CNB Financial

CNB Financial FCF/Debt

The Free Cash Flow to Debt Ratio of CNB Financial (CCNE) as of Nov 1, 2026 is 21.76 %. In the previous year, Free Cash Flow to Debt Ratio was 45.89 % — a change of -52.58% (lower).

FCF/Debt

21.76 %

YoY

-52.58%

Last updated:

Free Cash Flow to Debt Ratio of CNB Financial is 2025 21.76 % . Free Cash Flow to Debt Ratio of CNB Financial was 2024 45.89 % . It decreases by -52.58% lower compared to the previous year.

The CNB Financial FCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Debt
Date
FCF/Debt
Jan 1, 2018
59.19 USD
Jan 1, 2019
60.20 USD
Jan 1, 2020
32.46 USD
Jan 1, 2021
50.03 USD
Jan 1, 2022
21.80 USD
Jan 1, 2023
34.28 USD
Jan 1, 2024
45.89 USD
Jan 1, 2025
21.76 USD
The CNB Financial FCF/Debt history
YEARFCF/DebtYoY
21.76 %-52.58%
45.89 %+33.90%
34.28 %+57.20%
21.80 %-56.42%
50.03 %+54.13%
32.46 %-46.07%
60.20 %+1.71%
59.19 %+143.26%
24.33 %+199.34%
8.13 %-58.61%
19.64 %-50.59%
39.74 %—

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CNB Financial Stock analysis

What does CNB Financial do? CNB Financial Corp is a specialized financial services company headquartered in Clearfield, Pennsylvania, USA. The bank was founded in 1865 and has since become a major player in regional banking. Today, the company has over 400 employees, an extensive branch network, and a wide range of products and services. The business model of CNB Financial Corp is based on a strong local presence and close cooperation with the population and economy of the region. The bank places great emphasis on personal care and individual solutions for customers. This is also reflected in the company's philosophy: "We are here to help people - we promote growth, stability, and sustainability for our communities." The offering of CNB Financial Corp includes all areas of banking. These include personal loans, mortgages, checking accounts for individuals and businesses, credit cards, savings products, investment funds, and insurance. The bank also provides specialized services for businesses, including payment processing, working capital loans, factoring, and cash management. In addition to traditional banking, CNB Financial Corp has also specialized in digital services in recent years. Customers can access online and mobile banking, make payments through apps, or purchase digital investment funds. Digital offerings are also available for asset management and financial consulting. CNB Financial Corp is organized into four divisions. The main business areas are consumer banking, commercial banking, investment management, and wealth management. Consumer banking includes all products and services for individual customers, including checking accounts, loans, and insurance. Commercial banking is focused on businesses and offers specialized services for entrepreneurs. Investment management is responsible for asset management and investment funds. Wealth management targets affluent customers and offers comprehensive financial consulting and asset management. In recent years, CNB Financial Corp has expanded its business through acquisitions and mergers. For example, in 2016, Lake National Bank was acquired, which operates primarily in the neighboring state of Ohio. The company plans to continue expanding its regional network and market position through targeted acquisitions in the future. Overall, CNB Financial Corp has become a major player in the banking industry in the northeastern USA. With its wide range of products and services, as well as its focus on personal advice and customer service, the company has gained a strong position in the market. The close collaboration with the local population and economy reflects the company's commitment to sustainable and long-term growth. CNB Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about CNB Financial stock

Free Cash Flow to Debt Ratio of CNB Financial is 21.76 % in 2025.

Free Cash Flow to Debt Ratio of CNB Financial changed from 45.89 % to 21.76 %, representing a -52.58% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio CNB Financial since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's CNB Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — CNB Financial

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