Citizens Financial Group

Citizens Financial Group Debt

The Debt of Citizens Financial Group (CFG) as of Nov 9, 2026 is 9.27 B USD. In the previous year, Debt was 12.35 B USD — a change of -24.94% (lower).

Debt

9.27 BUSD

YoY

-24.94%

Last updated:

In 2025, Citizens Financial Group's total debt was 9.27 B USD, a -24.94% change from the 12.35 B USD total debt recorded in the previous year.

The Citizens Financial Group Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
9.73 B USD
Jan 1, 2019
9.31 B USD
Jan 1, 2020
8.57 B USD
Jan 1, 2021
6.99 B USD
Jan 1, 2022
7.37 B USD
Jan 1, 2023
10.19 B USD
Jan 1, 2024
12.35 B USD
Jan 1, 2025
9.27 B USD
The Citizens Financial Group Debt history
YEARDebtYoY
9.27 BUSD-24.94%
12.35 BUSD+21.23%
10.19 BUSD+38.19%
7.37 BUSD+5.50%
6.99 BUSD-18.47%
8.57 BUSD-7.98%
9.31 BUSD-4.33%
9.73 BUSD-32.57%
14.44 BUSD-15.82%
17.15 BUSD+28.77%
13.32 BUSD-12.21%
15.17 BUSD—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Citizens Financial Group Stock analysis

What does Citizens Financial Group do? Citizens Financial Group Inc is a bank holding company based in Providence, Rhode Island, USA. It was founded in 1828 and was originally known as High Street Bank. Since then, the bank has undergone numerous changes and is now one of the largest banks in the USA. The business model of Citizens Financial Group is focused on providing financial services and products to individuals, businesses, and institutions. The banking group is divided into two main business segments, namely consumer banking and commercial banking. Each of these business segments has a different focus and offers specific products and services. In consumer banking, Citizens Financial Group offers a variety of products and services for individuals. This includes checking and savings accounts, credit and debit cards, home loans, personal loans, online and mobile banking, and various types of insurance. In commercial banking, Citizens Financial Group specializes in business customers and offers various products and services for companies. This includes business loans, trade finance, cash management solutions, treasury services, and international transactions. Citizens Financial Group also operates an asset management division that helps its customers with the management and administration of their assets. Asset management includes asset management, fiduciary services, trust and investment management, and financial planning. Citizens Financial Group also has a student loans division. This division offers a range of student financing solutions, including private and federal loans, consolidation options, and even refinancing options for student loans taken out during studies. In addition to the above-mentioned products and services, Citizens Financial Group also operates an online bank called Citizens Access. This is a purely online bank that offers exclusively online services. Customers can open an account with Citizens Access through the website or mobile app and access various online services. Citizens Financial Group also operates a network of branches and ATMs located throughout the USA. Through this extensive network, the banking group offers its customers a convenient way to access all their financial services in one place. Overall, Citizens Financial Group offers a wide range of products and services that cater to the needs of individuals, businesses, and institutions. With a focus on customer orientation, service, and innovation, the banking group has received many awards and recognition over the years. Although the banking sector has undergone significant changes in recent years and continues to evolve, Citizens Financial Group continues to position itself as a strong and reliable banking group. With a strong focus on customer satisfaction, advanced technology, and a variety of products and services, Citizens Financial Group is an excellent choice for anyone seeking comprehensive financial solutions. Citizens Financial Group is one of the most popular companies on Eulerpool.

Debt Details

Understanding Citizens Financial Group's Debt Structure

Citizens Financial Group's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Citizens Financial Group's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Citizens Financial Group’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Citizens Financial Group’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Citizens Financial Group stock

Debt of Citizens Financial Group is 9.27 B USD in 2025.

Debt of Citizens Financial Group changed from 12.35 B USD to 9.27 B USD, representing a -24.94% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Citizens Financial Group since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Citizens Financial Group historically and in real time.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Balance Sheet — Citizens Financial Group

All Key Metrics — Citizens Financial Group