Bank of China (601988.SS) Stock Price

Bank of China Price

🇨🇳SSE·CLOSED
5.94CNY
Market closed
Today +/-
Today %

Bank of China (601988.SS) Stock | ISIN CNE000001N05 | WKN A0M4WZ. The current Bank of China stock price is 5.94 CNY (2026). Revenue is 663.96 B CNY. Net income is 242.02 B CNY. The P/E ratio is 7.23. Market capitalization is 1.91 T CNY. Bank of China operates in the Finance sector.

Revenue has compounded at 10.7% per year over the past 19 years to 1.28 T CNY. Earnings per share have grown at 9.1% per year over the last 19 years. Bank of China's net margin stands at 17.4%, down from 19.3% several years earlier. Bank of China currently offers a dividend yield of about 3.98%. The payout ratio is around 31% of earnings. The dividend has grown at 11% per year over the past 17 years.

Bank of China stock price

Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Bank of China over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Bank of China stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Bank of China's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Bank of China Stock Price History
DateBank of China Price
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Bank of China Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2005
184.35 B CNY
27.49 B CNY
Jan 1, 2006
244.53 B CNY
42.62 B CNY
Jan 1, 2007
299.66 B CNY
56.23 B CNY
Jan 1, 2008
357.82 B CNY
63.54 B CNY
Jan 1, 2009
349.4 B CNY
80.82 B CNY
Jan 1, 2010
400.53 B CNY
104.42 B CNY
Jan 1, 2011
514.84 B CNY
124.28 B CNY
Jan 1, 2012
621.91 B CNY
139.66 B CNY
Jan 1, 2013
651.17 B CNY
156.91 B CNY
Jan 1, 2014
751.5 B CNY
169.6 B CNY
Jan 1, 2015
775.42 B CNY
170.85 B CNY
Jan 1, 2016
756.8 B CNY
157.86 B CNY
Jan 1, 2017
783.74 B CNY
165.65 B CNY
Jan 1, 2018
851.91 B CNY
173.3 B CNY
Jan 1, 2019
937.23 B CNY
180.58 B CNY

Bank of China Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 22, 2026, 6:43 AM
 
REVENUE (T CNY)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M CNY)
EBIT (B CNY)
EBIT MARGIN (%)
NET INCOME (B CNY)
NET INCOME GROWTH (%)
DIV. (CNY)
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
2022202320242025e2026e2027e2028e2029e
1.041.221.280.640.660.70.790.83
5.7217.414.25-49.963.995.2512.875.69
--------
00000000
000370.92383.36410.56494.4520.77
––––––––
213.1216.61221.54240.43242.02247.51253.32262.59
3.491.642.288.520.662.272.353.66
0.220.230.240.350.240.24--
-43.594.554.3545.83-31.43–––
294.39294.39294.39294.39294.39294.39294.39294.39
––––––––
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Bank of China generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Bank of China retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Bank of China's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Bank of China has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Bank of China's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Bank of China stock margins

The Bank of China margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bank of China. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bank of China.

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Profit margin
Details
Date
Profit margin
Jan 1, 2005
14.91 %
Jan 1, 2006
17.43 %
Jan 1, 2007
18.76 %
Jan 1, 2008
17.76 %
Jan 1, 2009
23.13 %
Jan 1, 2010
26.07 %
Jan 1, 2011
24.14 %
Jan 1, 2012
22.46 %
Jan 1, 2013
24.1 %
Jan 1, 2014
22.57 %
Jan 1, 2015
22.03 %
Jan 1, 2016
20.86 %
Jan 1, 2017
21.14 %
Jan 1, 2018
20.34 %
Jan 1, 2019
19.27 %

Bank of China Stock Revenue, EBIT, Earnings per Share

The Bank of China earnings per share therefore indicates how much revenue Bank of China has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2005
0.96 CNY
0.14 CNY
Jan 1, 2006
1 CNY
0.17 CNY
Jan 1, 2007
1.14 CNY
0.21 CNY
Jan 1, 2008
1.37 CNY
0.24 CNY
Jan 1, 2009
1.33 CNY
0.31 CNY
Jan 1, 2010
1.48 CNY
0.39 CNY
Jan 1, 2011
1.77 CNY
0.43 CNY
Jan 1, 2012
2.14 CNY
0.48 CNY
Jan 1, 2013
2.22 CNY
0.54 CNY
Jan 1, 2014
2.56 CNY
0.58 CNY
Jan 1, 2015
2.64 CNY
0.58 CNY
Jan 1, 2016
2.57 CNY
0.54 CNY
Jan 1, 2017
2.66 CNY
0.56 CNY
Jan 1, 2018
2.9 CNY
0.59 CNY
Jan 1, 2019
3.18 CNY
0.61 CNY

