CrediaBank (TATT.AT) Stock Price
CrediaBank Price
Over the last 19 years CrediaBank grew revenue by 1.6% annually, reaching 161.05 M EUR. Earnings per share have declined at 13.8% per year over the last 17 years. For CrediaBank, the net margin of -202.1% is up versus -360.0% a few years ago.
CrediaBank stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of CrediaBank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how CrediaBank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing CrediaBank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | CrediaBank Price |
|---|
CrediaBank Revenue, Pre-Provision Profit, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
CrediaBank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM EUR |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeM EUR |
| Non-Interest IncomeM EUR |
| Loan Loss ProvisionsM EUR |
| Pre-Provision Profit (PPOP)M EUR |
| NET INCOMEM EUR |
| NET INCOME GROWTH% |
| DIVIDENDDIV.EUR |
| SHARESM |
| 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 278.00 | 274.00 | 275.00 | 238.00 | 222.00 | 234.00 | 206.00 | 165.00 | 229.00 | 183.00 | 133.00 | 121.00 | 102.00 | 90.00 | 165.00 | 251.00 |
| -11.75 | -1.44 | 0.36 | -13.45 | -6.72 | 5.41 | -11.97 | -19.90 | 38.79 | -20.09 | -27.32 | -9.02 | -15.70 | -11.76 | 83.33 | 52.12 |
| 106.90 | 115.00 | 97.20 | 42.10 | 46.30 | 89.80 | 90.50 | 86.70 | 87.00 | 69.30 | 43.90 | 54.30 | 45.50 | 40.64 | 75.49 | 106.75 |
| 45.30 | 42.00 | 29.90 | 21.80 | 31.30 | 39.50 | 43.60 | 22.70 | 92.00 | 67.70 | 39.40 | 30.80 | 26.20 | 25.05 | 44.73 | 54.30 |
| 34.80 | 42.50 | 253.60 | 142.90 | 106.90 | 111.20 | 629.00 | 40.00 | 73.50 | 27.50 | 24.20 | 264.50 | 22.80 | 306.97 | -0.61 | 398.39 |
| 47.30 | 45.60 | 3.80 | -49.10 | -46.40 | 21.20 | 24.30 | -2.40 | 74.70 | 32.30 | 0.60 | -21.30 | -81.50 | -49.66 | 27.98 | 30.77 |
| 1.00 | -13.00 | -257.00 | -189.00 | -119.00 | -58.00 | -356.00 | -60.00 | -11.00 | -2.00 | 5.00 | -306.00 | -105.00 | -386.00 | 27.00 | -325.00 |
| -91.67 | -1,400.00 | 1,876.92 | -26.46 | -37.04 | -51.26 | 513.79 | -83.15 | -81.67 | -81.82 | -350.00 | -6,220.00 | -65.69 | 267.62 | -106.99 | -1,303.70 |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| 0.10 | 0.20 | 0.20 | 0.20 | 0.80 | 1.40 | 24.20 | 45.90 | 45.90 | 110.70 | 110.70 | 461.30 | 258.00 | 11.07 | 38.25 | 53.06 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales CrediaBank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue CrediaBank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare CrediaBank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares CrediaBank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against CrediaBank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
CrediaBank stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
CrediaBank Revenue per Share, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
CrediaBank business model & stock analysis
CrediaBank Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
CrediaBank historical P/E ratio, EBIT multiple, and P/S ratio
CrediaBank annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
CrediaBank shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
CrediaBank stock splits
CrediaBank Dividend History
10 years of dividend payments
CrediaBank dividend payout ratio
3 Years
5 Years
10 Years
25 Years
Max
Details
CrediaBank shareholder structure
| % | Name |
|---|---|
0.08908% | |
0.00556% | |
0.00225% | |
0.00213% | |
0.00155% |
CrediaBank Executives and Management Board
25 members · 38 % women
Management
Ms. Eleni Vrettou
Chief Executive Officer, Executive Member
Mr. Avraam Moissis
Non-Executive Vice Chairman of the Board - Representative of the Hellenic Financial Stability Fund
Mr. Christos Iliopoulos
Chief Structured Finance Officer
Mr. Harris Mygdalis
Chief Information and Digital Officer
Ms. Ioanna Mingou
Chief Marketing and Corporate Communications Officer
Christos Kalampokis
General Manager of Group's Subsidiaries
Board of Directors
Mr. Ioannis Zografakis
Non-Executive Independent Chairman of the Board
Christos Marantos
Director of Financial Operations and Budget · since 2011
Evangelos Delis
Executive Director, General Manager II - Risk Management, Finance and Operational Support · since 2004
Ioannis Ioannidis
General Manager I - Corporate and Retail Banking, Capital and Money Market, Executive Director · since 2007
Polyxeni Triantafyllou
Director of Strategic Planning and Corporate Communication Department
Mrs. Eleni Georgiadi
Director of the Compliance and Corporate Governance
Frequently asked questions about CrediaBank
No history available for CrediaBank.
The revenue cannot currently be calculated for CrediaBank.
The profit cannot currently be calculated for CrediaBank.
The P/E ratio cannot be calculated for CrediaBank at the moment.
The P/S cannot be calculated for CrediaBank currently.
The Eulerpool Quality Score for CrediaBank is 1/10.
The ISIN of CrediaBank is GRS001003052. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of CrediaBank is A2JK47. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of CrediaBank is TATT.AT. The ticker symbol is used to trade CrediaBank shares on the stock exchange.
The current dividend yield of CrediaBank is - %.
CrediaBank is assigned to the 'Finance' sector.
The dividends of CrediaBank are distributed in EUR.
CrediaBank stock
All fundamentals and in-depth analysis of CrediaBank
Our stock analysis for CrediaBank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of CrediaBank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.