Postal Savings Bank of China Co (601658.SS) Stock Price
Postal Savings Bank of China Co Price
Postal Savings Bank of China Co (601658.SS) Stock | ISIN CNE100003PZ4. The current Postal Savings Bank of China Co stock price is 5.07 CNY (2026). Revenue is 366.41 B CNY. Net income is 86.58 B CNY. The P/E ratio is 5.81. Market capitalization is 608.88 B CNY. Postal Savings Bank of China Co operates in the Finance sector.
Postal Savings Bank of China Co stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Postal Savings Bank of China Co over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Postal Savings Bank of China Co stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Postal Savings Bank of China Co's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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Postal Savings Bank of China Co Revenue, EBIT, Net Income
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Postal Savings Bank of China Co Income Statement, Balance Sheet, Cash Flow Statement
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Postal Savings Bank of China Co generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Postal Savings Bank of China Co retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Postal Savings Bank of China Co's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Postal Savings Bank of China Co has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Postal Savings Bank of China Co's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Postal Savings Bank of China Co stock margins
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Postal Savings Bank of China Co Stock Revenue, EBIT, Earnings per Share
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Postal Savings Bank of China Co business model & stock analysis
Postal Savings Bank of China Co SWOT Analysis
Strengths
- Postal Savings Bank of China Co Ltd has a strong presence in the Chinese banking industry, benefiting from its extensive branch network and large customer base.
- The bank is backed by the Chinese government, offering stability and financial support.
- Postal Savings Bank of China has a strong focus on retail banking, allowing it to capture the growing consumer demand for financial services.
- The bank has a solid track record of profitability and growth, showcasing its ability to generate sustainable returns.
- Postal Savings Bank of China has established strong relationships with its customers, built on trust and reliability.
Weaknesses
- Despite its large customer base, Postal Savings Bank of China faces intense competition from other major Chinese banks, limiting its market share and potential growth.
- The bank relies heavily on traditional banking methods and has been slower in embracing technological advancements, potentially hindering its ability to keep up with customer expectations.
- Postal Savings Bank of China has limited international presence compared to some of its competitors, limiting its exposure to global markets.
- The bank's strong government backing may also lead to a perception of political influence, which could impact its reputation.
Opportunities
- China's growing middle class presents a significant opportunity for Postal Savings Bank of China to expand its customer base and offer a wider range of financial products and services.
- The bank can leverage its extensive branch network to reach untapped rural areas and further penetrate the market.
- Increasing digitalization in the banking industry provides an opportunity for Postal Savings Bank of China to enhance its technological capabilities and offer innovative digital services.
- The Chinese government's focus on financial sector reforms and liberalization opens doors for market entry and expansion.
Threats
- Intensifying competition among Chinese banks, including both traditional and online players, poses a threat to Postal Savings Bank of China's market position.
- Economic downturns or financial instability in China could impact the bank's profitability and asset quality.
- Regulatory changes and increased scrutiny of financial institutions may require Postal Savings Bank of China to invest more in compliance and face potential fines or penalties.
- Rapid technological advancements and changing customer preferences could pose challenges for the bank in keeping up with digital innovation.
Postal Savings Bank of China Co Eulerpool Fair Value
Postal Savings Bank of China Co historical P/E ratio, EBIT multiple, and P/S ratio
Postal Savings Bank of China Co annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Postal Savings Bank of China Co shares outstanding
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Postal Savings Bank of China Co Dividend History
7 years of dividend payments · 4 consecutive increases
Postal Savings Bank of China Co dividend history and estimates
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Postal Savings Bank of China Co dividend payout ratio
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Postal Savings Bank of China Co Earnings Estimates
Postal Savings Bank of China Co Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 4/25/2024 | 0.25CNY | 93.8 BCNY | 2024 Q1 |
| 3/31/2024 | 0.1CNY | 83.35 BCNY | 2023 Q4 |
| 3/30/2022 | 0.15CNY | 81.4 BCNY | 2021 Q4 |
| 10/28/2021 | 0.16CNY | 81.86 BCNY | 2021 Q3 |
| 8/27/2021 | 0.3CNY | 90.5 BCNY | 2021 Q2 |
| 3/29/2021 | 0.19CNY | 75.05 BCNY | 2020 Q4 |
| 10/29/2020 | 0.15CNY | 76.36 BCNY | 2020 Q3 |
| 8/30/2020 | 0.22CNY | 80.2 BCNY | 2020 Q2 |
EESG©
Eulerpool ESG Scorecard© for the Postal Savings Bank of China Co stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Postal Savings Bank of China Co shareholder structure
| % | Name |
|---|---|
51.80129% | |
15.76582% | |
6.69624% | |
1.98374% | |
0.93028% | |
0.68712% | |
0.61224% | |
0.17535% | |
0.15675% | |
0.11299% |
Postal Savings Bank of China Co Executives and Management Board
Mr. Shidong Liang
(49)Chief Retail Business Officer
Ms. Hong Yao
(58)Deputy Head of the Bank, Chief Risk Officer, Executive Director · since 2006
Mr. Xueming Xu
(57)Deputy Head of the Bank
Mr. Chunye Du
(47)Deputy Head of the Bank, Secretary of the Board, Joint Secretary of the Board
Mr. Xinzhuang Niu
(48)Chief Information Officer, Deputy Head of the Bank
Frequently asked questions about Postal Savings Bank of China Co
The main competitors of Postal Savings Bank of China Co Ltd in the market are Industrial and Commercial Bank of China Ltd (ICBC), China Construction Bank Corporation (CCB), Agricultural Bank of China Ltd (ABC), and Bank of China Ltd (BOC).
Postal Savings Bank of China Co stock
Postal Savings Bank of China Co Peer Group
Postal Savings Bank of China Co Ticker
Postal Savings Bank of China Co FIGI
All fundamentals and in-depth analysis of Postal Savings Bank of China Co
Our stock analysis for Postal Savings Bank of China Co Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Postal Savings Bank of China Co Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.