Industrial and Commercial Bank of China (601398.SS) Stock Price

Industrial and Commercial Bank of China Price

SSE·CLOSED
8.21CNY+0.02 (+0.24 %)
Market closed

Over the last 19 years Industrial and Commercial Bank of China grew revenue by 8.8% annually, reaching 847.37 B CNY. Earnings per share have grown at 12.1% per year over the last 19 years. For Industrial and Commercial Bank of China, the net margin of 41.4% is up versus 34.1% a few years ago. At today's price the dividend yield works out to roughly 3.73%. The payout ratio is around 31% of earnings. The dividend has grown at 19.1% per year over the past 17 years. The consensus 12-month price target for Industrial and Commercial Bank of China is 8.21 CNY, about 0.0% above where the stock trades today. Of 20 analysts, 14 rate the stock a buy — an overall Buy consensus. The stock trades about 18% above its 52-week low.

Industrial and Commercial Bank of China stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Industrial and Commercial Bank of China over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Industrial and Commercial Bank of China stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Industrial and Commercial Bank of China's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Industrial and Commercial Bank of China Stock Price History
DateIndustrial and Commercial Bank of China Price
9/14/20268.21 CNY
9/11/20268.11 CNY
9/10/20268.10 CNY
9/9/20268.00 CNY
9/8/20267.94 CNY
9/7/20267.97 CNY
9/4/20268.14 CNY
9/3/20268.10 CNY
9/2/20268.21 CNY
9/1/20268.15 CNY
8/31/20268.05 CNY
8/28/20267.86 CNY
8/27/20267.82 CNY
8/26/20267.92 CNY
8/25/20267.90 CNY
8/24/20267.93 CNY
8/21/20267.77 CNY
8/20/20267.78 CNY
8/19/20267.81 CNY
8/18/20267.67 CNY
8/17/20267.55 CNY
8/14/20267.56 CNY
8/13/20267.60 CNY
8/12/20267.55 CNY
8/11/20267.60 CNY
8/10/20267.56 CNY
8/7/20267.53 CNY
8/6/20267.57 CNY
8/5/20267.53 CNY
8/4/20267.66 CNY
Access this data via the Eulerpool API

Industrial and Commercial Bank of China Revenue, Pre-Provision Profit, Net Income

  • 3 Years

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2022
910.92 B CNY
607.40 B CNY
346.32 B CNY
Jan 1, 2023
872.44 B CNY
572.78 B CNY
349.03 B CNY
Jan 1, 2024
847.37 B CNY
548.06 B CNY
350.90 B CNY
Jan 1, 2025 (e)
816.44 B CNY
0.00 CNY
358.91 B CNY
Jan 1, 2026 (e)
884.18 B CNY
0.00 CNY
371.54 B CNY
Jan 1, 2027 (e)
934.90 B CNY
0.00 CNY
387.89 B CNY
Jan 1, 2028 (e)
987.05 B CNY
0.00 CNY
407.55 B CNY
Jan 1, 2029 (e)
1.09 T CNY
0.00 CNY
421.56 B CNY

Industrial and Commercial Bank of China Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 15, 2026, 12:27 AM
 
