mr. Braden Kelly (54)

Independent Chairman of the Board

529,929.00 USD
DR

Mr. David Rey (74)

Independent Director

411,183.00 USD
JR

Ms. Joanna Rees (63)

Independent Director

410,701.00 USD
FV

Ms. Fabiola Arredondo de Vara (58)

Independent Director

355,292.00 USD
EM

Ms. Eva Manolis (61)

Independent Director

355,292.00 USD
MM

Mr. Marc Mcmorris (56)

Independent Director

355,292.00 USD

Fair Isaac Supply Chain

Fair Isaac Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
23 companies
#Nameβ 1YTrend
1
Okta, Inc.
Supplier
0.76
0.65
-0.05
0.24
0.34
0.85
0.29
2
-0.20
0.09
-0.41
0.23
0.51
0.85
0.39
3
-0.78
-0.53
-0.42
-0.11
0.42
0.84
0.41
4
0.78
0.12
0.68
0.37
0.43
0.82
0.32
5
0.53
0.43
-0.87
-0.16
0.10
0.82
0.07
#Nameβ 1YTrend
1
0.14
0.32
-0.26
2
RELX PLC
Customer
-0.24
-0.01
-0.72
-0.53
3
Bayerische Motoren Werke Aktiengesellschaft
Customer
-0.36
-0.35
0.83
0.07
4
Canadian Tire Corporation, Limited
Customer
-0.63
-0.38
0.28
-0.14
5
Experian plc
Customer
-0.66
-0.71
-0.88
-0.60

Frequently asked questions about Fair Isaac

Fair Isaac Corp is primarily active in the financial services and analytics industries.

The main competitors of Fair Isaac Corp in the market are Experian plc, Equifax Inc., and TransUnion.

The business model of Fair Isaac Corp is centered around providing analytics, software, and services to help businesses make better decisions and achieve optimal outcomes. Fair Isaac Corp, also known as FICO, offers various solutions, including credit scoring, fraud detection, decision management, and customer engagement. With its advanced technologies and expertise in data analysis, FICO empowers companies to assess risks, improve operational efficiency, enhance customer experiences, and ultimately drive growth. FICO's business model revolves around delivering innovative solutions that enable businesses to leverage data-driven insights for informed decision-making and competitive advantages in their respective industries.

Fair Isaac Corp, commonly known as FICO, is a leading analytics software company founded in 1956 by engineer Bill Fair and mathematician Earl Isaac. Headquartered in San Jose, California, the company specializes in providing predictive analytics and decision management solutions to businesses across various industries. FICO's pioneering work in credit scoring algorithms revolutionized the lending industry, enabling lenders to make more informed credit decisions. Over the years, the company expanded its offerings to include fraud detection, customer loyalty programs, and cybersecurity solutions. Today, FICO remains a trusted partner for organizations seeking data-driven insights and decision-making tools to solve complex business challenges.

Significant milestones achieved by Fair Isaac Corp include pioneering the development of credit scoring models, which revolutionized the lending industry. The company introduced the FICO score, a widely adopted credit scoring system used by financial institutions globally. Additionally, Fair Isaac Corp has played a pivotal role in advancing predictive analytics and decision management solutions. With a rich history spanning over six decades, Fair Isaac Corp continues to innovate and provide technologies that enable businesses to make smarter decisions, manage risk effectively, and enhance operational efficiency.

Fair Isaac Corp, commonly known as FICO, has a strong global presence with operations spanning various countries and regions. The company operates in the United States, serving clients across all industries. Additionally, Fair Isaac Corp has a significant presence in key international markets, including Canada, the United Kingdom, India, Australia, and parts of Europe. With its innovative analytics and decision management solutions, Fair Isaac Corp continues to provide its expertise and services to clients worldwide.

