Cadence Bank

Cadence Bank ROA

Delisted

The Return on Assets (ROA) of Cadence Bank (CADE) as of Oct 26, 2026 is 1.02 %. In the previous year, Return on Assets (ROA) was 1.11 % — a change of -8.66% (lower).

ROA

1.02 %

YoY

-8.66%

Last updated:

In 2025, Cadence Bank's return on assets (ROA) was 1.02 %, a -8.66% increase from the 1.11 % ROA in the previous year.

The Cadence Bank ROA history

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ROA
Date
ROA
Jan 1, 2018
1.23 USD
Jan 1, 2019
1.11 USD
Jan 1, 2020
0.95 USD
Jan 1, 2021
0.41 USD
Jan 1, 2022
0.95 USD
Jan 1, 2023
1.11 USD
Jan 1, 2024
1.11 USD
Jan 1, 2025
1.02 USD
The Cadence Bank ROA history
YEARROAYoY
1.02 %-8.66%
1.11 %+0.48%
1.11 %+16.40%
0.95 %+132.56%
0.41 %-56.77%
0.95 %-14.89%
1.11 %-9.49%
1.23 %+22.90%
1.00 %+10.97%
0.90 %-2.44%
0.92 %+5.46%
0.88 %—

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Cadence Bank Stock analysis

What does Cadence Bank do? Cadence Bank operates as a middle-market focused commercial relationship bank, providing banking and wealth management services to corporations, middle-market companies, small businesses, and consumers. The bank generates revenue through its loan portfolio, which includes commercial and industrial loans, residential real estate loans, commercial real estate loans, and consumer loans. It also earns income from securities available-for-sale, such as United States treasury securities, government agency obligations, and mortgage-backed securities. Deposit products like checking accounts, savings accounts, money market accounts, and time deposits contribute to its revenue streams. The company serves multiple segments including corporations, middle-market companies, small businesses, and consumers through various banking channels. Cadence Bancorp, the holding company, manages Cadence Bank, which focuses on middle-market commercial relationships. The bank's primary revenue sources are its loan portfolio and securities available-for-sale, with specific products including commercial and industrial loans, residential and commercial real estate loans, and consumer loans. Deposit products such as checking, savings, money market, and time deposits are key offerings for attracting and retaining customers. The bank targets corporations, middle-market companies, small businesses, and consumers as its core customer segments. The company's financial solutions include a range of services tailored to middle-market companies, small businesses, and consumers. Revenue is derived from interest on loans, securities available-for-sale, and deposit products. The bank's loan portfolio features commercial and industrial, residential real estate, commercial real estate, and consumer loans. Securities available-for-sale encompass U.S. treasury securities, government agency obligations, and mortgage-backed securities. Deposit products include checking, savings, money market, and time deposits, which are offered through multiple channels to serve its target segments effectively. Cadence Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding Cadence Bank's Return on Assets (ROA)

Cadence Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Cadence Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Cadence Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Cadence Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Cadence Bank stock

Return on Assets (ROA) of Cadence Bank is 1.02 % in 2025.

Return on Assets (ROA) of Cadence Bank changed from 1.11 % to 1.02 %, representing a -8.66% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Cadence Bank since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Cadence Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Cadence Bank

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Cadence Bank