LHV Group AS (LHV1T.TL) Stock Price

LHV Group AS Price

CLOSED
3.33EUR-0.0050 (-0.15 %)
Market closed

Revenue has compounded at 31.1% per year over the past 15 years to 365.92 M EUR. Earnings per share have grown at 4.3% per year over the last 12 years. LHV Group AS's net margin stands at 31.2%, down from 37.0% several years earlier. LHV Group AS currently offers a dividend yield of about 2.70%. The payout ratio is around 26% of earnings. The stock trades about 2% above its 52-week low.

LHV Group AS stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of LHV Group AS over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how LHV Group AS stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing LHV Group AS's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

LHV Group AS Stock Price History
DateLHV Group AS Price
7/31/20263.33 EUR
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Access this data via the Eulerpool API

LHV Group AS Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2018
72.40 M EUR
32.40 M EUR
25.20 M EUR
Jan 1, 2019
85.20 M EUR
34.60 M EUR
24.80 M EUR
Jan 1, 2020
116.30 M EUR
59.50 M EUR
38.00 M EUR
Jan 1, 2021
157.70 M EUR
75.10 M EUR
58.30 M EUR
Jan 1, 2022
192.25 M EUR
78.85 M EUR
59.81 M EUR
Jan 1, 2023
327.79 M EUR
176.15 M EUR
139.60 M EUR
Jan 1, 2024
390.68 M EUR
191.38 M EUR
148.97 M EUR
Jan 1, 2025
365.92 M EUR
145.53 M EUR
114.27 M EUR

LHV Group AS Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 1, 2026, 5:40 PM
 
REVENUEM EUR
REVENUE GROWTH%
Net Interest IncomeM EUR
Non-Interest IncomeM EUR
Loan Loss ProvisionsM EUR
Pre-Provision Profit (PPOP)M EUR
NET INCOMEM EUR
NET INCOME GROWTH%
DIV.EUR
DIV. GROWTH%
SHARESM
2010201120122013201420152016201720182019202020212022202320242025
8.0012.0019.0024.0033.0044.0060.0062.0079.0099.00136.00185.00215.00410.00560.00549.00
50.0058.3326.3237.5033.3336.363.3327.4225.3237.3736.0316.2290.7036.59-1.96
1.303.506.109.1016.5023.2030.0030.4038.2047.4068.5097.30129.11253.82273.33235.10
5.004.908.2012.9014.2017.3024.9027.4034.2037.8047.8060.4063.1473.98117.35130.82
2.601.101.401.701.401.503.604.903.2010.903.903.0011.5516.261.52
-2.90-5.90-0.606.009.6014.2021.7024.8032.4034.6059.5075.1078.85176.15191.38145.53
-2.00-8.00-1.004.009.0013.0017.0019.0025.0024.0038.0058.0059.00139.00148.00114.00
300.00-87.50-500.00125.0044.4430.7711.7631.58-4.0058.3352.631.72135.596.47-22.97
0.150.160.210.190.290.400.040.130.09
6.6731.25-9.5252.6337.93-90.00225.00-30.77
9.1014.3017.5020.3022.5024.1025.5026.2026.5028.0029.5030.00317.52324.42328.58333.19
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales LHV Group AS generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue LHV Group AS retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare LHV Group AS's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares LHV Group AS has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against LHV Group AS's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

LHV Group AS stock margins

The LHV Group AS margin analysis displays the gross margin, EBIT margin, as well as the profit margin of LHV Group AS. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for LHV Group AS.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2018
55.25 %
34.81 %
Jan 1, 2019
59.39 %
29.11 %
Jan 1, 2020
48.84 %
32.67 %
Jan 1, 2021
52.38 %
36.97 %
Jan 1, 2022
58.99 %
31.11 %
Jan 1, 2023
46.26 %
42.59 %
Jan 1, 2024
51.01 %
38.13 %
Jan 1, 2025
60.23 %
31.23 %