Bank of China business model & stock analysis

Bank of China Ltd is one of the largest and oldest banks in China, founded in 1912. With headquarters in Beijing, the bank operates in over 50 countries and has around 300,000 employees worldwide. The Bank of China is one of the Big Four banks in China, along with the Agricultural Bank of China, China Construction Bank, and Industrial and Commercial Bank of China. The bank's business model focuses on corporate financing and international business relations. It offers a variety of financial products for domestic and foreign companies, such as loans, trade financing, securities services, asset management, and leasing contracts. The bank is also involved in retail banking, offering various accounts, loans, and insurance for individual customers. The Bank of China is divided into different business segments to provide a wide range of financial products. Most international transactions are handled through the Corporate Banking division, which specializes in financing Chinese companies overseas and foreign companies in China. The Personal Banking division focuses on the needs of individual customers, offering accounts and loans. The Treasury division is responsible for the institute's trading activities and offers various trading services and capital market products. The Asset Management division handles asset management services and offers various investment products for institutional and private customers. In addition to its operations in China, Bank of China has established a strong international network. The bank has been operating in many countries for many years and has opened numerous branches and subsidiaries. It is particularly strong in Asia, but it also operates in Europe and the United States. Bank of China offers a wide range of products and services tailored to the needs of businesses and individual customers. In the corporate finance sector, the bank offers various financing products such as loans, trade financing, and leasing contracts. For investors, there are various asset management services and investment products to choose from. For individual customers, Bank of China offers various account models, credit cards, and loans. The bank also offers insurance products and investment opportunities. Due to its wide range of products and international presence, Bank of China is one of the largest and most important banks in China. It has experienced strong growth in recent decades and will continue to play an important role in the Chinese financial world.

Bank of China SWOT Analysis

Strengths

Bank of China Ltd has a strong presence in the Chinese banking industry, being one of the four biggest state-owned commercial banks.

The bank has a wide range of financial products and services, catering to both individuals and businesses.

Bank of China Ltd has a large customer base, including domestic and international clients, which contributes to its stable revenue streams.

Weaknesses

The bank may face challenges in adapting to rapidly changing technology and the digitalization of banking services.

Bank of China Ltd's dependence on the Chinese market makes it vulnerable to regulatory changes and economic fluctuations within the country.

The bank may have limited global recognition and brand presence compared to some of its international competitors.

Opportunities

Bank of China Ltd can capitalize on the growing demand for financial services in emerging markets, particularly in Asia.

Expansion into new geographic markets and strategic partnerships can help the bank increase its global footprint.

The advancement of financial technology presents opportunities for the bank to enhance its digital banking capabilities and reach a wider customer base.

Threats

Intense competition within the banking industry, both domestically and internationally, poses a threat to Bank of China Ltd's market share.

Regulatory changes and government policies can impact the bank's operations and profitability.

Economic downturns or financial crises may adversely affect the bank's loan quality and overall financial performance.

Bank of China Eulerpool Fair Value

Bank of China historical P/E ratio, EBIT multiple, and P/S ratio

Bank of China annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Bank of China shares outstanding

The number of shares was Bank of China in 2025 — This indicates how many shares 294.388 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2005
192.45 B base_Shares
Jan 1, 2006
243.68 B base_Shares
Jan 1, 2007
262.02 B base_Shares
Jan 1, 2008
262.04 B base_Shares
Jan 1, 2009
262.5 B base_Shares
Jan 1, 2010
270.63 B base_Shares
Jan 1, 2011
290.07 B base_Shares
Jan 1, 2012
290.54 B base_Shares
Jan 1, 2013
292.73 B base_Shares
Jan 1, 2014
293.87 B base_Shares
Jan 1, 2015
293.72 B base_Shares
Jan 1, 2016
294.37 B base_Shares
Jan 1, 2017
294.36 B base_Shares
Jan 1, 2018
293.72 B base_Shares
Jan 1, 2019
294.38 B base_Shares

Bank of China Dividend History

19 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20250.35CNY↑ 48.8%3×
Jan 23, 20250.12CNY↓ 48.9%1/3
Apr 25, 20250.12CNY↑ 0.7%2/3
Dec 11, 20250.11CNY↓ 10.0%3/3
20240.24CNY↑ 1.9%1×
20230.23CNY↑ 5.0%1×
20220.22CNY↓ 43.0%1×
20210.39CNY↑ 103.1%2×
20200.19CNY↑ 3.8%1×
20190.18CNY↑ 4.5%1×
20180.18CNY↑ 4.8%1×
20170.17CNY↓ 4.0%1×
20160.18CNY↓ 7.9%1×