Fair Isaac Corp, commonly known as FICO, represents a strong set of values and a clear corporate philosophy. FICO is committed to enabling businesses to make smarter decisions by leveraging advanced analytics and technology. With a focus on innovation, integrity, and collaboration, FICO aims to empower organizations with actionable insights to drive growth and manage risk effectively. The company's mission is to help businesses thrive in a data-driven world by providing cutting-edge solutions for credit scoring, fraud detection, and decision management. Fair Isaac Corp's dedication to excellence and customer success has made it a leader in the industry and a trusted partner for businesses worldwide.

Analysts currently set an average price target of 2,048.68 USD for the Fair Isaac stock (median: 2,031.84 USD), implying +96.2 % versus the latest price. The consensus is based on 27 analyst ratings.

27 analysts currently rate the Fair Isaac stock: 20 recommend buying, 6 holding and 1 selling. For 2026, analysts expect Fair Isaac to generate revenue of 2.55 B USD and earnings per share of 44.20 USD.

Converted at the current exchange rate, the Fair Isaac share trades at 905.48 EUR (1,044.21 USD).

The Fair Isaac share (FICO) is listed on 6 stock exchanges, including: NYSE (FICO), Frankfurt (FRI.F), München (FRI.MU), Düsseldorf (FRI.DU), London (0TIQ.L), London (0TIQ.L).

The Fair Isaac Corp is an American company specializing in analytical software solutions and decision management. It was founded in 1956 and is headquartered in San Jose, California. The company has four main business segments: Analytics software, credit scoring, decision management, and data management. Fair Isaac is known for its FICO score, which is one of the most commonly used creditworthiness ratings in the USA. The analytical software solutions segment offers a wide range of tools to help businesses and organizations effectively manage their operations. This includes software for predictive analytics, fraud detection, customer value analysis, and marketing optimization. The products in this segment include the FICO Analytic Cloud and FICO Decision Management Suite. The credit scoring segment provides lenders and other companies with tools and services to better manage credit risks and payment defaults. This includes FICO score products, as well as FICO Credit Capacity Insight, FICO Credit Risk Score, and FICO Score XD. The decision management segment allows companies and organizations to automate and optimize their decision-making processes. The FICO Decision Management Suite is used to automate the decision process from data collection to decision implementation. The data management segment offers tools and services for effective data analysis, data integration, and data quality to businesses and organizations. The FICO Big Data Analyzer helps companies transform large amounts of data into seamless processes. Fair Isaac Corp is a pioneer in the field of applied mathematics and computer science. By providing data management solutions and analysis tools, FICO helps companies optimize their business processes and make better decisions. In summary, Fair Isaac Corp's business model is focused on four sectors: analytical software solutions, credit score ratings, decision management, and data management. FICO's products and services help companies improve their business processes and automate and optimize their decision-making. These FICO services are relevant across industries and are suitable for businesses of all sizes and types.

The expected revenue of Fair Isaac is 2.55 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Fair Isaac is 1.06 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Fair Isaac is currently 23.63. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Fair Isaac stock.

The price-to-sales ratio (P/S) of Fair Isaac is currently 9.82. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Fair Isaac stock.

The Eulerpool Quality Score for Fair Isaac is 8/10.

The ISIN of Fair Isaac is US3032501047. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Fair Isaac is 873369. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Fair Isaac is FICO. The ticker symbol is used to trade Fair Isaac shares on the stock exchange.

Over the past 12 months, Fair Isaac paid a dividend of 0.02 USD . This corresponds to a dividend yield of about 0.00 %. For the coming 12 months, Fair Isaac is expected to pay a dividend of 0.08 USD.

The current dividend yield of Fair Isaac is 0.00 %.

Fair Isaac pays a dividend, distributed in the months of , , , .

Fair Isaac paid dividends every year for the past 0 years.

For the upcoming 12 months, dividends amounting to 0.08 USD are expected. This corresponds to a dividend yield of 0.01 %.

Fair Isaac is assigned to the 'Information technology' sector.

To receive the latest dividend of Fair Isaac from amounting to 0.02 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

The dividends of Fair Isaac are distributed in USD.

All fundamentals and in-depth analysis of Fair Isaac

Our stock analysis for Fair Isaac stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Fair Isaac. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.