Carter Bankshares

Carter Bankshares FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of Carter Bankshares (CARE) as of Nov 15, 2026 is 101.42 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 117.46 % — a change of -13.66% (lower).

FCF Conversion

101.42 %

YoY

-13.66%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of Carter Bankshares is 2025 101.42 % . FCF Conversion Rate (FCF/EBITDA) of Carter Bankshares was 2024 117.46 % . It decreases by -13.66% lower compared to the previous year.

The Carter Bankshares FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
292.22 USD
Jan 1, 2019
112.26 USD
Jan 1, 2020
5.27 USD
Jan 1, 2021
218.59 USD
Jan 1, 2022
129.50 USD
Jan 1, 2023
157.94 USD
Jan 1, 2024
117.46 USD
Jan 1, 2025
101.42 USD
The Carter Bankshares FCF Conversion history
YEARFCF ConversionYoY
101.42 %-13.66%
117.46 %-25.63%
157.94 %+21.96%
129.50 %-40.76%
218.59 %+4,049.13%
5.27 %-95.31%
112.26 %-61.58%
292.22 %-104.89%
-5,980.03 %-3,103.74%
199.09 %+46.92%
135.50 %+6.05%
127.78 %—

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Carter Bankshares Stock analysis

What does Carter Bankshares do? Carter Bankshares, Inc. generates revenue through its wholly owned subsidiary Carter Bank & Trust, which operates as a Virginia state-chartered bank with branches across Virginia and North Carolina. The company's segments—Commercial Real Estate (CRE), Commercial and Industrial (C&I), Residential Mortgages, and Construction—provide tailored financial products and services to retail and commercial clients. Customers access digital banking tools via the company's website, utilizing online and mobile platforms alongside customer contact center services for telephone banking. Retail branches offer lobby appointments, drive-up services, and virtual support, serving a broad customer base across both states. The firm's primary revenue streams derive from its banking segments, with Commercial Real Estate and Commercial and Industrial products forming key offerings. Insurance products are also part of the service portfolio, complementing the core banking services. The company's focus on retail and commercial financial products ensures steady income from diverse client segments, including individual consumers and businesses seeking mortgage, loan, and insurance solutions. Digital banking options enhance customer engagement and transaction volume, contributing to overall revenue growth. Carter Bankshares is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Carter Bankshares stock

FCF Conversion Rate (FCF/EBITDA) of Carter Bankshares is 101.42 % in 2025.

FCF Conversion Rate (FCF/EBITDA) of Carter Bankshares changed from 117.46 % to 101.42 %, representing a -13.66% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) Carter Bankshares since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s Carter Bankshares with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — Carter Bankshares

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