Citizens Net Margin
The Net Profit Margin of Citizens (CIA) as of Sep 16, 2026 is 5.71 %. In the previous year, Net Profit Margin was 6.09 % — a change of -6.22% (lower).
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Net Margin
5.71 %
YoY
-6.22%
Last updated:
Net Profit Margin of Citizens is 2026 5.71 % . Net Profit Margin of Citizens was 2025 6.09 % . It decreases by -6.22% lower compared to the previous year.
Citizens's net margin stands at 5.7%, down from 29.0% several years earlier.
The Citizens Net Margin history
3 Years
10 Years
25 Years
Max
Net Margin
Date
Net Margin
Jan 1, 2018
-4.53 USD
Jan 1, 2019
-0.55 USD
Jan 1, 2020
-4.60 USD
Jan 1, 2021
29.02 USD
Jan 1, 2022
11.18 USD
Jan 1, 2023
10.15 USD
Jan 1, 2024
6.09 USD
Jan 1, 2025
5.71 USD
| YEAR | Net Margin | YoY |
|---|---|---|
| 5.71 % | -6.22% | |
| 6.09 % | -40.05% | |
| 10.15 % | -9.22% | |
| 11.18 % | -61.46% | |
| 29.02 % | -730.82% | |
| -4.60 % | +741.49% | |
| -0.55 % | -87.94% | |
| -4.53 % | -69.96% | |
| -15.09 % | -1,981.02% | |
| 0.80 % | -160.31% | |
| -1.33 % | -48.70% | |
| -2.59 % | -11,658.16% | |
| 0.02 % | +0.44% | |
| 0.02 % | -48.87% | |
| 0.04 % | -43.45% | |
| 0.08 % | -15.80% | |
| 0.09 % | -185.68% | |
| -0.11 % | -209.72% | |
| 0.10 % | +77.79% | |
| 0.05 % | — |
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Citizens Stock analysis
What does Citizens do? Citizens Inc is an American company based in Austin, Texas. The company, originally founded as an insurance company, has evolved over time into a diverse financial services provider. Citizens Inc's history begins in 1969 when it was founded by Harold E. Riley in Austin, Texas.
Business Model
Citizens Inc is a life insurance company that offers various products and services. The company primarily offers life insurance, annuities, and investment products. In recent years, the company has expanded its portfolio and also offers health insurance and accident insurance.
Divisions
Citizens Inc is divided into several business segments: insurance, distribution, annuity funds, and administration.
- Insurance: The main business segment of Citizens Inc is life and annuity insurance. The company offers various types of life insurance, including permanent life insurance, term life insurance, annuities, and health insurance. These products are offered by the subsidiary, Citizens National Life Insurance Company.
- Distribution: Citizens Inc operates a comprehensive distribution network in the USA, Puerto Rico, and the Virgin Islands. The company distributes its products through independent brokers and agents.
- Annuity Funds: Citizens Inc also offers annuity funds and investment products to its customers. These products are part of the subsidiary, First Citizens Asset Management, Inc.
- Administration: Citizens Inc also provides a wide range of administration services. The company offers services such as investment management, accounting, and consulting.
Products
Citizens Inc offers various products, including:
- Life Insurance: Permanent life insurance, term life insurance, annuities, health insurance.
- Annuity Funds: Term annuities, long-term annuities, variable return annuities.
- Investment Products: Stock funds, bond funds, index funds.
History
Citizens Inc was originally founded in 1969 by Harold E. Riley, a former top official of the Department of Agriculture. At that time, the company focused exclusively on life insurance. In 1975, the company went public and raised capital through the sale of additional shares.
In the 1990s, the company expanded its business and began offering annuities and investment products. In 1994, the company established the subsidiary, First Citizens Asset Management, Inc., to expand its offering of investment products.
In 1998, Citizens Inc acquired a health insurance company in Puerto Rico to expand its offering of health insurance. In the late 2000s, the company further expanded into the health insurance sector and began offering accident insurance.
Conclusion
Citizens Inc is an Austin, Texas-based company specializing in life insurance, annuities, and investment products. The company has expanded its offerings in recent years to include health insurance and accident insurance. Citizens Inc operates a comprehensive distribution network in the USA, Puerto Rico, and the Virgin Islands. The company has experienced strong growth in recent years and has become a significant player in the US insurance market. Citizens is one of the most popular companies on Eulerpool.
Frequently Asked Questions about Citizens stock
Net Profit Margin of Citizens is 5.71 % in 2026.
Net Profit Margin of Citizens changed from 6.09 % to 5.71 %, representing a -6.22% change. The value is lower than the previous year.
On Eulerpool you can find the complete historical development of Net Profit Margin Citizens since 2006 – with annual values, charts, and detailed analysis.
Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.
A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's Citizens with sector peers and the industry average to assess whether it is attractive.
To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.
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Margins — Citizens
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