REVENUET CNY
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB CNY
Net Interest IncomeB CNY
Non-Interest IncomeB CNY
Loan Loss ProvisionsB CNY
Pre-Provision Profit (PPOP)B CNY
NET INCOMEB CNY
NET INCOME GROWTH%
DIV.CNY
DIV. GROWTH%
SHARESB
201420152016201720182019202020212022202320242025e2026e2027e2028e2029e
1.041.091.021.091.191.321.351.431.501.621.640.820.880.930.991.09
11.075.09-6.056.628.6410.962.366.394.688.210.95-50.158.305.745.5810.18
71.3467.8972.2667.7762.3856.2254.9251.6349.3245.5745.1449.3249.3249.3249.3249.32
739.43739.43739.43739.43739.43739.43739.43739.43739.43739.43739.43402.65436.06461.07486.79536.36
493.52507.87471.85522.08572.52632.22646.77690.68691.99655.01637.41
186.55217.42231.83229.43237.23251.78253.79270.08218.94217.42209.96
56.2886.1386.22124.23147.35162.11171.83202.62182.68150.82126.23
417.89449.37449.49488.88519.76553.90563.96627.52607.40572.78548.06
275.81277.13278.25281.61293.17307.70307.07338.73346.32349.03350.90358.91371.54387.89407.55421.56
5.010.480.401.214.104.96-0.2110.312.240.780.542.283.524.405.073.44
0.520.510.470.230.240.250.260.270.290.300.310.310.320.33
8.33-1.92-7.84-51.064.354.174.003.857.413.453.333.233.13
354.35356.03356.41356.41356.41356.41356.41356.41356.41356.41356.41356.41356.41356.41356.41356.41
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Industrial and Commercial Bank of China generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Industrial and Commercial Bank of China retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Industrial and Commercial Bank of China's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Industrial and Commercial Bank of China has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Industrial and Commercial Bank of China's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Industrial and Commercial Bank of China stock margins

The Industrial and Commercial Bank of China margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Industrial and Commercial Bank of China. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Industrial and Commercial Bank of China.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
37.38 %
34.10 %
Jan 1, 2021
34.69 %
35.26 %
Jan 1, 2022
33.32 %
38.02 %
Jan 1, 2023
34.35 %
40.01 %
Jan 1, 2024
35.32 %
41.41 %
Jan 1, 2025 (e)
0.00 %
43.96 %
Jan 1, 2026 (e)
0.00 %
42.02 %
Jan 1, 2027 (e)
0.00 %
41.49 %

Industrial and Commercial Bank of China Revenue per Share, Earnings per Share

The Industrial and Commercial Bank of China earnings per share therefore indicates how much revenue Industrial and Commercial Bank of China has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
2.53 CNY
0.86 CNY
Jan 1, 2021
2.70 CNY
0.95 CNY
Jan 1, 2022
2.56 CNY
0.97 CNY
Jan 1, 2023
2.45 CNY
0.98 CNY
Jan 1, 2024
2.38 CNY
0.98 CNY
Jan 1, 2025 (e)
2.29 CNY
1.01 CNY
Jan 1, 2026 (e)
2.48 CNY
1.04 CNY
Jan 1, 2027 (e)
2.62 CNY
1.09 CNY

Industrial and Commercial Bank of China business model & stock analysis

The Industrial and Commercial Bank of China Ltd. (ICBC) is the largest bank in the world by market capitalization and assets. The bank was founded in 1984 and is one of the four state-owned major banks in China. Its headquarters is located in Beijing, and it is present in more than 40 countries. The business model of ICBC mainly focuses on providing financial products and services to small, medium, and large businesses. ICBC is a universal bank that offers financial, insurance, venture capital, and investment products. ICBC is divided into various divisions, including corporate banking, retail banking, asset management, investment banking, and international operations. In corporate banking, ICBC offers a wide range of services, including deposits, loans, foreign exchange transactions, financing, and other financial services. ICBC is also involved in advising companies and supporting mergers and acquisitions. In retail banking, ICBC offers deposits, loans, insurance, investment products, and other financial services. ICBC is also one of China's largest credit card providers. ICBC's asset management division offers a wide range of investment products to its customers, including individual and group investments, as well as fund solutions. ICBC is also involved in asset management for institutional and private clients. In investment banking, ICBC offers a wide range of services, including corporate financing, capital market transactions, mergers and acquisitions, and consulting services. ICBC is also one of the largest stockbrokers in China. ICBC's international operations mainly focus on trade and investment between China and other countries. ICBC has a strong global network of subsidiaries and branches worldwide. ICBC also offers a range of innovative financial products, including mobile payment solutions, e-commerce solutions, and other digital financial services. Overall, ICBC is a universal bank that offers a wide range of financial products and services. It is a leader in the Chinese market and has become one of the most important banks in the world.

