Columbia Financial

Columbia Financial ROA

The Return on Assets (ROA) of Columbia Financial (CLBK) as of Nov 3, 2026 is 0.47 %. In the previous year, Return on Assets (ROA) was -0.11 % — a change of -522.33% (higher).

ROA

0.47 %

YoY

-522.33%

Last updated:

In 2025, Columbia Financial's return on assets (ROA) was 0.47 %, a -522.33% increase from the -0.11 % ROA in the previous year.

The Columbia Financial ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.34 USD
Jan 1, 2019
0.67 USD
Jan 1, 2020
0.65 USD
Jan 1, 2021
1.00 USD
Jan 1, 2022
0.83 USD
Jan 1, 2023
0.34 USD
Jan 1, 2024
-0.11 USD
Jan 1, 2025
0.47 USD
The Columbia Financial ROA history
YEARROAYoY
0.47 %-522.33%
-0.11 %-132.82%
0.34 %-59.06%
0.83 %-17.03%
1.00 %+52.43%
0.65 %-2.02%
0.67 %+96.66%
0.34 %-36.94%
0.54 %-17.63%
0.65 %—

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Columbia Financial Stock analysis

What does Columbia Financial do? Columbia Financial Inc is an American financial institution headquartered in Fair Lawn, New Jersey. The company was founded in 1927 as Columbia Federal Savings and Loan Association and has been listed as a public company since 2019. With a nearly 100-year history, it has become one of the leading financial institutions in the region. The business model of Columbia Financial Inc is based on offering banking and financial services to personal and business customers, with a focus on the regional market in New Jersey and its surroundings. The company's main areas of business are deposits, lending, and asset management. It offers a comprehensive range of products, including traditional banking products such as accounts, loans, and credit cards, as well as complex financial products such as investment funds and bonds. The deposit business of Columbia Financial Inc includes various account types, such as savings accounts, money market accounts, and fixed deposit accounts. Customers can make their deposits online or at the company's local branches. One special offering from Columbia Financial Inc is the Premier Plus account, which provides exclusive benefits and higher interest rates to customers. The lending business of the company encompasses different types of loans, such as mortgage loans, auto loans, and personal loans. The company places great emphasis on providing individualized advice and tailored financing solutions to each customer. A unique feature of Columbia Financial Inc is the ability to apply for loans online and receive loan disbursement within 24 hours. In the asset management area, Columbia Financial Inc offers various investment products, including investment funds, stocks, and bonds. Customers can benefit from professional asset management and personalized advice. The company also provides online access to various investment tools and analyses. Columbia Financial Inc has different departments and divisions with specialized expertise. One example is the Commercial Lending Division, which specializes in lending to businesses. The Private Clients and Wealth Management division offers exclusive asset management services for affluent private clients. Additionally, Columbia Financial Inc is one of the largest providers of construction financing services in the region. In summary, Columbia Financial Inc offers a wide range of banking and financial services and has established itself as a leading financial institution in the New Jersey region. Its nearly 100-year history reflects the extensive experience and expertise of its employees. The business model is based on individualized advice and customer care, as well as a high degree of innovation and technological affinity in designing banking products. Columbia Financial is one of the most popular companies on Eulerpool.

ROA Details

Understanding Columbia Financial's Return on Assets (ROA)

Columbia Financial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Columbia Financial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Columbia Financial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Columbia Financial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Columbia Financial stock

Return on Assets (ROA) of Columbia Financial is 0.47 % in 2025.

Return on Assets (ROA) of Columbia Financial changed from -0.11 % to 0.47 %, representing a -522.33% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Columbia Financial since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Columbia Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Columbia Financial

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Columbia Financial