Bancorp

Bancorp ROA

The Return on Assets (ROA) of Bancorp (TBBK) as of Oct 31, 2026 is 2.44 %. In the previous year, Return on Assets (ROA) was 2.49 % — a change of -2.10% (lower).

ROA

2.44 %

YoY

-2.10%

Last updated:

In 2025, Bancorp's return on assets (ROA) was 2.44 %, a -2.10% increase from the 2.49 % ROA in the previous year.

The Bancorp ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
1.99 USD
Jan 1, 2019
0.91 USD
Jan 1, 2020
1.28 USD
Jan 1, 2021
1.62 USD
Jan 1, 2022
1.65 USD
Jan 1, 2023
2.50 USD
Jan 1, 2024
2.49 USD
Jan 1, 2025
2.44 USD
The Bancorp ROA history
YEARROAYoY
2.44 %-2.10%
2.49 %-0.12%
2.50 %+51.46%
1.65 %+1.90%
1.62 %+26.75%
1.28 %+40.01%
0.91 %-54.23%
1.99 %+332.45%
0.46 %-123.09%
-1.99 %-844.66%
0.27 %-76.63%
1.15 %—

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Bancorp Stock analysis

What does Bancorp do? The Bancorp Inc. is a financial services company based in Wilmington, Delaware, USA. The company was founded in 1999 as a holding company for The Bancorp Bank and has become one of the leading providers of financial services on the market. The company is listed on NASDAQ and employs over 700 employees. The Bancorp Inc.'s business model is to offer innovative banking solutions and products for private and business customers. This includes offerings such as prepaid cards, mobile payment solutions, account processing services, and investment funds. The company has continuously expanded and renewed its service offerings in recent years to meet the market and customer demands. The Bancorp Inc. is divided into various business segments that specialize in different customer needs. The "Commercial Banking" segment, for example, offers financial services and advisory solutions for small and medium-sized enterprises. This includes both traditional credit solutions and innovative financial products such as crowdfunding or online loans. The "Payment Solutions" segment focuses on prepaid cards, mobile payment solutions, and e-commerce platforms. The Bancorp Inc. works closely with companies such as Apple, Google, Samsung, or Paypal. Another important business segment is the "Institutional Banking & Deposits" segment, which focuses on specialized banking services for legally regulated institutions and companies. This includes deposit management services, clearing and settlement services, as well as custody management services. An essential part of the Bancorp Inc.'s business model is its collaboration with partners to develop innovative financial solutions. The company works closely with various fintech startups, banks, credit card companies, and other financial services companies to develop new products and services through joint ventures. This allows the company to introduce innovative solutions that meet the needs of its customers and differentiate itself in a competitive market. Products of the Bancorp Inc. include prepaid cards developed in collaboration with various partners such as Walmart, VISA, and Mastercard. These cards function similarly to credit cards but are loaded in advance. Customers can use the card to make online purchases, transfer money to other individuals, or withdraw money from ATMs. Another product of the Bancorp Inc. is "Ando Money", developed in collaboration with the German fintech firm SolarisBank. It is a mobile banking app that allows customers to manage their bank account directly on their smartphones. The app offers features such as transfers, account statements, or access to credit card information. In summary, the Bancorp Inc. is an innovative financial services company that focuses exclusively on the needs of its customers. The company has expanded and renewed its service offerings to meet the market and customer demands. Through collaboration with various partners, the Bancorp Inc. has introduced innovative solutions that meet the needs of its customers. Bancorp is one of the most popular companies on Eulerpool.

ROA Details

Understanding Bancorp's Return on Assets (ROA)

Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Bancorp stock

Return on Assets (ROA) of Bancorp is 2.44 % in 2025.

Return on Assets (ROA) of Bancorp changed from 2.49 % to 2.44 %, representing a -2.10% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Bancorp since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Bancorp

All Key Metrics — Bancorp