BankFinancial Stock

BankFinancial FCF/Debt

Delisted

The Free Cash Flow to Debt Ratio of BankFinancial (BFIN) as of Sep 8, 2026 is 29.19 %. In the previous year, Free Cash Flow to Debt Ratio was 37.34 % — a change of -21.82% (lower).

FCF/Debt

29.19 %

YoY

-21.82%

Last updated:

Free Cash Flow to Debt Ratio of BankFinancial is 2026 29.19 % . Free Cash Flow to Debt Ratio of BankFinancial was 2025 37.34 % . It decreases by -21.82% lower compared to the previous year.

The BankFinancial FCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Debt
Date
FCF/Debt
Jan 1, 2016
35.70 USD
Jan 1, 2017
2,699.63 USD
Jan 1, 2018
1,907.60 USD
Jan 1, 2019
20,576.00 USD
Jan 1, 2021
27.72 USD
Jan 1, 2022
37.49 USD
Jan 1, 2023
37.34 USD
Jan 1, 2024
29.19 USD
The BankFinancial FCF/Debt history
YEARFCF/DebtYoY
29.19 %-21.82%
37.34 %-0.41%
37.49 %+35.25%
27.72 %-99.87%
20,576.00 %+978.63%
1,907.60 %-29.34%
2,699.63 %+7,461.02%
35.70 %+60.10%
22.30 %-82.74%
129.22 %
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BankFinancial Stock analysis

What does BankFinancial do? BankFinancial Corp is an American financial institution based in Burr Ridge, Illinois. The company was founded in 1924 as Beverly State Bank and primarily operated as a real estate lender. In 2004, the company changed its name to BankFinancial and began expanding its product range. Business Model: BankFinancial Corp is a diversified financial holding company that invests in various business sectors, including retail banking, commercial banking, and real estate financing. The company's business model is to offer a wide range of financial products and services to meet the needs of different customers. Retail Banking: BankFinancial operates a network of branches in the state of Illinois and offers a variety of retail banking services. These include checking accounts, savings accounts, money market and certificate of deposit accounts, as well as credit and debit cards. The company also offers various loan products, including mortgages, auto loans, student loans, and personal loans. Commercial Banking: BankFinancial also provides services to small and medium-sized businesses. The company offers financing solutions such as lines of credit, loans, and leasing agreements. They also support payment processing, manage cash flow, and provide cash management solutions. Real Estate Financing: BankFinancial is actively involved in real estate financing, including providing mortgage loans to individual customers and commercial real estate loans. The company also offers construction financing and real estate development loans. Product Range: BankFinancial has a wide range of products and services that cater to many different customers. For example, they offer different types of accounts with varying interest rates to meet different customer needs. They also offer various types of credit cards, from cards with simple rewards programs to VIP cards that provide travel insurance and other benefits. BankFinancial prides itself on providing a high level of customer service and focusing on their individual needs. They also offer online and mobile banking services, and focus on technology and innovation to provide their customers with a seamless and convenient experience. Conclusion: BankFinancial Corp is a versatile financial institution that operates in various sectors and offers its customers a wide range of products and services. The company has evolved from a real estate lender to a diversified financial institution that meets the needs of retail and business customers. BankFinancial sees itself as innovative and customer-oriented, and therefore offers its customers an excellent customer experience tailored to their individual needs. BankFinancial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about BankFinancial stock

Free Cash Flow to Debt Ratio of BankFinancial is 29.19 % in 2026.

Free Cash Flow to Debt Ratio of BankFinancial changed from 37.34 % to 29.19 %, representing a -21.82% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio BankFinancial since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's BankFinancial with sector peers and the industry average to assess whether it is attractive.

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Leverage — BankFinancial

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