Emerald Finance

Emerald Finance ROCE

The Return on Capital Employed (ROCE) of Emerald Finance (538882.BO) as of Oct 25, 2026 is 14.23 %. In the previous year, Return on Capital Employed (ROCE) was 11.82 % — a change of 20.37% (higher).

ROCE

14.23 %

YoY

20.37%

Last updated:

In 2025, Emerald Finance's return on capital employed (ROCE) was 14.23 %, a 20.37% increase from the 11.82 % ROCE in the previous year.

The Emerald Finance ROCE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROCE
Date
ROCE
Jan 1, 2018
14.11 INR
Jan 1, 2019
11.57 INR
Jan 1, 2020
15.50 INR
Jan 1, 2021
11.74 INR
Jan 1, 2022
8.80 INR
Jan 1, 2023
10.81 INR
Jan 1, 2024
11.82 INR
Jan 1, 2025
14.23 INR
The Emerald Finance ROCE history
YEARROCEYoY
14.23 %+20.37%
11.82 %+9.39%
10.81 %+22.78%
8.80 %-25.04%
11.74 %-24.21%
15.50 %+33.89%
11.57 %-17.97%
14.11 %+122.64%
6.34 %+35.09%
4.69 %+11.62%
4.20 %+37.52%
3.06 %—

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Emerald Finance Stock analysis

What does Emerald Finance do? Emerald Finance Ltd generates revenue through its banking and financial services, primarily targeting corporate and retail customers. The company offers digital products such as MSME business loans and early wage access, distributed via Fundfina Marketplace Private Limited and Rainpay India Private Limited, respectively. MSME loans cater to businesses distributing blue-chip firms, while the 30 minutes loan provides quick disbursement for amounts as low as 1000, with funds transferred to bank accounts within five minutes. The firm's revenue streams include the distribution of MSME business loans through Fundfina Marketplace Private Limited, which serves distributors of blue-chip firms seeking capital and credit. Early wage access, managed by Rainpay India Private Limited, supports retail customers needing immediate financial access. The 30 minutes loan, featuring rapid disbursement, appeals to customers requiring swift financial solutions for small amounts. Emerald Finance Ltd's products are tailored for corporate clients engaged in distributing blue-chip firms and retail customers seeking fast, small-scale financial services. The MSME business loan is specifically designed for distributors of blue-chip firms, while the 30 minutes loan targets retail users needing immediate access to funds for minimal amounts. Emerald Finance is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling Emerald Finance's Return on Capital Employed (ROCE)

Emerald Finance's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Emerald Finance's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Emerald Finance's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Emerald Finance’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Emerald Finance stock

Return on Capital Employed (ROCE) of Emerald Finance is 14.23 % in 2025.

Return on Capital Employed (ROCE) of Emerald Finance changed from 11.82 % to 14.23 %, representing a 20.37% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) Emerald Finance since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s Emerald Finance with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — Emerald Finance

All Key Metrics — Emerald Finance