CSL Finance

CSL Finance Debt

The Debt of CSL Finance (CSLFINANCE.NS) as of Oct 27, 2026 is 8.56 B INR. In the previous year, Debt was 6.97 B INR — a change of 22.75% (higher).

Debt

8.56 BINR

YoY

22.75%

Last updated:

In 2026, CSL Finance's total debt was 8.56 B INR, a 22.75% change from the 6.97 B INR total debt recorded in the previous year.

The CSL Finance Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2019
1.24 B INR
Jan 1, 2020
979.70 M INR
Jan 1, 2021
843.56 M INR
Jan 1, 2022
2.06 B INR
Jan 1, 2023
4.10 B INR
Jan 1, 2024
5.05 B INR
Jan 1, 2025
6.97 B INR
Jan 1, 2026
8.56 B INR
The CSL Finance Debt history
YEARDebtYoY
8.56 BINR+22.75%
6.97 BINR+38.06%
5.05 BINR+23.21%
4.10 BINR+99.13%
2.06 BINR+143.98%
843.56 MINR-13.90%
979.70 MINR-21.19%
1.24 BINR-25.90%
1.68 BINR+444.57%
308.08 MINR+229.77%
93.42 MINR+361.32%
20.25 MINR-53.26%
43.32 MINR—

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CSL Finance Stock analysis

What does CSL Finance do? CSL Finance Ltd generates revenue through secured and unsecured lending to small and medium-sized businesses, including SMEs in education, medical, agriculture, and FMCG trading sectors, as well as salaried professionals. The company's SME business segment offers micro and small business loans secured against self-occupied residential or commercial properties, while the Wholesale business segment provides working capital loans to businesses. Its product portfolio includes Emergency Credit Line Guarantee Scheme (ECLGS), Wholesale Loans, and Retail Loans, with construction finance facilities for builders and developers seeking short-term funding for site redevelopment. The primary buyers of CSL Finance Ltd's services are SMEs operating in specific industries such as education, medical, agriculture, and FMCG trading, alongside salaried professionals seeking personal loans. The company targets these segments through its SME and Wholesale business segments, which focus on tailored lending solutions for micro and small enterprises as well as business working capital needs. CSL Finance Ltd's revenue streams are derived from interest on loans provided under its product portfolio, including ECLGS, Wholesale Loans, and Retail Loans. The company's construction finance facilities for builders and developers also contribute to its income, catering to short-term funding requirements for site redevelopment projects within the real estate sector. CSL Finance is one of the most popular companies on Eulerpool.

Debt Details

Understanding CSL Finance's Debt Structure

CSL Finance's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing CSL Finance's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to CSL Finance’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in CSL Finance’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about CSL Finance stock

Debt of CSL Finance is 8.56 B INR in 2026.

Debt of CSL Finance changed from 6.97 B INR to 8.56 B INR, representing a 22.75% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt CSL Finance since 2006 – with annual values, charts, and detailed analysis.

Debt's INR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's CSL Finance historically and in real time.

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Balance Sheet — CSL Finance

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — CSL Finance