Banco Macro Stock

Banco Macro ROA

The Return on Assets (ROA) of Banco Macro (BMA2.BA) as of Sep 7, 2026 is 2.09 %. In the previous year, Return on Assets (ROA) was 8.62 % — a change of -75.75% (lower).

ROA

2.09 %

YoY

-75.75%

Last updated:

In 2026, Banco Macro's return on assets (ROA) was 2.09 %, a -75.75% increase from the 8.62 % ROA in the previous year.

The Banco Macro ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2021
2.72 ARS
Jan 1, 2022
2.06 ARS
Jan 1, 2023
8.62 ARS
Jan 1, 2024
2.09 ARS
The Banco Macro ROA history
YEARROAYoY
2.09 %-75.75%
8.62 %+318.74%
2.06 %-24.27%
2.72 %
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Banco Macro Stock analysis

What does Banco Macro do? Banco Macro SA is one of the largest banks in Argentina and is headquartered in Buenos Aires. The company's history dates back to 1976 when the first branch was opened in the city of Salta. Since then, the bank has become a major player in the Argentine market and operates over 500 branches across the country. The business model of Banco Macro SA focuses on offering a wide range of financial services to private customers, small businesses, and medium-sized companies. This includes traditional banking products such as loans, accounts, credit cards, savings accounts, and insurance. Additionally, the bank also provides specialized services such as leasing, factoring, electronic payment processing, and asset management. The various divisions of the bank are designed to target different customer groups and offer tailored solutions. For example, there are special products for private customers, such as credit cards with bonus programs or specific savings accounts for children. For small businesses and medium-sized companies, there are customized loan products that cater to their specific needs, as well as advisory services on topics such as tax law, accounting, and financial planning. One of the most important products of Banco Macro SA is loans. The bank offers various types of loans including long-term investment loans, short-term working capital loans, and loans for the acquisition of real estate or vehicles. Loan approval is typically based on a credit check and can have different conditions and interest rates depending on the type of loan and the customer's creditworthiness. Another important business area of Banco Macro SA is investment banking. The bank is able to offer a wide range of financial services to companies looking to raise capital to expand or recapitalize their business. This includes stock issuances, bond issuances, mergers and acquisitions, advisory services, and many other services. Banco Macro SA places great importance on a strong presence in online banking and offers a wide range of online services. This includes online account opening, online transactions, online loan applications, and many other services. The bank also operates mobile applications that allow customers to manage their accounts and transactions directly from their mobile phones. Overall, Banco Macro SA is a well-managed and successful financial institution with a long history. With its diverse range of financial services, the bank is able to serve a wide range of customers and seamlessly transition its services into the digital space. It is considered one of the solid banks in Argentina and enjoys the trust of customers and investors. Banco Macro is one of the most popular companies on Eulerpool.

ROA Details

Understanding Banco Macro's Return on Assets (ROA)

Banco Macro's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Banco Macro's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Banco Macro's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Banco Macro’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Banco Macro stock

Return on Assets (ROA) of Banco Macro is 2.09 % in 2026.

Return on Assets (ROA) of Banco Macro changed from 8.62 % to 2.09 %, representing a -75.75% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Banco Macro since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Banco Macro with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Banco Macro

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