Industrial and Commercial Bank of China SWOT Analysis

Strengths

1. Market Leadership: Industrial and Commercial Bank of China Ltd (ICBC) is the largest bank in the world by total assets, providing it with a strong market position and expansive customer base.

2. Extensive Branch Network: ICBC has a vast network of branches, enabling it to reach a wide range of customers across China and internationally.

3. Strong Financial Performance: The bank has consistently recorded robust financial results, with high profitability and strong capital adequacy ratio.

Weaknesses

1. Lack of Diversification: ICBC heavily relies on China's domestic market, which makes it vulnerable to fluctuations in the country's economic conditions.

2. Operational Inefficiencies: Being a large institution, ICBC may face challenges in terms of bureaucratic processes and decision-making agility.

3. Compliance and Regulatory Risks: As a global bank, ICBC operates in multiple regulatory environments, making it susceptible to compliance issues and potential penalties.

Opportunities

1. Expansion into International Markets: ICBC has the opportunity to further expand its presence in international markets to reduce its reliance on the Chinese market and tap into new growth opportunities.

2. Digital Transformation: Embracing technological advancements and enhancing its digital banking capabilities can help ICBC cater to the evolving needs and preferences of customers.

3. Growing Chinese Middle Class: The rising middle class in China presents an opportunity for ICBC to offer a wide range of financial products and services tailored to their needs.

Threats

1. Economic Slowdown: ICBC's performance could be impacted by a slowdown in China's economic growth, affecting loan demand and asset quality.

2. Increasing Competition: The banking industry in China is highly competitive, with the presence of both domestic and international players, which poses a threat to ICBC's market share.

3. Cybersecurity Risks: With the increasing reliance on technology, ICBC faces the threat of cyber-attacks and data breaches, which can lead to financial losses and reputation damage.

Industrial and Commercial Bank of China Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Industrial and Commercial Bank of China historical P/E ratio, EBIT multiple, and P/S ratio

Industrial and Commercial Bank of China annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Industrial and Commercial Bank of China shares outstanding

The number of shares of Industrial and Commercial Bank of China was 356.41 B in 2025. This indicates how many shares Industrial and Commercial Bank of China is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
356.41 B Stocks
Jan 1, 2021
356.41 B Stocks
Jan 1, 2022
356.41 B Stocks
Jan 1, 2023
356.41 B Stocks
Jan 1, 2024
356.41 B Stocks
Jan 1, 2025 (e)
356.41 B Stocks
Jan 1, 2026 (e)
356.41 B Stocks
Jan 1, 2027 (e)
356.41 B Stocks

Industrial and Commercial Bank of China Dividend History

19 years of dividend payments · 9 consecutive increases

YearAnnual DividendYoY ChangePayments
20250.45CNY 46.7%
Jan 7, 20250.14CNY 53.2%1/3
Jul 14, 20250.16CNY 14.8%2/3
Dec 15, 20250.14CNY 14.1%3/3
20240.31CNY 1.0%
20230.30CNY 3.5%
20220.29CNY 10.3%
20210.27CNY 1.2%
20200.26CNY 4.9%
20190.25CNY 4.1%
20180.24CNY 2.8%
20170.23CNY 0.4%
20160.23CNY 8.7%

Industrial and Commercial Bank of China dividend history and estimates

In 2025, Industrial and Commercial Bank of China paid a dividend amounting to 0.31 CNY. Dividend means that Industrial and Commercial Bank of China distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
0.26 CNY
0.00 CNY
Jan 1, 2021
0.27 CNY
0.00 CNY
Jan 1, 2022
0.29 CNY
0.00 CNY
Jan 1, 2023
0.30 CNY
0.00 CNY
Jan 1, 2024
0.31 CNY
0.00 CNY
Jan 1, 2025
0.31 CNY
0.00 CNY
Jan 1, 2026 (e)
0.00 CNY
0.32 CNY
Jan 1, 2027 (e)
0.00 CNY
0.33 CNY

