COG Financial Services

COG Financial Services Interest Coverage

The Interest Coverage Ratio of COG Financial Services (COG.AX) as of Nov 12, 2026 is 3.71. In the previous year, Interest Coverage Ratio was 1.87 — a change of 98.23% (higher).

Interest Coverage

3.71

YoY

98.23%

Last updated:

Interest Coverage Ratio of COG Financial Services is 2025 3.71 . Interest Coverage Ratio of COG Financial Services was 2024 1.87 . It decreases by 98.23% higher compared to the previous year.

The COG Financial Services Interest Coverage history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Interest Coverage
Date
Interest Coverage
Jan 1, 2018
2.31 AUD
Jan 1, 2019
2.45 AUD
Jan 1, 2020
1.93 AUD
Jan 1, 2021
3.39 AUD
Jan 1, 2022
36.42 AUD
Jan 1, 2023
5.06 AUD
Jan 1, 2024
1.87 AUD
Jan 1, 2025
3.71 AUD
The COG Financial Services Interest Coverage history
YEARInterest CoverageYoY
3.71+98.23%
1.87-62.97%
5.06-86.12%
36.42+975.13%
3.39+75.57%
1.93-21.24%
2.45+6.01%
2.31+14.55%
2.02—

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COG Financial Services Stock analysis

What does COG Financial Services do? COG Financial Services Ltd. operates as a closed-end investment fund specializing in equipment financing and broking, aggregation, insurance broking, and novated leasing. The company generates revenue through three business divisions: Finance Broker & Aggregation, which aggregates broker volumes and offers finance broking for various asset types; Funds Management and Lending, which manages investment funds and provides financing for commercial business assets; and Other, which includes equity investments in Earlypay Limited and corporate office functions. Clients include commercial customers seeking financing for essential business assets, and the company leverages scale to maximize profitability in aggregation activities. The firm's Finance Broker & Aggregation division focuses on maximizing profitability through scale by aggregating broker volumes, while its Funds Management and Lending division manages investment funds and provides financing arrangements for commercial customers. Earlypay Limited is an associate in the Other division where COG holds an equity investment. The company's primary revenue streams come from finance broking, fund management services, and financing arrangements for business assets. COG Financial Services Ltd. targets commercial customers requiring financing for essential business assets through its Funds Management and Lending division, while its Finance Broker & Aggregation division serves brokers and clients seeking a range of finance products. The Other division supports the company through equity investments like Earlypay Limited and internal corporate functions. Revenue is derived from broking fees, fund management fees, and financing arrangements, with a focus on scale-driven profitability in aggregation activities. COG Financial Services is one of the most popular companies on Eulerpool.

Frequently Asked Questions about COG Financial Services stock

Interest Coverage Ratio of COG Financial Services is 3.71 in 2025.

Interest Coverage Ratio of COG Financial Services changed from 1.87 to 3.71, representing a 98.23% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Interest Coverage Ratio COG Financial Services since 2006 – with annual values, charts, and detailed analysis.

The Interest Coverage ratio measures a company's ability to pay interest on its debt. Higher ratios indicate greater financial strength and lower default risk.

Interest Coverage = EBIT / Interest Expense

A 'good' varies by industry and company stage. On Eulerpool, you can compare Interest Coverage Ratio's COG Financial Services with sector peers and the industry average to assess whether it is attractive.

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Leverage — COG Financial Services

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