Bank of XiAn Co

Bank of XiAn Co ROA

The Return on Assets (ROA) of Bank of XiAn Co (600928.SS) as of Nov 1, 2026 is 0.49 %. In the previous year, Return on Assets (ROA) was 0.53 % — a change of -7.55% (lower).

ROA

0.49 %

YoY

-7.55%

Last updated:

In 2025, Bank of XiAn Co's return on assets (ROA) was 0.49 %, a -7.55% increase from the 0.53 % ROA in the previous year.

The Bank of XiAn Co ROA history

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  • Max

ROA
Date
ROA
Jan 1, 2018
0.97 CNY
Jan 1, 2019
0.96 CNY
Jan 1, 2020
0.90 CNY
Jan 1, 2021
0.81 CNY
Jan 1, 2022
0.60 CNY
Jan 1, 2023
0.57 CNY
Jan 1, 2024
0.53 CNY
Jan 1, 2025
0.49 CNY
The Bank of XiAn Co ROA history
YEARROAYoY
0.49 %-7.55%
0.53 %-6.51%
0.57 %-4.64%
0.60 %-26.32%
0.81 %-9.77%
0.90 %-6.51%
0.96 %-0.89%
0.97 %+6.55%
0.91 %-1.35%
0.92 %-2.60%
0.95 %-20.69%
1.19 %—

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Bank of XiAn Co Stock analysis

What does Bank of XiAn Co do? Bank of Xi'an Co., Ltd. generates revenue through its three core business segments. The Corporate Banking segment serves corporate clients, government bodies, and financial institutions with corporate loans, trade finance, deposits, agency services, and remittances. The Personal Banking segment targets individual customers offering personal loans, deposits, wealth management, remittances, and card services. The Capital Operation Services segment focuses on inter-bank lending, repurchase agreements, debt and trust investments, and asset management solutions for institutional clients. Corporate clients, government agencies, and financial institutions are key buyers in the Corporate Banking segment, while individual customers drive the Personal Banking segment's revenue. Institutional investors and financial entities utilize the Capital Operation Services for investment and liquidity management. The company's product offerings align with each segment's target audience, ensuring tailored financial solutions across its service portfolio. Revenue streams are diversified across corporate, personal, and institutional clients, with each segment contributing to the company's overall profitability. The Corporate Banking segment's focus on loans and trade finance supports business expansion, while Personal Banking's wealth management services cater to individual financial planning needs. Capital Operation Services provide additional income through investment activities and asset management services. Bank of XiAn Co is one of the most popular companies on Eulerpool.

ROA Details

Understanding Bank of XiAn Co's Return on Assets (ROA)

Bank of XiAn Co's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Bank of XiAn Co's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Bank of XiAn Co's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Bank of XiAn Co’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Bank of XiAn Co stock

Return on Assets (ROA) of Bank of XiAn Co is 0.49 % in 2025.

Return on Assets (ROA) of Bank of XiAn Co changed from 0.53 % to 0.49 %, representing a -7.55% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Bank of XiAn Co since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Bank of XiAn Co with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Bank of XiAn Co

All Key Metrics — Bank of XiAn Co