Industrial and Commercial Bank of China dividend payout ratio

In 2025, Industrial and Commercial Bank of China had a payout ratio of 30.39%. The payout ratio indicates the percentage of the company's profits that Industrial and Commercial Bank of China distributes as dividends.
  • 3 Years

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
30.56 %
Jan 1, 2021
28.00 %
Jan 1, 2022
30.18 %
Jan 1, 2023
30.99 %
Jan 1, 2024
31.12 %
Jan 1, 2025 (e)
30.39 %
Jan 1, 2026 (e)
30.26 %
Jan 1, 2027 (e)
29.88 %

Current Industrial and Commercial Bank of China forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.62 %
Buy
70.00 % (14)
Hold
30.00 % (6)
Sell
0.00 % (0)
12M Price Target
8.21
Last Price
8.19
Currency
CNY
12M Return Potential
0.26 %
LTM Return
0 %

Industrial and Commercial Bank of China Earnings Calls

Industrial and Commercial Bank of China Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
4/26/20240.23CNY-219.10 BCNY-2024 Q1
3/28/20240.22CNY-194.01 BCNY-2023 Q4
8/31/20230.24CNY--CNY-2023 Q2
4/29/20230.29CNY--CNY-2023 Q1
3/30/20230.23CNY--CNY-2022 Q4
10/28/20220.23CNY0.24CNY-CNY-2022 Q3
8/31/20220.24CNY--CNY-2022 Q2
4/29/20220.24CNY0.25CNY-CNY-2022 Q1
3/30/20220.22CNY0.26CNY215.63 BCNY-2021 Q4
10/29/20210.23CNY0.23CNY215.38 BCNY-2021 Q3

EESG©

Eulerpool ESG Scorecard© for the Industrial and Commercial Bank of China stock

61/100
53
Environment
56
Social
74
Governance
E

Environment

20
Scope 1 - Direct Emissions99,600
Scope 2 - Indirect emissions from purchased energy1,776,000
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions1,875,600
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees51.69
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Industrial and Commercial Bank of China shareholder structure

% Name
0.14634%
E Fund Management Co. Ltd.
E Fund Management Co. Ltd.
0.05134%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.02949%
China Southern Asset Management Co. Ltd.
China Southern Asset Management Co. Ltd.
0.02581%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
0.02185%
BlackRock (Singapore) Limited
BlackRock (Singapore) Limited
0.02094%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
...

Industrial and Commercial Bank of China Beneficial Ownership Filings (SEC 13D/G)

Free Float
5.2%
Float Shares
-
Shares Outstanding
-

Industrial and Commercial Bank of China Executives and Management Board

21 members · avg. age 58 · 19 % women

JW

Mr. Jingwu Wang (58)

Chief Risk Officer, Deputy Head of the Bank, Executive Director · since 2020

825,100.00 CNY

Management

WZ

Mr. Weiwu Zhang (49)

Deputy Head of the Bank

825,100.00 CNY
JL

Mr. Jun Liu (52)

Head of the Bank, Executive Vice Chairman of the Board · since 2024

MY

Mr. Mingde Yao (53)

Deputy Head of the Bank

SZ

Mr. Shouchuan Zhang (51)

Deputy Head of the Bank

Board of Directors

YX

Ms. Yan Xiong (60)

Senior Director of Business

1.34 M CNY
JS

Mr. Jianhua Song (59)

Senior Director of Business

1.34 M CNY
LL

Mr. Lin Liao (58)

Chairman of the Board, Executive Director · since 2019

899,600.00 CNY
HD

Mr. Hongtao Duan (55)

Deputy Head of the Bank, Secretary of the Board

825,100.00 CNY
ZH

Dr. Zuliu Hu (61)

Independent Non-Executive Director

440,000.00 CNY
TC

Dr. Tak Lam Chan (69)

Independent Non-Executive Director

420,000.00 CNY

Frequently asked questions about Industrial and Commercial Bank of China

The business model of Industrial and Commercial Bank of China Ltd (ICBC) is primarily focused on providing comprehensive financial services to its clients. As the largest bank in China and one of the largest in the world, ICBC offers a wide range of banking and financial products and services. This includes retail banking, corporate banking, investment banking, asset management, and insurance services. ICBC operates a vast network of branches and subsidiaries both domestically and internationally, catering to the diverse needs of individuals and businesses. Through its robust business model, ICBC aims to drive economic growth, support development initiatives, and enhance financial inclusion for its customers.

