ECB Bancorp

ECB Bancorp Net Margin

The Net Profit Margin of ECB Bancorp (ECBK) as of Oct 27, 2026 is 9.78 %. In the previous year, Net Profit Margin was 5.85 % — a change of 67.22% (higher).

Net Margin

9.78 %

YoY

67.22%

Last updated:

Net Profit Margin of ECB Bancorp is 2025 9.78 % . Net Profit Margin of ECB Bancorp was 2024 5.85 % . It decreases by 67.22% higher compared to the previous year.

ECB Bancorp's net margin stands at 23.4%, up from 20.3% several years earlier.

The ECB Bancorp Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2010
-0.01 USD
Jan 1, 2011
-0.06 USD
Jan 1, 2020
21.34 USD
Jan 1, 2021
17.13 USD
Jan 1, 2022
8.90 USD
Jan 1, 2023
7.98 USD
Jan 1, 2024
5.85 USD
Jan 1, 2025
9.78 USD
The ECB Bancorp Net Margin history
YEARNet MarginYoY
9.78 %+67.22%
5.85 %-26.76%
7.98 %-10.33%
8.90 %-48.04%
17.13 %-19.75%
21.34 %-36,631.29%
-0.06 %+1,066.24%
-0.01 %-135.47%
0.01 %-88.82%
0.13 %-29.79%
0.18 %-13.35%
0.21 %+7.78%
0.19 %+35.12%
0.14 %-24.57%
0.19 %+0.23%
0.19 %+14.08%
0.17 %-2.79%
0.17 %-2.68%
0.17 %+2.94%
0.17 %—

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ECB Bancorp Stock analysis

What does ECB Bancorp do? ECB Bancorp, Inc. generates revenue primarily through its banking operations, offering residential real estate loans, commercial real estate loans, multifamily loans, construction and land loans, and home equity lines of credit. The company invests deposits and operational funds into these loan categories alongside securities like U.S. government obligations, mortgage-backed securities, and corporate bonds. It serves customers in Middlesex, Essex, and Suffolk Counties, Massachusetts, providing deposit accounts such as certificates of deposit, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. The Bank's primary market focus is Middlesex, Essex, and Suffolk Counties, Massachusetts, where it targets individual and business clients seeking residential and commercial lending solutions. Customers include homeowners, property developers, and local businesses that require financing for one-to-four-family homes, commercial properties, and construction projects. The company's deposit products attract retail customers looking for savings and checking solutions with competitive interest rates. ECB Bancorp, Inc. earns income from interest on loans and securities, as well as fees from deposit account services. The company's loan portfolio includes residential, commercial, and construction lending, while its securities investments focus on U.S. government and federal agency obligations. The Bank's operations are centered in Massachusetts, serving a defined geographic segment with tailored financial products for local needs. ECB Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about ECB Bancorp stock

Net Profit Margin of ECB Bancorp is 9.78 % in 2025.

Net Profit Margin of ECB Bancorp changed from 5.85 % to 9.78 %, representing a 67.22% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin ECB Bancorp since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's ECB Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — ECB Bancorp

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