CaixaBank

CaixaBank Debt

The Debt of CaixaBank (CABK.MC) as of Oct 24, 2026 is 52.21 B EUR. In the previous year, Debt was 56.77 B EUR — a change of -8.05% (lower).

Debt

52.21 BEUR

YoY

-8.05%

Last updated:

In 2025, CaixaBank's total debt was 52.21 B EUR, a -8.05% change from the 56.77 B EUR total debt recorded in the previous year.

The CaixaBank Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
29.64 B EUR
Jan 1, 2019
34.12 B EUR
Jan 1, 2020
36.09 B EUR
Jan 1, 2021
53.96 B EUR
Jan 1, 2022
52.67 B EUR
Jan 1, 2023
56.82 B EUR
Jan 1, 2024
56.77 B EUR
Jan 1, 2025
52.21 B EUR
The CaixaBank Debt history
YEARDebtYoY
52.21 BEUR-8.05%
56.77 BEUR-0.08%
56.82 BEUR+7.88%
52.67 BEUR-2.40%
53.96 BEUR+49.54%
36.09 BEUR+5.77%
34.12 BEUR+15.10%
29.64 BEUR-3.33%
30.66 BEUR+7.19%
28.61 BEUR-18.54%
35.12 BEUR-10.39%
39.19 BEUR—

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CaixaBank Stock analysis

What does CaixaBank do? Caixabank SA is a leading Spanish bank headquartered in Barcelona with a history dating back to the 19th century. The bank was formed in 2011 through the merger of La Caixa and Caixa Girona and is now one of the largest banks in Spain, offering a wide range of financial products and services to both retail and business customers. Caixabank's business model is based on three main pillars: retail banking, corporate banking, and asset management. The bank is one of the industry leaders and provides an extensive range of retail financial products, including current accounts, credit cards, mortgages, savings and investment products, and insurance. In corporate banking, Caixabank focuses on advising and financing small and medium-sized enterprises, including offering loans, leasing financing, working capital, trade finance, and other services. The bank's asset management portfolio encompasses a variety of funds accessible to both retail and business customers, covering a broad range of investment strategies. Caixabank is also involved in several other business areas, including wealth management, insurance, payment services, and foreign transactions. The bank operates an extensive network of branches and ATMs in Spain and has a strong presence in online banking. One key product of Caixabank is the CaixaCard, a debit card accepted by many retailers in Spain, allowing customers to withdraw money, make purchases, and perform other banking transactions online. Additionally, the bank offers a wide range of credit cards with various rewards and benefits. Caixabank also has a strong presence in the mortgage financing sector, offering various products for home purchases. The bank also provides a range of insurance services, including auto insurance, pet insurance, life insurance, and others. In the payment services sector, Caixabank offers various payment solutions, including the PayGold e-commerce payment system, enabling customers to make online purchases directly from their bank accounts. Caixabank also has a strong presence in international business and provides customers with a range of services to support their global transactions. The bank offers international money transfers, exchange rates, and currency conversions, making it easier for customers to conduct business abroad. Overall, Caixabank is a leading bank in Spain with a strong presence in retail, corporate, and asset management. The bank offers a wide range of financial products and services to both retail and business customers and has a strong presence in online banking. CaixaBank is one of the most popular companies on Eulerpool.

Debt Details

Understanding CaixaBank's Debt Structure

CaixaBank's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing CaixaBank's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to CaixaBank’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in CaixaBank’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about CaixaBank stock

Debt of CaixaBank is 52.21 B EUR in 2025.

Debt of CaixaBank changed from 56.77 B EUR to 52.21 B EUR, representing a -8.05% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt CaixaBank since 2006 – with annual values, charts, and detailed analysis.

Debt's EUR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's CaixaBank historically and in real time.

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Balance Sheet — CaixaBank

All Key Metrics — CaixaBank