Industrial and Commercial Bank of China Ltd (ICBC) is primarily active in the banking and financial services industry. As the world's largest bank by total assets, ICBC offers a range of services including corporate banking, personal banking, treasury operations, and investment banking. With its extensive network and strong presence in China, ICBC has become a key player in the global finance sector. The company's activities span across various sectors such as retail, wholesale, corporate banking, insurance, asset management, and more. ICBC's dedication to providing comprehensive financial solutions has contributed to its position as a leading player in the industry.

The main competitors of Industrial and Commercial Bank of China Ltd in the market include other major Chinese banks such as China Construction Bank Corp, Agricultural Bank of China Ltd, and Bank of China Ltd. These competitors operate in the same industry and offer similar financial services, including retail and corporate banking, wealth management, and asset management. Industrial and Commercial Bank of China Ltd, commonly known as ICBC, competes with these banks to attract customers and gain market share in the highly competitive banking sector in China.

Industrial and Commercial Bank of China Ltd (ICBC) is one of the largest banks based in China. Founded in 1984, ICBC has grown to become a leading financial institution with a strong presence both domestically and globally. With its headquarters in Beijing, ICBC provides a wide range of banking products and services, including corporate and retail banking, asset management, insurance, and investment banking. As the largest bank by assets in the world, ICBC has a rich history of helping drive the economic growth of China. Over the years, it has achieved numerous milestones and expanded its operations to over 40 countries, serving millions of customers worldwide.

Industrial and Commercial Bank of China Ltd has achieved several significant milestones throughout its history. As the largest bank in China and the world's largest bank by total assets, ICBC has made remarkable achievements. Notably, the company became the first Chinese bank to have assets surpassing CNY 10 trillion. Additionally, ICBC has consistently ranked among the top global banks in terms of profits and market capitalization. Moreover, the company has expanded its presence globally and established a strong international network, providing financial services to clients across the globe. These milestones underscore ICBC's strong position in the banking industry and its continuous commitment to growth and innovation.

Industrial and Commercial Bank of China Ltd (ICBC) is primarily present in China, where it is headquartered. Being one of the largest banks in the world, ICBC has an extensive network and operates in various regions and countries globally. Besides China, ICBC has a strong presence in Hong Kong, Macau, and Taiwan. Additionally, the bank has expanded its operations and established subsidiaries or branches in many countries across the world, including the United States, Canada, Australia, Germany, Japan, South Africa, and many others. ICBC's global reach allows it to serve both domestic and international customers effectively.

Industrial and Commercial Bank of China Ltd (ICBC) embodies a set of core values and corporate philosophies. As China's largest bank and one of the world's largest financial institutions, ICBC places utmost importance on customer focus, integrity, excellence, and innovation. By prioritizing the needs and demands of their customers, ICBC strives to provide superior financial services, ensuring trust and satisfaction. ICBC upholds a strong commitment to integrity and ethical business practices, always aiming to act responsibly and transparently. Furthermore, ICBC's philosophy emphasizes the pursuit of excellence in their operations, continuously improving their services to meet the evolving market needs. With a dedication to innovation, ICBC constantly seeks new technologies and solutions to remain competitive in the ever-changing financial landscape.

Analysts currently set an average price target of 8.55 CNY for the Industrial and Commercial Bank of China stock (median: 8.21 CNY), implying +4.3 % versus the latest price. The consensus is based on 20 analyst ratings.