Bank of China dividend history and estimates

In 2025, Bank of China paid a dividend amounting to 0.35 CNY. Dividend means that Bank of China distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2007
0.04 CNY
0 CNY
Jan 1, 2008
0.1 CNY
0 CNY
Jan 1, 2009
0.13 CNY
0 CNY
Jan 1, 2010
0.14 CNY
0 CNY
Jan 1, 2011
0.15 CNY
0 CNY
Jan 1, 2012
0.16 CNY
0 CNY
Jan 1, 2013
0.18 CNY
0 CNY
Jan 1, 2014
0.2 CNY
0 CNY
Jan 1, 2015
0.19 CNY
0 CNY
Jan 1, 2016
0.18 CNY
0 CNY
Jan 1, 2017
0.17 CNY
0 CNY
Jan 1, 2018
0.18 CNY
0 CNY
Jan 1, 2019
0.18 CNY
0 CNY
Jan 1, 2020
0.19 CNY
0 CNY
Jan 1, 2021
0.39 CNY
0 CNY

Bank of China dividend payout ratio

In 2025, Bank of China had a payout ratio of 31.14%. The payout ratio indicates the percentage of the company's profits that Bank of China distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2005
31.42 %
Jan 1, 2006
31.42 %
Jan 1, 2007
18.45 %
Jan 1, 2008
40.36 %
Jan 1, 2009
40.62 %
Jan 1, 2010
34.77 %
Jan 1, 2011
33.95 %
Jan 1, 2012
32.29 %
Jan 1, 2013
32.41 %
Jan 1, 2014
33.79 %
Jan 1, 2015
32.76 %
Jan 1, 2016
32.41 %
Jan 1, 2017
30 %
Jan 1, 2018
29.83 %
Jan 1, 2019
30.16 %
Price targets and forecasts for Bank of China are not yet available.

Bank of China Earnings Estimates

Bank of China Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
3/28/20240.38CNY-CNY2023 Q4

EESG©

Eulerpool ESG Scorecard© for the Bank of China stock

52/100
69
Environment
56
Social
31
Governance
E

Environment

20
Scope 1 - Direct Emissions77,288
Scope 2 - Indirect emissions from purchased energy1,138,311
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions1,215,599
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees57.238
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Bank of China shareholder structure

% Name
58.59238%
Central Huijin Investment Ltd.
Central Huijin Investment Ltd.
2.46457%
China Securities Finance Corporation Limited
China Securities Finance Corporation Limited
0.56175%
Central Huijin Asset Management Co., Ltd.
Central Huijin Asset Management Co., Ltd.
0.12263%
China Asset Management Co., Ltd.
China Asset Management Co., Ltd.
0.11293%
Huatai-PineBridge Fund Management Co., Ltd.
Huatai-PineBridge Fund Management Co., Ltd.
0.099%
China Pacific Assets Management Company Ltd.
China Pacific Assets Management Company Ltd.
0.0779%
E Fund Management Co. Ltd.
E Fund Management Co. Ltd.
0.05561%
Harvest Fund Management Co., Ltd.
Harvest Fund Management Co., Ltd.
0.04123%
Bank of Communications Schroder Fund Management Co., Ltd.
Bank of Communications Schroder Fund Management Co., Ltd.
0.03905%
Yinhua Fund Management Co., Ltd.
Yinhua Fund Management Co., Ltd.
...

Bank of China Executives and Management Board

QM

Ms. Qian Meng

(59)

Chief Information Officer

Compensation1.31 M CNY
RZ

Ms. Rong Zhao

(53)

Chief Risk Officer, Chief Business Management Officer

Compensation1.31 M CNY
CZ

Mr. Chengwen Zhuo

(54)

Secretary of the Board

Compensation1.31 M CNY
XZ

Mr. Xiaodong Zhang

(52)

Deputy Head of the Bank

Compensation688,700 CNY
HG

Mr. Haijiao Ge

(53)

Executive Chairman of the Board · since 2023

Compensation676,300 CNY

Bank of China Supply Chain

Frequently asked questions about Bank of China

The business model of Bank of China Ltd revolves around providing comprehensive banking and financial services to both individuals and businesses. As one of the largest banks in China, Bank of China offers services such as deposit-taking, loan issuance, asset management, investment banking, and foreign exchange trading. The bank focuses on supporting the development of various sectors, including agriculture, manufacturing, infrastructure, and innovation. Bank of China's commitment to technological advancements and its extensive branch network further enhance its capability to serve a wide range of customers efficiently. With its global presence, Bank of China aims to contribute to economic growth and foster international financial cooperation.

All fundamentals and in-depth analysis of Bank of China

Our stock analysis for Bank of China Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bank of China Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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