Baid Finserv

Baid Finserv Interest Coverage

The Interest Coverage Ratio of Baid Finserv (BAIDFIN.NS) as of Nov 5, 2026 is 0.61. In the previous year, Interest Coverage Ratio was 0.69 — a change of -11.04% (lower).

Interest Coverage

0.61

YoY

-11.04%

Last updated:

Interest Coverage Ratio of Baid Finserv is 2025 0.61 . Interest Coverage Ratio of Baid Finserv was 2024 0.69 . It decreases by -11.04% lower compared to the previous year.

The Baid Finserv Interest Coverage history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Interest Coverage
Date
Interest Coverage
Jan 1, 2021
0.36 INR
Jan 1, 2022
0.63 INR
Jan 1, 2023
0.99 INR
Jan 1, 2024
0.69 INR
Jan 1, 2025
0.61 INR
The Baid Finserv Interest Coverage history
YEARInterest CoverageYoY
0.61-11.04%
0.69-30.56%
0.99+57.00%
0.63+76.09%
0.36—

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Baid Finserv Stock analysis

What does Baid Finserv do? Baid Finserv Ltd. generates revenue by providing non-banking financing services, with a primary focus on vehicle financing and loans against property. The firm offers car loans and commercial vehicle loans for both new and used vehicles, catering to first-time vehicle users and those purchasing used vehicles. Funding is available for various commercial vehicles, including buses, trucks, tankers, trailers, light commercial vehicles, and small commercial vehicles. Additionally, the company provides loans against used commercial vehicles and tractors, particularly in semi-urban and rural areas. The business also serves micro, small, and medium enterprises (MSME) through asset-backed loans and extends loans against property to both salaried and self-employed individuals. Beyond lending, Baid Finserv Ltd. provides various types of insurance, including life insurance, dwelling insurance, and motor insurance. These products are designed to support the financial needs of its diverse customer base across different segments of the vehicle and property financing market. Baid Finserv is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Baid Finserv stock

Interest Coverage Ratio of Baid Finserv is 0.61 in 2025.

Interest Coverage Ratio of Baid Finserv changed from 0.69 to 0.61, representing a -11.04% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Interest Coverage Ratio Baid Finserv since 2006 – with annual values, charts, and detailed analysis.

The Interest Coverage ratio measures a company's ability to pay interest on its debt. Higher ratios indicate greater financial strength and lower default risk.

Interest Coverage = EBIT / Interest Expense

A 'good' varies by industry and company stage. On Eulerpool, you can compare Interest Coverage Ratio's Baid Finserv with sector peers and the industry average to assess whether it is attractive.

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Leverage — Baid Finserv

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