20 analysts currently rate the Industrial and Commercial Bank of China stock: 14 recommend buying, 6 holding and 0 selling. For 2026, analysts expect Industrial and Commercial Bank of China to generate revenue of 884.18 B CNY and earnings per share of 1.04 CNY.

Converted at the current exchange rate, the Industrial and Commercial Bank of China share trades at 1.06 EUR (8.21 CNY).

The Industrial and Commercial Bank of China (ICBC) is a Chinese bank headquartered in Beijing. It is the largest banking conglomerate in the world with a total asset capacity of $4.2 trillion. The ICBC offers a wide range of financial products and services through an integrated financial service model. The company is divided into six business areas focusing on retail, corporate clients, capital markets, investment banking, asset management, and insurance. In the retail sector, ICBC offers various financial products and services including deposits, savings accounts, loans, card and mobile banking services, as well as asset management services. ICBC is also a leader in providing online financial services in China, including online loans and mobile banking services. In the corporate client business area, ICBC provides a comprehensive range of financial products and services to meet the needs of companies of all sizes. This includes working capital finance, trade finance, project financing, structured financing solutions, cash management, and investment banking services. ICBC's capital market segment offers customers broad access to Chinese and international capital markets. The company is a leading intermediary in securities brokerage, asset allocation support, securities financing, and the issuance of bonds, stocks, and other financial instruments. Additionally, ICBC is the largest provider of foreign exchange and interest rate derivative products in China. The ICBC's investment banking business includes a wide range of services, including asset valuation, mergers and acquisitions, restructuring/financial advisory, and equity placements. The company is also a leading provider of financing for large-scale projects in China, including housing construction, energy projects, and railway projects. ICBC's asset management division involves managing assets on behalf of clients and offering fund-based investment products. The company is a leader in providing investment services in China, including asset allocation, regulatory support, and professional advice. Lastly, ICBC also offers insurance services, including life insurance, health insurance, liability insurance, and accident insurance. The company also collaborates closely with Chinese and international insurance companies to offer a wider range of insurance services. In summary, the Industrial and Commercial Bank of China offers its customers a comprehensive integrated financial service model. The various business areas of the company provide a wide range of financial products and services to meet the needs of its customers. With its strong presence in China and worldwide, ICBC is the largest banking conglomerate in the world and a major force in the global financial market.

The expected revenue of Industrial and Commercial Bank of China is 884.18 B CNY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Industrial and Commercial Bank of China is 371.54 B CNY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Industrial and Commercial Bank of China is currently 7.88. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Industrial and Commercial Bank of China stock.

The price-to-sales ratio (P/S) of Industrial and Commercial Bank of China is currently 3.31. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Industrial and Commercial Bank of China stock.

The Eulerpool Quality Score for Industrial and Commercial Bank of China is 3/10.

The ISIN of Industrial and Commercial Bank of China is CNE000001P37. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Industrial and Commercial Bank of China is A0M4YB. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Industrial and Commercial Bank of China is 601398.SS. The ticker symbol is used to trade Industrial and Commercial Bank of China shares on the stock exchange.

Over the past 12 months, Industrial and Commercial Bank of China paid a dividend of 0.31 CNY . This corresponds to a dividend yield of about 3.73 %. For the coming 12 months, Industrial and Commercial Bank of China is expected to pay a dividend of 0.33 CNY.

The current dividend yield of Industrial and Commercial Bank of China is 3.73 %.

Industrial and Commercial Bank of China pays a dividend, distributed in the months of , , , .

Industrial and Commercial Bank of China paid dividends every year for the past 19 years.

For the upcoming 12 months, dividends amounting to 0.33 CNY are expected. This corresponds to a dividend yield of 3.97 %.

Industrial and Commercial Bank of China is assigned to the 'Finance' sector.

To receive the latest dividend of Industrial and Commercial Bank of China from amounting to 0.14 CNY, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Industrial and Commercial Bank of China distributed 0.45 CNY as dividends.

The dividends of Industrial and Commercial Bank of China are distributed in CNY.