Bandhan Bank Stock

Bandhan Bank ROA

The Return on Assets (ROA) of Bandhan Bank (BANDHANBNK.NS) as of Aug 23, 2026 is 1.43 %. In the previous year, Return on Assets (ROA) was 1.25 % — a change of 14.36% (higher).

ROA

1.43 %

YoY

14.36%

Last updated:

In 2026, Bandhan Bank's return on assets (ROA) was 1.43 %, a 14.36% increase from the 1.25 % ROA in the previous year.

The Bandhan Bank ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
3.04 INR
Jan 1, 2019
3.46 INR
Jan 1, 2020
3.30 INR
Jan 1, 2021
1.92 INR
Jan 1, 2022
0.09 INR
Jan 1, 2023
1.41 INR
Jan 1, 2024
1.25 INR
Jan 1, 2025
1.43 INR
The Bandhan Bank ROA history
YEARROAYoY
1.43 %+14.36%
1.25 %-10.86%
1.41 %+1,452.65%
0.09 %-95.28%
1.92 %-41.82%
3.30 %-4.65%
3.46 %+13.86%
3.04 %-17.43%
3.68 %+164.02%
1.39 %+1,123.25%
0.11 %
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Bandhan Bank Stock analysis

What does Bandhan Bank do? Bandhan Bank Ltd, founded in 2001, is an Indian bank headquartered in Kolkata. The bank initially started as a non-profit organization, providing microfinance-based services to meet the needs of disadvantaged population groups, particularly women in poor rural areas. Over time, the company grew and expanded its services. In 2015, it became a full-fledged bank and began to broaden its product offerings to meet a variety of customer needs. The bank operates in various business segments, such as deposits, loans, payment services, investment banking, and other financial services. A central component of the business is the lending business. Bandhan Bank offers various types of loans, such as home loans, education loans, agricultural loans, business loans, and mixed loans. These loans cater to a wide population, from the retailer in the downtown area to small and medium-sized enterprises to large corporations. Another business area is the deposit business. Bandhan Bank offers a range of deposit products tailored to customer needs. These include savings accounts, term deposits, fixed deposit accounts, and interest point accounts. The bank also offers special accounts for small businesses and self-employed individuals. The bank has also invested in the digital money sector and offers various payment services for this purpose. For example, customers can make payments and carry out transactions through mobile banking and internet banking. In addition, there are also special e-wallets and prepaid cards that allow customers to carry out their financial transactions through a mobile platform. In addition to the mentioned business segments, the bank has also established itself in investment banking. It offers a wide range of services, including stock and derivatives trading, securities, and asset management. The bank leverages its market expertise to support its customers in their investments. However, Bandhan Bank is not only focused on economic growth but is also committed to social responsibility. To this end, the company is involved in various CSR programs. Many of these programs aim to improve the lives of women, children, and disadvantaged communities. The company strives to operate in an environmentally friendly manner and is committed to reducing its carbon footprint. In conclusion, Bandhan Bank Ltd is a rapidly growing company in India that not only aims for economic success but also demonstrates a significant commitment to social responsibility. With a wide range of products, the bank aims to meet the needs of different customer groups and assist them in better managing and investing their finances. Bandhan Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding Bandhan Bank's Return on Assets (ROA)

Bandhan Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Bandhan Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Bandhan Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Bandhan Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Bandhan Bank stock

Return on Assets (ROA) of Bandhan Bank is 1.43 % in 2026.

Return on Assets (ROA) of Bandhan Bank changed from 1.25 % to 1.43 %, representing a 14.36% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Bandhan Bank since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Bandhan Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Bandhan Bank

All Key Metrics — Bandhan Bank