LHV Group AS Revenue per Share, Earnings per Share

The LHV Group AS earnings per share therefore indicates how much revenue LHV Group AS has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2018
2.73 EUR
0.95 EUR
Jan 1, 2019
3.04 EUR
0.89 EUR
Jan 1, 2020
3.94 EUR
1.29 EUR
Jan 1, 2021
5.26 EUR
1.94 EUR
Jan 1, 2022
0.61 EUR
0.19 EUR
Jan 1, 2023
1.01 EUR
0.43 EUR
Jan 1, 2024
1.19 EUR
0.45 EUR
Jan 1, 2025
1.10 EUR
0.34 EUR

LHV Group AS business model & stock analysis

LHV Group AS Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

LHV Group AS historical P/E ratio, EBIT multiple, and P/S ratio

LHV Group AS annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

LHV Group AS shares outstanding

The number of shares of LHV Group AS was 333.19 M in 2025. This indicates how many shares LHV Group AS is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
26.50 M Stocks
Jan 1, 2019
28.00 M Stocks
Jan 1, 2020
29.50 M Stocks
Jan 1, 2021
30.00 M Stocks
Jan 1, 2022
317.52 M Stocks
Jan 1, 2023
324.42 M Stocks
Jan 1, 2024
328.58 M Stocks
Jan 1, 2025
333.19 M Stocks

LHV Group AS stock splits

In LHV Group AS's history, there have been no stock splits.

LHV Group AS Dividend History

10 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.17EURYTD
Apr 9, 20260.17EUR 88.9%1/1
20250.09EUR 30.8%
Apr 8, 20250.09EUR 30.8%1/1
20240.13EUR 225.0%
20230.04EUR 90.0%
20220.40EUR 37.9%
20210.29EUR 52.6%
20200.19EUR 9.5%
20190.21EUR 31.2%
20180.16EUR 6.7%
20170.15EUR

LHV Group AS dividend history and estimates

In 2025, LHV Group AS paid a dividend amounting to 0.09 EUR. Dividend means that LHV Group AS distributes a portion of its profits to its owners.
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Dividend
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2018
0.16 EUR
0.00 EUR
Jan 1, 2019
0.21 EUR
0.00 EUR
Jan 1, 2020
0.19 EUR
0.00 EUR
Jan 1, 2021
0.29 EUR
0.00 EUR
Jan 1, 2022
0.40 EUR
0.00 EUR
Jan 1, 2023
0.04 EUR
0.00 EUR
Jan 1, 2024
0.13 EUR
0.00 EUR
Jan 1, 2025
0.09 EUR
0.00 EUR

LHV Group AS dividend payout ratio

In 2025, LHV Group AS had a payout ratio of 26.25%. The payout ratio indicates the percentage of the company's profits that LHV Group AS distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2018
1.66 %
Jan 1, 2019
2.33 %
Jan 1, 2020
1.47 %
Jan 1, 2021
1.48 %
Jan 1, 2022
21.23 %
Jan 1, 2023
9.30 %
Jan 1, 2024
28.67 %
Jan 1, 2025
26.25 %
Price targets and forecasts for LHV Group AS are not yet available.

LHV Group AS shareholder structure

% Name
11.32987%
Lohmus Holdings AS
Lohmus Holdings AS
10.73987%
Viisemann (Andres)
Viisemann (Andres)
7.75991%
Lohmus (Rain)
Lohmus (Rain)
0.40462%
IPConcept (Luxemburg) S.A.
IPConcept (Luxemburg) S.A.
0.19479%
Legal & General Investment Management Ltd.
Legal & General Investment Management Ltd.
0.09143%
SEB Investment Management AB
SEB Investment Management AB

LHV Group AS Executives and Management Board

MT

Mr. Madis Toomsalu

Chief Executive Officer, Member of the Supervisory Board, Chairman of the Supervisory Board of AS LHV Pank and AS LHV Varahaldus · since 2016

Compensation189,000.00 EUR
JH

Mr. Juri Heero

Member of the Management Board

Compensation153,000.00 EUR
MP

Mr. Meelis Paakspuu

Member of the Management Board

Compensation153,000.00 EUR
MS

Mr. Martti Singi

Member of the Management Board

Compensation153,000.00 EUR
RL

Mr. Rain Lohmus

Chairman of the Supervisory Board, Co-Founder

Frequently asked questions about LHV Group AS

9 analysts currently rate the LHV Group AS stock: 8 recommend buying, 1 holding and 0 selling.